本文選題：財(cái)政扶持 + 財(cái)政補(bǔ)貼�。� 參考：《河北大學(xué)》2013年碩士論文

【摘要】：在世界范圍內(nèi)，養(yǎng)老保險(xiǎn)作為普遍實(shí)施的一項(xiàng)重要的社會保障制度，其目的就是為了保障老年人的基本生活，為其在年老喪失勞動力時(shí)提供適當(dāng)?shù)纳顏碓�。隨著我國工業(yè)化與城市化進(jìn)程的迅速推進(jìn)，我國已進(jìn)入加速老齡化時(shí)期，農(nóng)村地區(qū)的老齡化現(xiàn)象更加嚴(yán)重，老有所養(yǎng)成為了當(dāng)前面臨的巨大挑戰(zhàn)。河北省作為我國的農(nóng)業(yè)大省，農(nóng)村地區(qū)人口眾多，老齡化現(xiàn)象尤其嚴(yán)重，更應(yīng)該重視農(nóng)村社會養(yǎng)老保險(xiǎn)制度的發(fā)展與完善。在此背景下，進(jìn)一步提高公共財(cái)政對新型農(nóng)村社會養(yǎng)老保險(xiǎn)的扶持水平，對探索和推進(jìn)我省農(nóng)村社會養(yǎng)老保險(xiǎn)制度具有重要而又深遠(yuǎn)的意義。 本文共分為六章。第一章為導(dǎo)論，主要論述了選題的研究背景、理論與現(xiàn)實(shí)意義以及選題的理論基礎(chǔ)等，從公平與正義、城鄉(xiāng)二元經(jīng)濟(jì)結(jié)構(gòu)以及公共財(cái)政的角度對農(nóng)村社會養(yǎng)老保險(xiǎn)發(fā)展的必要性奠定了理論基礎(chǔ)。第二章為河北省財(cái)政扶持農(nóng)村社會養(yǎng)老保險(xiǎn)的發(fā)展階段，從90代施行的老農(nóng)保，2009年施行的新農(nóng)保以及2012年合并后的城鄉(xiāng)社會居民養(yǎng)老保險(xiǎn)三個(gè)重要階段回顧了我省公共財(cái)政扶持農(nóng)村社會養(yǎng)老保險(xiǎn)制度的發(fā)展歷程。第三章為強(qiáng)化河北省新農(nóng)保公共財(cái)政扶持的意義，，從籌資模式、參保人的積極性以及財(cái)政支出結(jié)構(gòu)的優(yōu)化三個(gè)角度論述了加強(qiáng)公共財(cái)政扶持的意義。第四章為河北省公共財(cái)政對新農(nóng)保的扶持水平分析，主要通過定性與定量相結(jié)合的辦法對我省新農(nóng)保的財(cái)政支出水平進(jìn)行了闡述，對新老農(nóng)保以及不同省份的農(nóng)村社會養(yǎng)老保險(xiǎn)財(cái)政扶持進(jìn)行了差異性對比分析。第五章為河北省公共財(cái)政在扶持新農(nóng)保過程中呈現(xiàn)的問題，深入剖析了當(dāng)前我省公共財(cái)政在扶持農(nóng)村社會養(yǎng)老保險(xiǎn)過程中呈現(xiàn)出的問題：財(cái)政支出水平低，保障水平低；財(cái)政補(bǔ)助對個(gè)人收入水平呈現(xiàn)逆向作用；財(cái)政對集體經(jīng)濟(jì)的扶持政策力度不夠；財(cái)政對養(yǎng)老社會化程度的政策引導(dǎo)有待加強(qiáng)等。第六章為完善河北省新農(nóng)保公共財(cái)政扶持的政策建議，借鑒我國養(yǎng)老保險(xiǎn)的發(fā)展經(jīng)驗(yàn)，結(jié)合我省的實(shí)際，對新農(nóng)保的公共財(cái)政扶持提出相應(yīng)的政策建議：強(qiáng)化政府責(zé)任認(rèn)識，明確政府對新農(nóng)保的財(cái)政責(zé)任；調(diào)整支出結(jié)構(gòu)，逐步提升新型農(nóng)村社會養(yǎng)老保險(xiǎn)支出比重；加強(qiáng)各級財(cái)政轉(zhuǎn)移支付力度，提高新農(nóng)保的參保率；建立新農(nóng)保財(cái)政支出的監(jiān)督機(jī)制和預(yù)警機(jī)制。 河北省農(nóng)村社會養(yǎng)老保險(xiǎn)制度作為一項(xiàng)復(fù)雜的系統(tǒng)的政策，主要包括政策取向、籌資模式以及覆蓋范圍等要素。本文通過分析公共財(cái)政對我省農(nóng)村社會養(yǎng)老保險(xiǎn)的扶持水平，總結(jié)寶貴的發(fā)展經(jīng)驗(yàn)，對公共財(cái)政扶持農(nóng)村社會養(yǎng)老保險(xiǎn)的歷史發(fā)展進(jìn)行回顧，以相關(guān)學(xué)者的研究成果為基礎(chǔ)，對我省的農(nóng)村社會養(yǎng)老保險(xiǎn)制度進(jìn)行了深入而有效的分析。
[Abstract]:In the world, as an important social security system, the purpose of old-age insurance is to protect the basic life of the elderly and to provide them with an appropriate source of livelihood when they lose their labor force in old age. With the rapid development of industrialization and urbanization in China, China has entered a period of accelerated aging. The aging phenomenon in rural areas is becoming more serious, and the security of the elderly has become a great challenge at present. As a big agricultural province in our country, Hebei Province has a large population in rural areas, and the aging phenomenon is especially serious. Therefore, we should pay more attention to the development and improvement of rural social endowment insurance system. Under this background, it is of great and far-reaching significance to further improve the support level of public finance to the new rural social endowment insurance, and to explore and promote the rural social old-age insurance system in our province. This paper is divided into six chapters. The first chapter is the introduction, which mainly discusses the research background, the theoretical and practical significance, and the theoretical basis of the topic, from the perspective of fairness and