太原市新型農(nóng)村養(yǎng)老保險(xiǎn)問題研究
發(fā)布時(shí)間:2018-05-05 07:17
本文選題:新型農(nóng)村養(yǎng)老保險(xiǎn) + 可持續(xù)性。 參考:《山西財(cái)經(jīng)大學(xué)》2014年碩士論文
【摘要】:新型農(nóng)村養(yǎng)老保險(xiǎn)改變了以往“養(yǎng)兒防老”的傳統(tǒng)農(nóng)村養(yǎng)老模式,,不僅為農(nóng)村老齡人口的基本生活提供了保障而且縮小了城鄉(xiāng)差距,促進(jìn)了農(nóng)村的經(jīng)濟(jì)發(fā)展和社會(huì)穩(wěn)定。因而,有效保證農(nóng)村老年人的晚年生活質(zhì)量就要建立符合我國(guó)農(nóng)村實(shí)情、維護(hù)農(nóng)村穩(wěn)定團(tuán)結(jié)的新型農(nóng)村養(yǎng)老保險(xiǎn),從而應(yīng)對(duì)老齡化問題。保障其在退休或喪失勞動(dòng)能力之后能夠維持正常生活水平。本文以太原市為例,2010年太原市新型農(nóng)村居民養(yǎng)老保險(xiǎn)實(shí)現(xiàn)全覆蓋,新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)基礎(chǔ)養(yǎng)老金標(biāo)準(zhǔn)逐年上調(diào),目前全市農(nóng)村居民的養(yǎng)老保障水平處在全省領(lǐng)先地位,然而在當(dāng)下新型農(nóng)村養(yǎng)老保險(xiǎn)和城市養(yǎng)老險(xiǎn)相結(jié)合的前提下,怎樣才能更好地發(fā)揮新型農(nóng)村養(yǎng)老保險(xiǎn)的作用,是研究的重點(diǎn)和難題。 本文在充分分析太原市新型農(nóng)村養(yǎng)老保險(xiǎn)的基礎(chǔ)上,采用文獻(xiàn)綜述法、比較研究方法并結(jié)合問卷調(diào)查法,首先研究了國(guó)內(nèi)外學(xué)者對(duì)新型養(yǎng)老保險(xiǎn)制度的分析和建議以及對(duì)本文所需概念和理論支撐進(jìn)行深入分析;其次,深入研究了太原市農(nóng)村養(yǎng)老保險(xiǎn)制度的發(fā)展現(xiàn)狀,重點(diǎn)分析了太原市制度的突出特點(diǎn);再次,通過對(duì)太原市新型農(nóng)村養(yǎng)老保險(xiǎn)的研究,采用走訪、調(diào)查問卷的形式,對(duì)農(nóng)村居民參保的原因、政策實(shí)施的現(xiàn)狀以及實(shí)施效果遇到的問題進(jìn)行整理分析,并對(duì)制度本身、執(zhí)行主體以及政策目標(biāo)群體進(jìn)行展開論述,分析其產(chǎn)生的問題及原因,最終提出了要走可持續(xù)發(fā)展的建議,完善新農(nóng)保制度的設(shè)計(jì)、改善基金保值增值、強(qiáng)化新農(nóng)保的宣傳工作等措施,對(duì)太原市新型農(nóng)村養(yǎng)老保險(xiǎn)的發(fā)展及完善具有重要作用。
[Abstract]:The new type of rural old-age insurance has changed the traditional rural old-age model of "raising children and preventing the aged", which not only provides the guarantee for the basic life of the rural elderly population, but also reduces the gap between urban and rural areas, and promotes the economic development and social stability in rural areas. Therefore, it is necessary to establish a new type of rural old-age insurance which conforms to the rural reality and maintains the stability and unity of the rural areas so as to cope with the problem of aging in order to ensure the quality of life of the elderly in rural areas effectively. To ensure that they are able to maintain a normal standard of living after retirement or incapacity. This paper takes Taiyuan as an example. In 2010, Taiyuan achieved full coverage of the new rural residents' old-age insurance, and the basic pension standard of the new rural social old-age insurance was raised year by year. At present, the level of the old-age security of the rural residents in the whole city is in the leading position in the whole province. However, under the premise of the combination of the new rural old-age insurance and the urban old-age insurance, how to better play the role of the new rural old-age insurance is the focus and difficult problem. Based on the full analysis of the new rural old-age insurance in Taiyuan, this paper adopts the literature review method, the comparative research method and the questionnaire survey method. First of all, it studies the analysis and suggestion of the new old-age insurance system at home and abroad, as well as the concept and theoretical support needed in this paper. Secondly, it deeply studies the development status of the rural old-age insurance system in Taiyuan. Third, through the study of the new rural old-age insurance in Taiyuan, through the form of visits and questionnaires, the reasons of rural residents participating in the insurance are analyzed. The present situation of the policy implementation and the problems encountered in the implementation effect are analyzed, and the system itself, the executive body and the policy target group are discussed, and the problems and reasons are analyzed. Finally, the suggestions of sustainable development, the improvement of the design of the new rural insurance system, the improvement of the fund maintenance and increment, and the strengthening of the propaganda work of the new rural insurance are put forward, which play an important role in the development and improvement of the new rural old-age insurance in Taiyuan.
【學(xué)位授予單位】:山西財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F842.67;F323.89
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