本文選題：新農保 + 傳統(tǒng)養(yǎng)老模式　； 參考：《四川省社會科學院》2013年碩士論文

【摘要】：改革開放以來，，我國農村無論在經濟結構、生活方式還是思想觀念方面都發(fā)生了非常大的變化。城市化和人口老齡化的加快以及計劃生育政策的落實都推動農村居民的生活方式等發(fā)生了深刻的變化，從而導致土地保障不足，家庭養(yǎng)老保障功能弱化等一系列問題，由此，我國農村傳統(tǒng)的養(yǎng)老模式受到了挑戰(zhàn)，社會化的養(yǎng)老問題亟待得到解決。2009年《國務院關于開展新型農村社會養(yǎng)老保險試點的指導意見》（新農保）出臺并大范圍在各地開展試點，新農保試點的基本原則是“�；�、廣覆蓋、有彈性、可持續(xù)”，目標是“探索建立個人繳費、集體補助、政府補貼相結合的新農保制度，實行社會統(tǒng)籌與個人賬戶相結合的統(tǒng)帳模式，與家庭養(yǎng)老、土地保障、社會救助等其他社會保障政策措施相配套，保障農村居民老年基本生活。但是新農保在具體的實施過程中出現(xiàn)了一系列的問題。 本文從對現(xiàn)實層面的分析出發(fā)，發(fā)現(xiàn)現(xiàn)階段，農村因為傳統(tǒng)養(yǎng)老方式式微的原因萌發(fā)出了對農村社會化的養(yǎng)老保險的強烈需求，并肯定農戶需求是農村社會養(yǎng)老保險政策制定的源動力。另一方面，本文發(fā)現(xiàn)在農村社會養(yǎng)老保險的供給方面，新農保出現(xiàn)以前一直是一片空白，但即使新農保制度的出現(xiàn)也沒能夠解決農村社會養(yǎng)老保險“供不應求”的問題。為了找出農村社會養(yǎng)老保險供需不均衡問題的解決對策，本文從農戶的需求角度出發(fā)，在理論的基礎上，首先從政策層面上肯定了新農保的制度創(chuàng)新、評估其實施績效，同時掌握了新農保制度上存在的不足。然后，通過對四川省富順縣新農保試點工作的調研結果的分析，進一步分析了農戶對農村社會養(yǎng)老保險的需求，并準確把握了農戶對農村社會養(yǎng)老保險的需求的影響因素。最后，在前期研究的基礎上本文提出了新型農村社會養(yǎng)老保險的完善對策。
[Abstract]:Since the reform and opening up, great changes have taken place in economic structure, life style and ideology in rural areas. The acceleration of urbanization and population aging, as well as the implementation of family planning policies, have led to profound changes in the way of life of rural residents, resulting in a series of problems, such as inadequate land security and the weakening of the function of family pension security. The traditional mode of providing for the aged in rural areas in China has been challenged, and the problem of socialized old-age pension needs to be solved urgently. In 2009, the State Council's guiding opinion on the pilot of the New Rural Social Old-age Insurance (New Rural Insurance) was introduced and the pilot projects were carried out in various places on a large scale. The basic principles of the new rural insurance pilot are "basic protection, broad coverage, flexibility and sustainability." the goal is to "explore the establishment of a new rural insurance system that combines individual contributions, collective subsidies, and government subsidies." The system of social balance and personal account should be combined with other social security policies, such as family pension, land security, social assistance and so on, so as to ensure the basic life of the old people in rural areas. However, a series of problems appeared in the concrete implementation process of the new rural insurance. Based on the analysis of the reality, this paper finds that, at this stage, the rural areas have a strong demand for socialized old-age insurance in rural areas because of the decline of the traditional old-age system. And affirms the peasant household demand is the rural society endowment insurance policy the source motive force. On the other hand, this paper finds that the supply of rural social old-age insurance has been a blank before the emergence of new rural insurance, but even the emergence of the new rural insurance system can not solve the problem of rural social endowment insurance "shortage of supply". In order to find out the solutions to the imbalance between supply and demand of rural social old-age insurance, this paper starts from the demand of farmers, on the basis of theory, firstly affirms the institutional innovation of new rural insurance from the policy level, and evaluates its implementation performance. At the same time, it grasps the shortcomings of the new rural insurance system. Then, through the analysis of the research results of the pilot work of new rural insurance in Fushun County, Sichuan Province, this paper further analyzes the rural households' demand for rural social old-age insurance, and accurately grasps the influencing factors of farmers' demand for rural social old-age insurance. Finally, on the basis of the previous research, this paper puts forward the perfect countermeasures of the new rural social endowment insurance.
【學位授予單位】：四川省社會科學院
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F323.89;F842.67

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