justice. The dual economic structure of urban and rural areas and the angle of public finance lay a theoretical foundation for the necessity of the development of rural social endowment insurance. The second chapter is the development stage of the rural social endowment insurance supported by the finance of Hebei Province. This paper reviews the development process of the rural social endowment insurance system supported by the public finance in our province from the three important stages of the 90 generation old rural insurance, the 2009 new rural insurance and the 2012 amalgamated urban and rural social endowment insurance. The third chapter discusses the significance of strengthening the public financial support from three aspects: the financing model, the enthusiasm of the insured and the optimization of the financial expenditure structure. The fourth chapter is the public finance of Hebei Province to the new rural insurance support level analysis, mainly through the qualitative and quantitative methods of combining the financial expenditure level of new rural insurance in our province have been expounded. The differences of the new and old rural insurance and the rural social endowment insurance financial support in different provinces are compared and analyzed. The fifth chapter is the public finance of Hebei Province in the process of supporting the new rural insurance problems, in-depth analysis of the current public finance in the support of rural social endowment insurance problems: low level of financial expenditure, low level of security; Financial subsidy has adverse effect on individual income level; the support policy of finance to collective economy is not strong enough; the policy guidance on the degree of pension socialization needs to be strengthened and so on. The sixth chapter is to perfect the policy suggestion of the new rural insurance public finance support of Hebei province, draw lessons from the development experience of our country endowment insurance, combine our province's reality, put forward the corresponding policy suggestion to the new rural insurance public finance support: strengthen the understanding of the government responsibility. Make clear the financial responsibility of the government to the new rural insurance; adjust the expenditure structure, step by step increase the proportion of the new rural social endowment insurance expenditure; strengthen the financial transfer payment at all levels, improve the new rural insurance insurance participation rate; Establish the supervision mechanism and early warning mechanism of new rural insurance financial expenditure. As a complex and systematic policy, the rural social endowment insurance system in Hebei Province mainly includes policy orientation, financing model and coverage. Through analyzing the support level of public finance to rural social endowment insurance in our province, this paper summarizes the valuable development experience, reviews the historical development of public finance supporting rural social old-age insurance, based on the research results of relevant scholars. The rural social endowment insurance system in our province has been deeply and effectively analyzed.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F323.89;F842.67

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