本文選題：農村居民 + 大病保險�。� 參考：《西北農林科技大學學報(社會科學版)》2016年05期

【摘要】：經(jīng)濟補償是農村居民大病保險的基本職責,經(jīng)濟補償能力是履行該職責的前提和基礎,經(jīng)濟補償效果是履行該職責的具體體現(xiàn)。利用江蘇省5個樣本地區(qū)的實地調研數(shù)據(jù),從橫向和縱向兩個維度評估了各地大病保險的經(jīng)濟補償能力,從大病保險的受益面、患者個人自付比例、大病保險基金使用率等指標綜合衡量各地大病保險的經(jīng)濟補償效果。研究發(fā)現(xiàn),醫(yī)療費用、籌資機制、政策設計等多種主客觀因素共同約束著大病保險經(jīng)濟補償能力和補償效果的發(fā)揮,亟需從補償主體的銜接、大病費用的控制、籌資機制的建設、大病保險的服務等方面進行改進。
[Abstract]:Economic compensation is the basic duty of rural residents' serious illness insurance, the ability of economic compensation is the premise and foundation of performing this duty, and the effect of economic compensation is the concrete embodiment of fulfilling this duty. Based on the field investigation data of five sample regions in Jiangsu Province, the paper evaluates the economic compensation ability of the major illness insurance in different places from the horizontal and vertical dimensions, and from the benefit area of the serious illness insurance, the proportion of the patients' individual payout. The utilization rate of serious illness insurance fund is a comprehensive measure of the economic compensation effect of serious illness insurance. The study found that many subjective and objective factors, such as medical expenses, financing mechanism, policy design and so on, constrain the exertion of the economic compensation ability and the compensation effect of the serious illness insurance together, and urgently need to link up with the main body of compensation and control the cost of the serious illness. The construction of financing mechanism, serious illness insurance service and so on carries on the improvement.
【作者單位】： 江蘇大學管理學院;
【基金】：國家社會科學基金項目(13BGL139) 教育部人文社會科學研究青年基金項目(12YJC630280)
【分類號】：F323.89;F842.684
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本文編號：1884106