本文選題：新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)　切入點(diǎn)：廣州市　出處：《蘭州大學(xué)》2013年碩士論文

【摘要】：新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)作為中國(guó)社會(huì)保障制度的重要組成部份,在制度上實(shí)現(xiàn)了農(nóng)村居民“老有所養(yǎng)”的歷史突破。廣州市作為國(guó)家中心城市之一,雖然在現(xiàn)代化進(jìn)程中取得了巨大成績(jī),但不可忽視,嚴(yán)重的老齡化趨勢(shì)及城鄉(xiāng)二元結(jié)構(gòu)矛盾的問(wèn)題亦存在。C市作為廣州市管轄的縣級(jí)市,老齡化問(wèn)題突顯,農(nóng)村居民占七成多,隨著城鎮(zhèn)化的發(fā)展,越來(lái)越多的村民失去了賴以生存的土地,加上計(jì)劃生育的影響,土地養(yǎng)老和家庭養(yǎng)老功能趨于弱化,村民養(yǎng)老問(wèn)題尤為突出。 本文作者曾工作在推行新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的第一線,對(duì)于新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)中存在的問(wèn)題,認(rèn)識(shí)比較清晰,對(duì)于解決問(wèn)題的必要性及對(duì)策有一定的構(gòu)想,這是完成本文的動(dòng)力所在。 在實(shí)踐的基礎(chǔ)上,為全面深刻了解全市的農(nóng)村養(yǎng)老保險(xiǎn)情況,設(shè)計(jì)了調(diào)查問(wèn)卷,進(jìn)行了分層抽樣調(diào)查。通過(guò)實(shí)地訪談,了解了政策制定層面、執(zhí)行層面、鎮(zhèn)村干部及村民對(duì)新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)推行過(guò)程中存在的看法、問(wèn)題、建議等情況。通過(guò)文獻(xiàn)研究,了解了本領(lǐng)域的國(guó)內(nèi)外研究現(xiàn)狀,有所側(cè)重地重點(diǎn)研究了關(guān)系到新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)可持續(xù)發(fā)展的若干問(wèn)題,具體包括參保繳費(fèi)的質(zhì)量、養(yǎng)老待遇的確定與調(diào)整、養(yǎng)老基金的增值保值等。 對(duì)廣州市C市實(shí)施新型農(nóng)村養(yǎng)老保險(xiǎn)進(jìn)行深入的調(diào)查研究,綜合了所掌握的大量的第一手資料,對(duì)C市新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度變遷情況進(jìn)行了總結(jié)、對(duì)農(nóng)村居民參保意愿、滿意度、性別、參保檔次、文化程度等情況進(jìn)行了統(tǒng)計(jì)分析,對(duì)組織宣傳、實(shí)施效果進(jìn)行了評(píng)估,對(duì)財(cái)政支撐能力進(jìn)行了測(cè)算。以村民歷史繳費(fèi)情況作佐證,深入挖掘數(shù)據(jù)背后問(wèn)題的本質(zhì)。就村民參保繳費(fèi)、養(yǎng)老基金增值、被征地村民養(yǎng)老保險(xiǎn)資金分配落實(shí)和等問(wèn)題分析其原因并提出了對(duì)策。設(shè)計(jì)了農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)待遇動(dòng)態(tài)調(diào)整模型組,構(gòu)建比較科學(xué)合理、可操作的動(dòng)態(tài)調(diào)整機(jī)制。通過(guò)豐富、完整的個(gè)案研究,總結(jié)C市實(shí)施新型農(nóng)村養(yǎng)老保險(xiǎn)的經(jīng)驗(yàn)與不足,有針對(duì)性地給予建議,應(yīng)該能對(duì)其他地區(qū)提供較有價(jià)值的參考。
[Abstract]:As an important part of China's social security system, the new rural social old-age insurance has realized the historical breakthrough of "the security of the elderly" in the system.Guangzhou, as one of the national central cities, has made great achievements in the process of modernization, but it should not be ignored. The serious aging trend and the problems of the contradiction between urban and rural dual structure also exist in the city of .C as the county level city under the jurisdiction of Guangzhou.The aging problem highlights that rural residents account for more than 70% of the population. With the development of urbanization, more and more villagers have lost the land on which they depend for survival. With the influence of family planning, the function of land for the aged and the family for the aged tends to weaken.The problem of providing for the aged by villagers is particularly prominent.The author of this paper has been working on the first line of promoting the new rural social endowment insurance, and has a clear understanding of the problems existing in the new rural social old-age insurance, and has some ideas on the necessity of solving the problems and the countermeasures.This is the motive force that completes this article.On the basis of practice, in order to understand the rural old-age insurance in the whole city, a questionnaire was designed and a stratified sampling survey was carried out.Through field interviews, the author understands the level of policy making, the level of implementation, the views, problems and suggestions of town cadres and villagers on the implementation of the new rural social endowment insurance.Through the literature research, the author has understood the domestic and foreign research status in this field, and has emphatically studied several problems related to the sustainable development of the new rural social old-age insurance, including the quality of the insured contributions.The determination and adjustment of pension treatment, pension fund value preservation and so on.This paper makes an in-depth investigation and study on the implementation of the new rural old-age insurance in C city of Guangzhou, synthesizes a large number of first-hand information, summarizes the changes of the new rural social old-age insurance system in C city, and makes a summary of the willingness of the rural residents to participate in the insurance.The degree of satisfaction, gender, the level of participating in insurance, the level of education and so on are analyzed, the propaganda of the organization and the effect of implementation are evaluated, and the ability of financial support is measured.Take the villagers' historical payment as evidence to dig into the nature of the problem behind the data.This paper analyzes the reasons and puts forward some countermeasures on the problems of villagers' participation and payment of insurance, the increment of pension fund, the distribution and implementation of endowment insurance funds of villagers who have been expropriated from land, and so on.The dynamic adjustment model group of rural social old-age insurance is designed, and a more scientific, reasonable and operable dynamic adjustment mechanism is constructed.Through a rich and complete case study, this paper summarizes the experiences and shortcomings of implementing the new rural old-age insurance in C city, and gives some suggestions, which should provide valuable reference for other regions.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F323.89;F842.67

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