本文選題：城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn) + 吉林省　； 參考：《東北師范大學(xué)》2014年碩士論文

【摘要】：隨著我國經(jīng)濟(jì)結(jié)構(gòu)的不斷升級(jí)以及新型城鎮(zhèn)化的有序推進(jìn)，城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)的發(fā)展進(jìn)度也在逐漸加快。從2009年新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的實(shí)施到2011年城鎮(zhèn)居民社會(huì)養(yǎng)老保險(xiǎn)制度的加入，，僅用了短短幾年的時(shí)間，兩項(xiàng)制度就基本實(shí)現(xiàn)了全覆蓋。2014年國務(wù)院下發(fā)文件將新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度和城鎮(zhèn)居民社會(huì)養(yǎng)老保險(xiǎn)制度進(jìn)行整合，建立全國統(tǒng)一的城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)制度。這一制度上的整合，不僅意味著城鄉(xiāng)居民可以享受平等的養(yǎng)老保障服務(wù)，而且也標(biāo)志著我國邁出了統(tǒng)籌城鄉(xiāng)社會(huì)保障制度的第一步。在整合制度出臺(tái)之前，我國大多數(shù)省、市都將新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)和城鎮(zhèn)居民社會(huì)養(yǎng)老保險(xiǎn)一并實(shí)施，統(tǒng)稱為城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)。雖然制度的覆蓋范圍不斷擴(kuò)大，但是仍然存在很多問題。吉林省各地級(jí)市根據(jù)本地區(qū)的不同發(fā)展?fàn)顩r制定了相應(yīng)的城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)制度試行辦法，雖然制度運(yùn)行比較順利，但是在制度設(shè)計(jì)、基金運(yùn)行、養(yǎng)老金待遇以及社保經(jīng)辦服務(wù)方面仍然存在著很多問題。商業(yè)保險(xiǎn)作為社會(huì)保障體系中的一部分，對(duì)于社會(huì)保險(xiǎn)不僅有補(bǔ)充作用，同時(shí)還可以利用自身的管理優(yōu)勢(shì)經(jīng)辦部分社會(huì)保險(xiǎn)業(yè)務(wù)。這種城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)商業(yè)化運(yùn)行的方式存在著重要意義。 本文以城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)為研究對(duì)象，首先闡述了我國城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)的發(fā)展歷程及現(xiàn)狀。其次，結(jié)合對(duì)吉林省城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)的實(shí)地調(diào)查所獲得的基礎(chǔ)數(shù)據(jù)，探究吉林省城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)存在的主要問題。最后，以凱恩斯的社會(huì)福利思想、保險(xiǎn)功能理論、社會(huì)支持理論以及民營化理論為理論基礎(chǔ)，通過借鑒國外社會(huì)養(yǎng)老保險(xiǎn)的成功經(jīng)驗(yàn)，探尋商業(yè)保險(xiǎn)經(jīng)辦城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)的可行性，并為吉林省城鄉(xiāng)居民基本養(yǎng)老保險(xiǎn)商業(yè)化運(yùn)行提出相應(yīng)的對(duì)策建議。
[Abstract]:With the continuous upgrading of economic structure and the orderly promotion of new urbanization, the development of basic old-age insurance for urban and rural residents is also speeding up. From the implementation of the new rural social old-age insurance system in 2009 to the entry of the social old-age insurance system for urban residents in 2011, it took only a few years. In 2014, the State Council issued a document to integrate the new rural social old-age insurance system with the urban residents' social old-age insurance system and to establish a unified national basic old-age insurance system for urban and rural residents. The integration of this system not only means that urban and rural residents can enjoy equal old-age security services, but also marks the first step of the urban and rural social security system. Before the introduction of the integrated system, most provinces and cities of our country have implemented the new rural social old-age insurance and the urban residents' social old-age insurance together, collectively referred to as the basic old-age insurance for urban and rural residents. Although the scope of the system continues to expand, but there are still many problems. Each prefecture-level city in Jilin Province has formulated the corresponding trial measures for the basic old-age insurance system for urban and rural residents according to the different development conditions in the region. Although the system is running smoothly, it is still running in the system design and fund operation. Pension benefits and social security services there are still many problems. As a part of the social security system, commercial insurance can not only supplement the social insurance, but also make use of its management advantages to run part of the social insurance business. This kind of urban and rural residents basic endowment insurance commercial operation mode has important significance. In this paper, the basic old-age insurance for urban and rural residents as the research object, first of all, the development of basic pension insurance for urban and rural residents in China and the status quo. Secondly, combined with the basic data obtained from the field investigation of basic old-age insurance for urban and rural residents in Jilin Province, this paper explores the main problems of basic old-age insurance of urban and rural residents in Jilin Province. Finally, based on Keynes' social welfare theory, insurance function theory, social support theory and privatization theory, the successful experience of foreign social endowment insurance is used for reference. This paper explores the feasibility of commercial insurance to run basic old-age insurance for urban and rural residents, and puts forward corresponding countermeasures and suggestions for the commercial operation of basic old-age insurance for urban and rural residents in Jilin Province.
【學(xué)位授予單位】：東北師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F842.67

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本文編號(hào)：1813463