發(fā)布時間：2018-05-08 13:21

  本文選題：玉米收入保險 + 市場風(fēng)險管理　； 參考：《河北經(jīng)貿(mào)大學(xué)》2017年碩士論文

【摘要】：玉米同時具有糧食、飼料、經(jīng)濟作物三大屬性,玉米產(chǎn)業(yè)也橫跨第一、第二、第三產(chǎn)業(yè),玉米產(chǎn)量、供求、價格等變化對人們的生活、經(jīng)濟穩(wěn)定以及國家糧食安全影響重大。玉米也在我國糧食連年增產(chǎn)和保障國家糧食安全中做出了重要貢獻。但在多年的玉米臨時收儲政策以及國內(nèi)生產(chǎn)成本、國際市場環(huán)境等因素的影響下,玉米生產(chǎn)出現(xiàn)了庫存積壓、國內(nèi)外價格倒掛、種植收益下降、市場風(fēng)險加大等一系列問題。從2007年對農(nóng)業(yè)保險實施財政補貼以來,我國的玉米種植保險發(fā)展迅速,承保覆蓋率也不斷提高,對玉米種植的自然風(fēng)險管理發(fā)揮了重要作用。但隨著農(nóng)業(yè)生產(chǎn)方式轉(zhuǎn)變和現(xiàn)代農(nóng)業(yè)的發(fā)展,市場風(fēng)險正在成為農(nóng)業(yè)生產(chǎn)所面臨的突出風(fēng)險。低保障、廣覆蓋且僅保障自然風(fēng)險的玉米種植保險已無法滿足農(nóng)民全面的風(fēng)險管理需求。因此,針對目前的玉米生產(chǎn)發(fā)展現(xiàn)狀、價格形成機制的改革以及玉米種植者的實際需求,探索研究玉米收入保險具有重要意義。2016年中央一號文件也提出要完善農(nóng)業(yè)保險制度,探索開展重要農(nóng)產(chǎn)品目標(biāo)價格保險,以及收入保險、天氣指數(shù)保險試點。2017年中央一號文件則明確提出,要探索建立農(nóng)產(chǎn)品收入保險制度。從國際經(jīng)驗來看,收入保險也是美國等發(fā)達國家主導(dǎo)的、非常受歡迎的農(nóng)作物保險種類,在農(nóng)產(chǎn)品價格風(fēng)險管理中發(fā)揮著獨特的作用。今年以來,我國中央政府相關(guān)部門和很多保險公司也加快了收入保險的研究和探索。本文在我國當(dāng)前玉米生產(chǎn)、玉米保險發(fā)展現(xiàn)狀和存在問題進行分析的基礎(chǔ)上,深入闡述了我國當(dāng)前開展玉米收入保險的重要意義和有利條件,并在美國農(nóng)作物收入保險經(jīng)驗借鑒的基礎(chǔ)上,利用我國1978-2015年的玉米單產(chǎn)和價格數(shù)據(jù),通過Copula函數(shù)方法對玉米收入保險進行了費率厘定。最后,提出了促進玉米收入保險發(fā)展的對策建議。玉米收入保險不僅可以為農(nóng)民提供市場風(fēng)險管理工具,豐富農(nóng)業(yè)保險產(chǎn)品體系,更能在玉米結(jié)構(gòu)調(diào)整、價格形成機制改革、玉米規(guī)模化種植生產(chǎn)、維護農(nóng)民玉米種植收益和積極性中發(fā)揮重要作用。本文的相關(guān)分析、產(chǎn)品設(shè)計、定價思路以及對策建議等內(nèi)容可以在一定程度上豐富我國玉米收入保險的理論研究,為玉米收入保險的實踐探索提供些許參考。
[Abstract]:Corn also has three attributes of grain, feed and cash crops, and the corn industry also spans the first, second, tertiary industry, corn yield, supply and demand, price and other changes to people's lives, economic stability and national food security. Corn has also made an important contribution to increasing grain production and ensuring national food security. However, under the influence of the policy of temporary corn storage, domestic production cost and international market environment for many years, a series of problems appeared in maize production, such as stock backlog, domestic and foreign price upside down, the decline of planting income, the increase of market risk, and so on. Since the implementation of financial subsidy to agricultural insurance in 2007, corn planting insurance in China has developed rapidly and the coverage rate has been continuously increased, which has played an important role in the natural risk management of maize planting. However, with the transformation of agricultural production mode and the development of modern agriculture, market risk is becoming a prominent risk faced by agricultural production. The corn planting insurance with low security, wide coverage and only natural risk can not meet the farmers' overall risk management needs. Therefore, in view of the current situation of corn production and development, the reform of price formation mechanism and the actual needs of maize growers, it is of great significance to explore and study corn income insurance. To explore the development of important agricultural products target price insurance, income insurance, weather index insurance pilot. 2017 document No. 1 clearly proposed to explore the establishment of agricultural income insurance system. From the international experience, income insurance is also the leading and very popular crop insurance type in developed countries such as the United States, which plays a unique role in the management of agricultural product price risk. Since this year, the relevant departments of the central government and many insurance companies have also accelerated the research and exploration of income insurance. Based on the analysis of the current situation and existing problems of corn production and corn insurance in China, this paper expounds in depth the significance and favorable conditions of the current development of corn income insurance in China. Based on the experience of crop income insurance in the United States and the data of maize yield and price from 1978 to 2015 in China, the Copula function is used to determine the rate of corn income insurance. Finally, the countermeasures and suggestions to promote the development of corn income insurance are put forward. Corn income insurance can not only provide farmers with market risk management tools, enrich the agricultural insurance product system, but also be able to adjust the structure of corn, reform the price formation mechanism, and produce corn on a large scale. Maintaining farmers' corn planting income and enthusiasm play an important role. The related analysis, product design, pricing ideas and suggestions can enrich the theoretical research of corn income insurance in China to a certain extent, and provide some references for the practical exploration of corn income insurance.
【學(xué)位授予單位】：河北經(jīng)貿(mào)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F842.66

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本文編號：1861568