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個(gè)稅遞延型養(yǎng)老保險(xiǎn)的營(yíng)銷(xiāo)策略研究

發(fā)布時(shí)間:2018-04-30 17:43

  本文選題:人口老齡化 + 養(yǎng)老。 參考:《華東理工大學(xué)》2014年碩士論文


【摘要】:21世紀(jì)的今天,人口老齡化已經(jīng)是全球化的現(xiàn)象了。根據(jù)聯(lián)合國(guó)數(shù)據(jù),從現(xiàn)在到2050年,老齡人口將從6億增加到近20億,60歲以上的人口將超過(guò)15歲以下的青少年人數(shù)。其中發(fā)展中國(guó)家的老齡人口預(yù)計(jì)將是現(xiàn)在的四倍。這一特殊變化將對(duì)全世界各國(guó)的養(yǎng)老保障制度提出嚴(yán)峻的挑戰(zhàn)。人口老齡化是不可阻擋的世界性潮流。人口老齡化問(wèn)題已經(jīng)成為發(fā)達(dá)和發(fā)展中國(guó)家共同面對(duì)的挑戰(zhàn)。而中國(guó)人口老齡化將伴隨21世紀(jì)始終。早在2000年,我國(guó)就提前進(jìn)入老齡化社會(huì),目前是世界老年人口最多的國(guó)家,占全球老年人口總量的五分之一。根據(jù)我國(guó)第六次人口普查公布的數(shù)據(jù),2010年我國(guó)60歲及以上人口占13126%,比2000年人口普查上升2193個(gè)百分點(diǎn),其中65歲及以上人口占8187%,比2000年人口普查上升1191個(gè)百分點(diǎn),目前我國(guó)處在老齡化社會(huì)發(fā)展階段。這一特殊變化將對(duì)全世界各國(guó)的養(yǎng)老保障制度提出嚴(yán)峻的挑戰(zhàn)。 我國(guó)的人口老齡化將同世界各國(guó)一樣出現(xiàn)未富先老、未備先老、孤獨(dú)終老這三個(gè)顯著的特征。養(yǎng)老將成為國(guó)家的重點(diǎn)工作之一,F(xiàn)在社會(huì)養(yǎng)老一般有三部分組成,最基本的社會(huì)養(yǎng)老保障制度,第二部分企業(yè)年金,第三部分個(gè)人養(yǎng)老保險(xiǎn)。對(duì)于我們龐大的需要養(yǎng)老的隊(duì)伍,光靠國(guó)家將變得力不從心,因此我們必須要轉(zhuǎn)變觀(guān)念,從現(xiàn)在起就得為將來(lái)作打算。在這樣一種趨勢(shì)的推動(dòng)下,在國(guó)家給予相應(yīng)的稅收優(yōu)惠和鼓勵(lì)下,個(gè)稅遞延型養(yǎng)老保險(xiǎn)將與世人見(jiàn)面。它將幫助我們將來(lái)老有所養(yǎng),老有所樂(lè),也在一定程度上緩解了國(guó)家的養(yǎng)老負(fù)擔(dān),為社會(huì)安定團(tuán)結(jié)健康發(fā)展作出應(yīng)有的貢獻(xiàn)。
[Abstract]:Today in the 21 st century, the aging of the population has become a global phenomenon. According to the United Nations, between now and 2050, the number of elderly people will increase from 600 million to nearly 2 billion people over the age of 60 years and more than the number of young people under 15 years of age. The number of elderly people in developing countries is expected to quadruple that of today. This special change will pose a severe challenge to the old-age security system all over the world. The aging of the population is an irresistible worldwide trend. The problem of population aging has become a common challenge for both developed and developing countries. China's aging population will be accompanied by the 21 st century. As early as 2000, China entered the aging society ahead of schedule. At present, China has the largest number of elderly people in the world, accounting for 1/5 of the world's total elderly population. According to the data released by the sixth Census of China, the population aged 60 and over accounted for 13,126 in 2010, an increase of 2,193 percentage points compared with the 2000 census, of which the population aged 65 and above accounted for 818.7 percent, an increase of 1191 percentage points over the 2000 census. At present, China is in the aging stage of social development. This special change will pose a severe challenge to the old-age security system all over the world. The aging population of our country will be the same as that of other countries in the world, such as the old before the rich, the old before the preparation, the old alone. Pension will become one of the key tasks of the country. Now there are three parts of social pension, the most basic social old-age security system, the second part of enterprise annuity, the third part of individual pension insurance. For our vast contingent of people in need of support, the state alone will be unable to do so, so we must change our minds and plan for the future from now on. Under the impetus of such a trend, the country gives the corresponding tax preference and encouragement, the personal tax deferred old-age insurance will meet with the world. It will help us in the future to support the elderly, the elderly have fun, but also to a certain extent to ease the burden of the country, for the social stability, unity and healthy development to make due contributions.
【學(xué)位授予單位】:華東理工大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類(lèi)號(hào)】:F842.3;F274

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