本文選題：銀行保險 + 影響因素��； 參考：《對外經(jīng)濟貿(mào)易大學》2014年碩士論文

【摘要】：銀行保險發(fā)展模式最早出現(xiàn)在歐洲，，它是一種新的金融發(fā)展模式。隨著金融經(jīng)濟全球化發(fā)展步伐的不斷加快，全球金融市場日益成為一個自由聯(lián)系且緊密相連的統(tǒng)一市場，銀行與保險這兩大金融支柱也日益融合，在業(yè)務發(fā)展上相互不斷滲透，已經(jīng)成為當今國際金融業(yè)的重要發(fā)展趨勢。 中國的銀行保險業(yè)起步較晚，發(fā)展也相對落后，由于我國金融市場各種規(guī)章制度還不完善，一些相關的銀行保險政策法規(guī)對銀行保險業(yè)的發(fā)展還有一定的限制，但是通過國家新公布的國務院關于加快發(fā)展現(xiàn)代保險服務業(yè)的若干意見國發(fā)（2014）29號文，即新保險國十條，說明我國的銀行保險業(yè)發(fā)展?jié)摿艽�，有待我們進一步去挖掘開發(fā)。本文試圖通過實證分析來對銀行保險發(fā)展的影響因素進行深入研究。 本文主要分為五個章節(jié)，第1章是導論部分，介紹了本文的選題背景、研究意義及研究的框架，同時介紹了國內(nèi)外相關的研究文獻；第2章是銀行保險發(fā)展的相關理論，這一章節(jié)主要介紹銀行保險的概況、銀行保險的經(jīng)濟學理論分析及銀行保險的發(fā)展模式；第3章是銀行保險發(fā)展的影響因素，本章主要從影響銀行保險發(fā)展的內(nèi)部因素、外部因素及其他因素三個方面來展開討論；第4章是銀行保險發(fā)展的實證因素分析，本章重點分析了影響銀行發(fā)展的政策法規(guī)因素和金融市場監(jiān)管因素，并介紹了實證分析的研究設計和相關的分析；第5章是結論和建議，本章在上一章實證分析的基礎上得出了政策法規(guī)及金融市場監(jiān)管對銀行保險發(fā)展的影響呈正相關的結論，并針對這些結論給出了相應的建議。
[Abstract]:The development model of bancassurance was first appeared in Europe, it is a new financial development model. With the rapid development of financial and economic globalization, the global financial market is increasingly becoming a unified market with free contact and close connection. The banking and insurance, two financial pillars, are increasingly integrated and permeate each other in the business development. It has become an important development trend of the international financial industry. China's banking and insurance industry started relatively late and developed relatively backward. Because of the imperfect rules and regulations of China's financial market, some relevant policies and regulations of bank insurance still have certain restrictions on the development of the banking and insurance industry. However, through the newly published opinions of the State Council on speeding up the development of modern insurance service industry (No. 29), that is, the ten articles of the new insurance industry, it shows that the development potential of our country's banking and insurance industry is very great, and we need to further explore and develop it. This paper attempts to make an in-depth study on the influencing factors of the development of bancassurance through empirical analysis. This paper is divided into five chapters, the first chapter is the introduction part, introduced the background of this paper, research significance and research framework, at the same time introduced the relevant research literature at home and abroad; chapter 2 is the relevant theory of the development of bancassurance. This chapter mainly introduces the general situation of bancassurance, the economic theory analysis of bancassurance and the development mode of bancassurance. Chapter 3 is the influencing factors of bancassurance development, this chapter mainly discusses the internal factors that influence the development of bancassurance. Chapter 4 is the empirical analysis of the development of bancassurance. This chapter focuses on the policy and regulation factors and financial market regulatory factors that affect the development of banks. Chapter 5 is the conclusion and suggestion. Based on the empirical analysis, this chapter draws the conclusion that policies and regulations and financial market regulation have positive correlation with the development of bancassurance. Some suggestions are given for these conclusions.
【學位授予單位】：對外經(jīng)濟貿(mào)易大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.2;F842

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