本文選題：長(zhǎng)期護(hù)理保險(xiǎn) + 經(jīng)營(yíng)模式　； 參考：《廣東財(cái)經(jīng)大學(xué)》2013年碩士論文

【摘要】：隨著經(jīng)濟(jì)水平和醫(yī)療技術(shù)的改善，我國(guó)人口的平均壽命從2000年的71.4上升到2010年的78.43歲。壽命的延長(zhǎng)意味著人在老年潛在的長(zhǎng)期護(hù)理總費(fèi)用的增加和社會(huì)對(duì)長(zhǎng)期護(hù)理保險(xiǎn)需求的增長(zhǎng)。然而，我國(guó)長(zhǎng)期護(hù)理保險(xiǎn)仍處于發(fā)展的初步階段，相較于發(fā)達(dá)國(guó)家的經(jīng)營(yíng)主體多元化、醫(yī)保合作、產(chǎn)品多樣化等多種經(jīng)營(yíng)模式而言，我國(guó)的長(zhǎng)期護(hù)理保險(xiǎn)的經(jīng)營(yíng)模式比較落后，制約了長(zhǎng)期護(hù)理保險(xiǎn)的發(fā)展。另一方面，我國(guó)和其他國(guó)家在醫(yī)療保障體系及經(jīng)濟(jì)水平等方面有很多不同之處，在借鑒國(guó)外長(zhǎng)期護(hù)理保險(xiǎn)經(jīng)營(yíng)模式上存在一定的局限性。如何合適的經(jīng)驗(yàn)?zāi)Ｊ酱蜷_長(zhǎng)期護(hù)理保險(xiǎn)的困局已成為保險(xiǎn)人迫切需要解決的難題。 本文首先介紹長(zhǎng)期護(hù)理保險(xiǎn)及其在我國(guó)發(fā)展現(xiàn)狀，，重點(diǎn)分析保險(xiǎn)公司在經(jīng)營(yíng)長(zhǎng)期護(hù)理保險(xiǎn)中存在的問(wèn)題，借鑒發(fā)達(dá)國(guó)家和地區(qū)對(duì)長(zhǎng)期護(hù)理保險(xiǎn)經(jīng)營(yíng)的經(jīng)驗(yàn)，結(jié)合我國(guó)實(shí)際情況，在風(fēng)險(xiǎn)控制、產(chǎn)品設(shè)計(jì)、投資與長(zhǎng)期護(hù)理相關(guān)的產(chǎn)業(yè)鏈等方面，試圖提出可行和有效的建議，以期能給保險(xiǎn)公司在經(jīng)營(yíng)長(zhǎng)期護(hù)理保險(xiǎn)模式上提供有益的參考。
[Abstract]:With the improvement of economic and medical technology, the average life span of China's population has risen from 71.4 in 2000 to 78.43 in 2010. The extension of life expectancy means the increase in the total cost of long-term care for the elderly and the increase in the demand for long-term care insurance in the society. However, the long-term care insurance of our country is still in the initial stage of development. Compared to the diversified business models of developed countries, medical insurance cooperation and product diversification, the management mode of long-term care insurance in China is relatively backward and restricts the development of long-term care insurance. On the other hand, there are many differences between China and other countries in the medical security system and economic level. There are some limitations on foreign long-term nursing insurance management model. How to open the predicament of long-term nursing insurance with appropriate experience model has become an urgent problem for the insurer to solve.
This article first introduces the long-term care insurance and its development status in China. It focuses on the analysis of the problems existing in the long-term care insurance of the insurance companies, drawing on the experience of the long term nursing insurance in the developed countries and regions, combining with the actual situation of our country, in the risk control, product design, investment and long-term care related industries chain. In order to provide useful reference for insurance companies in the management of long-term care insurance, we try to put forward feasible and effective suggestions.

【學(xué)位授予單位】：廣東財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F842.684

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 陳曉安;;公私合作構(gòu)建我國(guó)的長(zhǎng)期護(hù)理保險(xiǎn)制度:國(guó)外的借鑒[J];保險(xiǎn)研究;2010年11期

2 魏華林;何玉東;;中國(guó)長(zhǎng)期護(hù)理保險(xiǎn)市場(chǎng)潛力研究[J];保險(xiǎn)研究;2012年07期

3 楊婭婕;;我國(guó)發(fā)展長(zhǎng)期護(hù)理保險(xiǎn)的障礙與對(duì)策[J];經(jīng)濟(jì)問(wèn)題探索;2011年05期

4 李濤;;我國(guó)老年人的養(yǎng)老困局與長(zhǎng)期護(hù)理險(xiǎn)的破局之道[J];金融經(jīng)濟(jì);2011年24期

5 吳蓓;徐勤;;城市社區(qū)長(zhǎng)期照料體系的現(xiàn)狀與問(wèn)題——以上海為例[J];人口研究;2007年03期

6 蔣虹;;我國(guó)長(zhǎng)期護(hù)理保險(xiǎn)的發(fā)展模式選擇[J];西南金融;2007年01期

7 戴衛(wèi)東;董叢文;;商業(yè)護(hù)理保險(xiǎn)在中國(guó)的前景分析——兼論中國(guó)未來(lái)老年生活護(hù)理制度模式[J];學(xué)術(shù)交流;2007年04期

8 曾思源;;中美商業(yè)健康保險(xiǎn)經(jīng)營(yíng)模式對(duì)比[J];時(shí)代金融;2011年15期

9 蘇永莉;;影響我國(guó)長(zhǎng)期護(hù)理保險(xiǎn)發(fā)展的供求因素分析[J];中國(guó)保險(xiǎn);2007年09期

10 朱銘來(lái);賈清顯;;我國(guó)老年長(zhǎng)期護(hù)理需求測(cè)算及保障模式選擇[J];中國(guó)衛(wèi)生政策研究;2009年07期

本文編號(hào)：1883867