本文選題：新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度　切入點(diǎn)：基本理論　出處：《山東大學(xué)》2013年碩士論文

【摘要】：農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度是我國(guó)社會(huì)政策的重要組成部分,是解決現(xiàn)階段農(nóng)村養(yǎng)老問題,化解我國(guó)老齡化壓力的唯一路徑。由于我國(guó)農(nóng)村人口基數(shù)大、地區(qū)差異巨大及家庭養(yǎng)老觀念根深蒂固,造成了我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度發(fā)展困境不斷。20世紀(jì)80年代以來,我國(guó)陸續(xù)開展了一系列對(duì)于農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的探索與嘗試,先后于1991年和2009年出臺(tái)“舊農(nóng)�！迸c“新農(nóng)�！敝贫�,為解決我國(guó)農(nóng)村的養(yǎng)老問題提供了重要的制度保障。 舊農(nóng)保制度受限于我國(guó)當(dāng)時(shí)的財(cái)政狀況與農(nóng)村實(shí)際,是建立在農(nóng)民自身儲(chǔ)蓄的模式之上,主要依靠農(nóng)民自己繳納養(yǎng)老金,農(nóng)民積極性不高、負(fù)擔(dān)過重及保障水平較低。舊農(nóng)保制度推出以來,我國(guó)一直在探尋改進(jìn)與完善農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的方法與途徑。2009年國(guó)務(wù)院推出新的指導(dǎo)意見在全國(guó)范圍內(nèi)推行新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度。該制度采取個(gè)人繳費(fèi)、集體補(bǔ)助與政府補(bǔ)貼相結(jié)合的籌資模式,緩解了舊農(nóng)保實(shí)施過程中出現(xiàn)的突出問題與矛盾。 由于新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度實(shí)施時(shí)間過短,不可避免的在資金籌集、工作銜接及管理工作等方面存在一些問題與缺陷,要堅(jiān)持惠農(nóng)助農(nóng)的價(jià)值取向,不斷健全我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的政策法規(guī)、突出政府主導(dǎo)作用、優(yōu)化管理體制及整合養(yǎng)老資源,促進(jìn)我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的不斷完善。
[Abstract]:The rural social endowment insurance system is an important part of our country's social policy. It is the only way to solve the rural old-age problem and the pressure of aging in our country. The huge regional differences and the deep-rooted concept of family old-age care have led to the difficulties in the development of the rural social endowment insurance system in China. Since the 1980s, China has carried out a series of exploration and attempts on the rural social old-age insurance system one after another. The old rural insurance system and the new rural insurance system were introduced in 1991 and 2009 respectively, which provides an important institutional guarantee for solving the problem of old-age support in rural areas of our country. The old rural insurance system was limited by the financial situation and the rural reality of our country at that time. It was based on the mode of farmers' own savings, and mainly depended on the farmers' own paying of pension, so the enthusiasm of farmers was not high. The burden is too heavy and the level of protection is relatively low. Since the introduction of the old rural insurance system, China has been exploring ways and means to improve and perfect the rural social old-age insurance system. In 2009, the State Council introduced a new guidance to implement the new rural social old-age insurance system nationwide. The combination of collective subsidies and government subsidies alleviates the outstanding problems and contradictions in the implementation of the old rural insurance. Because the implementation time of the new rural social endowment insurance system is too short, there are some problems and defects in the aspects of fund raising, work convergence and management, etc., so we should adhere to the value orientation of benefiting agriculture and helping agriculture. It is necessary to perfect the policies and regulations of rural social endowment insurance, highlight the leading role of the government, optimize the management system and integrate the endowment resources, so as to promote the continuous improvement of the rural social endowment insurance system in our country.
【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F323.89;F842.67

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