城鄉(xiāng)居民大病保險(xiǎn)風(fēng)險(xiǎn)管控體系研究
發(fā)布時(shí)間:2018-06-03 12:55
本文選題:城鄉(xiāng)居民大病保險(xiǎn) + 風(fēng)險(xiǎn)管控 ; 參考:《衛(wèi)生經(jīng)濟(jì)研究》2017年06期
【摘要】:城鄉(xiāng)居民大病保險(xiǎn)制度從試點(diǎn)到全面實(shí)施,各參與主體均存在不確定性風(fēng)險(xiǎn);谛畔⒉粚(duì)稱及風(fēng)險(xiǎn)管理理論,本文分別對(duì)政府部門、保險(xiǎn)公司、大病患者、醫(yī)療機(jī)構(gòu)在大病保險(xiǎn)制度實(shí)施過(guò)程中可能面臨的風(fēng)險(xiǎn)進(jìn)行識(shí)別和分析,探討其風(fēng)險(xiǎn)管控的事前、事中和事后方法。城鄉(xiāng)居民大病保險(xiǎn)風(fēng)險(xiǎn)管控必須將橫向的內(nèi)部風(fēng)險(xiǎn)管控、縱向的全過(guò)程風(fēng)險(xiǎn)管控和側(cè)向的外部風(fēng)險(xiǎn)管控結(jié)合起來(lái),構(gòu)建一個(gè)全過(guò)程、多角度,四方主體共同參與的大病保險(xiǎn)風(fēng)險(xiǎn)管控體系。
[Abstract]:From pilot to full implementation of urban and rural residents' serious illness insurance system, there are uncertain risks for all participants. Based on the theory of information asymmetry and risk management, this paper identifies and analyzes the risks that may be faced by government departments, insurance companies, patients with serious illness, and medical institutions in the process of implementing the insurance system for serious illness. Medium and hindsight methods. The risk control of urban and rural residents' serious illness insurance must combine horizontal internal risk control, vertical whole process risk management and lateral external risk control, and construct a whole process and multi-angle. The risk management and control system of the major illness insurance in which the four parties participate.
【作者單位】: 江西中醫(yī)藥大學(xué)經(jīng)濟(jì)與管理學(xué)院;
【基金】:江西省社會(huì)科學(xué)研究“十三五”(2016年)規(guī)劃項(xiàng)目(16YJ24) 2015年度江西省高校人文社科項(xiàng)目(JJ1533) 2016年度江西中醫(yī)藥大學(xué)校級(jí)研究生創(chuàng)新專項(xiàng)資金項(xiàng)目(JZYC16S09)
【分類號(hào)】:F842.684;R197.1
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本文編號(hào):1972857
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