本文選題：老齡化　切入點：養(yǎng)老社區(qū)　出處：《天津大學》2014年碩士論文

【摘要】：現(xiàn)階段，我國老年人口增長速度已經(jīng)遠超過我國人口平均增長速度，人口老齡化所帶來的養(yǎng)老問題已經(jīng)成為我國目前亟需解決的問題。由于我國老齡化存在老年人口基數(shù)大、“未富先老”以及地區(qū)老齡化水平不均衡、城鄉(xiāng)倒置等特點，因此僅僅依靠政府部門的資金投入是難以應對和解決我國目前的養(yǎng)老問題。隨著經(jīng)濟社會發(fā)展，特別是人口老齡化程度的迅速提高，一對夫婦贍養(yǎng)四位老人的現(xiàn)象越來越多，盡管政府通過新建擴建養(yǎng)老服務設施、購買養(yǎng)老服務等多種措施來應對人口老齡化問題，仍無法彌補巨大的需求缺口，養(yǎng)老服務的總體供給情況仍難以滿足社會實際需求。 本文利用文獻研究法、比較研究法和案例研究法，通過對國內(nèi)外養(yǎng)老社區(qū)的研究現(xiàn)狀進行分析，梳理了養(yǎng)老社區(qū)建設的相關理論，在對我國養(yǎng)老產(chǎn)業(yè)發(fā)展現(xiàn)狀進行分析的基礎上，借鑒英國、美國和日本在養(yǎng)老社區(qū)建設中的經(jīng)驗，提出了人壽保險投資養(yǎng)老社區(qū)的新型養(yǎng)老社區(qū)開發(fā)模式，并以合眾人壽投資沈陽棋盤山為例，對該模式的投資運營主體、建設服務項目和內(nèi)外管理體系進行了深入研究，，得到以下結論：首先，在投資運營主體方面，提出了以保險公司作為投資運營主體，通過人壽保險資金投資開發(fā)養(yǎng)老社區(qū)，從而有效解決了我國養(yǎng)老社區(qū)資金不足的問題。其次，在建設服務項目方面，提出了建立健康服務功能區(qū)、文化休閑功能區(qū)和養(yǎng)老服務功能區(qū)的服務項目建設，從而從老年人的生活、精神、健康、休閑等各方面全方位滿足老年人的養(yǎng)老需求。再者，在內(nèi)外管理體系方面，提出了以保險公司作為內(nèi)部管理核心，加強內(nèi)部管理；通過與政府和非營利組織加強溝通協(xié)作，來保障社區(qū)外部管理環(huán)境。本文的主要創(chuàng)新點是從投資運營主體、建設服務項目和內(nèi)外管理體系三個方面提出了人壽保險投資養(yǎng)老社區(qū)的新型養(yǎng)老社區(qū)開發(fā)模式。
[Abstract]:At the present stage, the growth rate of the elderly population in our country has far exceeded the average growth rate of the population in our country. The problem of aging for the aged has become a problem that needs to be solved in our country at present. Due to the aging of our country, the aging has the characteristics of large population base, "getting old before getting rich", and the uneven aging level in the region, the inversion of urban and rural areas, and so on. Therefore, it is difficult to cope with and solve the current pension problem in China only by relying on government funds. With the economic and social development, especially with the rapid increase of the aging population, the phenomenon of a couple supporting four elderly people is becoming more and more frequent. Although the government can not make up for the huge demand gap through the new expansion of old-age service facilities and the purchase of pension services and other measures to cope with the aging of the population, the overall supply of pension services is still difficult to meet the actual social demand. This paper makes use of the literature research method, the comparative research method and the case study method, through the analysis to the domestic and foreign old-age community research present situation, combs the related theory of the pension community construction. Based on the analysis of the current situation of the development of the pension industry in China, and drawing on the experience of the United Kingdom, the United States and Japan in the construction of the pension community, this paper puts forward a new development model of the endowment community for life insurance investment in the pension community. Taking the investment of Shenyang Qipanshan as an example, this paper makes an in-depth study on the main body of investment and operation, construction service items and internal and external management system of this model, and obtains the following conclusions: first, in the aspect of investment and operation main body, Taking insurance company as the main body of investment and operation, this paper puts forward that the endowment community can be developed through life insurance funds, which can effectively solve the problem of the shortage of pension community funds in our country. Secondly, in the construction of service projects, This paper puts forward the establishment of health service function zone, culture leisure function area and pension service function area, so as to meet the aged people's needs for the aged from the aspects of life, spirit, health, leisure and so on. In terms of internal and external management system, insurance companies are proposed as the core of internal management to strengthen internal management, and strengthen communication and collaboration with governments and non-profit organizations. The main innovation of this paper is to put forward a new mode of development of life insurance investment pension community from three aspects: the main body of investment and operation, the construction of service items and the internal and external management system.
【學位授予單位】：天津大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.62;D669.6

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