遼寧省新型農(nóng)村養(yǎng)老保險(xiǎn)制度實(shí)施效果研究
本文選題:遼寧“新農(nóng)! + 繳費(fèi)與給付 ; 參考:《沈陽(yáng)師范大學(xué)》2013年碩士論文
【摘要】:新型農(nóng)村養(yǎng)老保險(xiǎn)(以下簡(jiǎn)稱“新農(nóng)!保┲贫饶壳吧刑幵谠圏c(diǎn)階段,有關(guān)“新農(nóng)!敝贫鹊呢(cái)政支持模式、資金供給、制度實(shí)施的有效需求等尚處于探索階段,本文通過“新農(nóng)!敝贫然镜脑u(píng)價(jià)指標(biāo)體系,依據(jù)層次分析法的基本原理來確定指標(biāo)對(duì)遼寧“新農(nóng)!敝贫葘(shí)施效果的權(quán)重加以排序。排序主要以公平性、有效性、可持續(xù)性、保障的適度水平以及制度的可銜接性等表現(xiàn)特征為原則,結(jié)合國(guó)家以及遼寧統(tǒng)計(jì)年鑒數(shù)據(jù),相應(yīng)計(jì)算得出全國(guó)各省市“新農(nóng)保”制度實(shí)施效果的排序表。在此基礎(chǔ)上,論文通過遼寧與其它省份實(shí)施狀況做比較,同時(shí)結(jié)合遼寧省試點(diǎn)地區(qū)“新農(nóng)!敝贫葘(shí)施的具體情況,來評(píng)估遼寧省“新農(nóng)保”制度的實(shí)施效果。 研究發(fā)現(xiàn):“新農(nóng)!钡谋U蠘(biāo)準(zhǔn),遼寧省在全國(guó)居中等水平,盡管與北京、上海、天津、江蘇等省市尚有較大的差距,,但從相關(guān)變量的因素分析看,“新農(nóng)!敝贫仍谶|寧省具有制度的可持續(xù)性和與其他農(nóng)村保障制度的可銜接性,這說明“新農(nóng)!敝贫仍谶|寧的后續(xù)發(fā)展?jié)摿^大。此外,由于遼寧“新農(nóng)保“制度的有效性和保障的水平方面明顯偏低,特別是養(yǎng)老保險(xiǎn)的個(gè)人繳費(fèi)率和參保覆蓋率,養(yǎng)老金的替代率、待遇給付水平等指標(biāo)上問題凸顯。 通過分析,筆者認(rèn)為:遼寧“新農(nóng)保“制度的實(shí)施是初見成效的,但繳費(fèi)層級(jí)設(shè)計(jì)形式單一,缺乏靈活的繳費(fèi)方式設(shè)計(jì);財(cái)政補(bǔ)貼和待遇給付的低水平,使得農(nóng)民投保的積極性不高,覆蓋率低等問題是遼寧“新農(nóng)保”制度急需解決的問題。對(duì)此,本文的政策性建議是:在不斷增加的政府財(cái)政補(bǔ)貼的基礎(chǔ)上,設(shè)置靈活的繳費(fèi)模式,通過養(yǎng)老待遇指數(shù)化的彈性調(diào)整機(jī)制,促進(jìn)“新農(nóng)!敝贫扰c其它保障制度的整合與銜接,是遼寧省有效實(shí)施“新農(nóng)保”制度的前提條件。
[Abstract]:The system of new rural old-age insurance (hereinafter referred to as "new agricultural insurance") is still in the pilot stage. The financial support model of the "new agricultural insurance" system, the supply of funds, the effective demand for the implementation of the system are still in the exploratory stage. This paper is based on the basic principle of the "new agricultural insurance" system and the basic principles of the analytic hierarchy process. To determine the weight of the index to the effect of the implementation of the "new agricultural insurance" system in Liaoning, the ranking is mainly based on the principle of fairness, effectiveness, sustainability, the moderate level of security and the cohesion of the system. According to the data of the national and Liaoning statistical yearbook, the "new agricultural insurance" system in various provinces and cities of the country is calculated. On the basis of this, the paper compares the situation of Liaoning with other provinces, and evaluates the implementation effect of the "new agricultural insurance" system in Liaoning Province in combination with the specific situation of the implementation of the "new agricultural insurance" system in the pilot region of Liaoning province.
The study found that: the standard of "new agricultural insurance", Liaoning province in the middle of the country and other levels, although there is a large gap with Beijing, Shanghai, Tianjin, Jiangsu and other provinces and cities, but from the factors related to the factors analysis, the "new agricultural insurance" system in Liaoning has the sustainability of the system and the other rural security system can be connected, which shows that The "new agricultural insurance" system has a great potential for follow-up development in Liaoning. In addition, due to the obvious low level of the effectiveness and security of the "new agricultural insurance" system in Liaoning, especially the individual payment rate and coverage rate of the pension insurance, the replacement rate of the pension and the level of payment, and so on.
Through the analysis, the author believes that the implementation of the "new agricultural insurance" system in Liaoning is the first effect, but the design forms of the payment hierarchy are single and lack of flexible payment methods. The low level of financial subsidies and treatment gives the peasants' enthusiasm for insurance is not high, and the low coverage is the urgent problem to be solved in the "new agricultural insurance" system in Liaoning. The policy recommendations of this article are: on the basis of the increasing government financial subsidies, the flexible payment mode is set up, and the integration and connection of the "new agricultural insurance" system and other guarantee systems is promoted through the flexible adjustment mechanism of the pension treatment index. It is the prerequisite for the effective implementation of the "new agricultural insurance" system in Liaoning.
【學(xué)位授予單位】:沈陽(yáng)師范大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F323.89;F842.67
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