本文選題：福建省　切入點：農(nóng)業(yè)保險　出處：《福建農(nóng)林大學(xué)》2014年碩士論文

【摘要】：農(nóng)業(yè)是國民經(jīng)濟(jì)的支柱產(chǎn)業(yè),其生產(chǎn)經(jīng)營的特點決定了它的弱質(zhì)性。福建省位置處在中國東南邊,瀕臨海域,每年都會發(fā)生多次臺風(fēng)、洪水等自然災(zāi)害,這些災(zāi)害嚴(yán)重破壞了福建省的農(nóng)業(yè)生產(chǎn)和農(nóng)業(yè)經(jīng)濟(jì)發(fā)展。除此外,市場風(fēng)險和社會風(fēng)險都可能阻礙農(nóng)業(yè)生產(chǎn)的安全。而政策性農(nóng)業(yè)保險作為一種經(jīng)濟(jì)補償和保障制度,具有分散農(nóng)業(yè)風(fēng)險、保障農(nóng)民收入、促進(jìn)農(nóng)業(yè)產(chǎn)業(yè)化的功能效用,是世界上普遍采取的支農(nóng)政策之一。 本文旨在以保險學(xué)理論、經(jīng)濟(jì)學(xué)理論為基礎(chǔ),通過梳理農(nóng)業(yè)保險理論概念,分析指出福建省政策性農(nóng)業(yè)保險發(fā)展存在的問題,再結(jié)合比較國內(nèi)外政策性農(nóng)業(yè)保險發(fā)展的經(jīng)驗,提出了對當(dāng)前發(fā)展存在問題的優(yōu)化建議。一是完善法律保障體系,加大財政補貼力度、提高補貼資金的使用效率,完善稅收減免等優(yōu)惠政策；二是設(shè)立專門的農(nóng)業(yè)風(fēng)險管理機(jī)構(gòu),建立農(nóng)業(yè)保險協(xié)調(diào)與監(jiān)管機(jī)制；三是提高產(chǎn)品開發(fā)能力,適度擴(kuò)大政策性農(nóng)業(yè)保險覆蓋面；四是建立健全農(nóng)業(yè)巨災(zāi)風(fēng)險保障體系；五是提高農(nóng)戶保險意識,培養(yǎng)優(yōu)秀從業(yè)人員,為農(nóng)業(yè)保險事業(yè)添磚加瓦。 文章主要由七個部分組成。第一部分,導(dǎo)言；第二部分,農(nóng)業(yè)保險的相關(guān)理論及研究概述；第三部分,福建省政策性農(nóng)業(yè)保險發(fā)展概況介紹；第四部分,福建省政策性農(nóng)業(yè)保險現(xiàn)狀分析；第五部分,國內(nèi)外政策性農(nóng)業(yè)保險制度模式的比較借鑒；第六部分,促進(jìn)福建省政策性農(nóng)業(yè)保險發(fā)展的對策建議；第七部分,結(jié)語。
[Abstract]:Agriculture is a pillar industry of the national economy, and its characteristics of production and management determine its weakness. Fujian Province is located in the southeast of China and is on the verge of the sea. There are many natural disasters such as typhoons and floods occurring every year. These disasters have seriously damaged the agricultural production and agricultural economic development in Fujian Province. In addition, market risks and social risks may hinder the safety of agricultural production. As an economic compensation and security system, the policy-oriented agricultural insurance system, It is one of the policies to support agriculture widely adopted in the world, which has the function of dispersing agricultural risks, protecting farmers' income and promoting agricultural industrialization. Based on the theory of insurance and economics, this paper analyzes and points out the problems existing in the development of policy agricultural insurance in Fujian Province by combing the concept of agricultural insurance theory, and then compares the experiences of the development of policy agricultural insurance at home and abroad. Some suggestions are put forward to optimize the current development problems. One is to perfect the legal guarantee system, increase the intensity of financial subsidies, improve the efficiency of the use of subsidy funds, improve tax relief and other preferential policies; Second, set up special agricultural risk management organization, establish agricultural insurance coordination and supervision mechanism; third, improve the ability of product development and expand the coverage of policy-oriented agricultural insurance; fourth, establish and improve the agricultural catastrophe risk protection system; Fifth, improve farmers' insurance awareness, train outstanding practitioners, and contribute to the agricultural insurance industry. The article is mainly composed of seven parts. The first part, introduction; the second part, the agricultural insurance related theory and research overview; the third part, Fujian Province policy agricultural insurance development overview; the fourth part, Analysis of the current situation of policy agricultural insurance in Fujian Province; part V, comparison and reference of the models of policy agricultural insurance system at home and abroad; part VI, countermeasures and suggestions to promote the development of policy agricultural insurance in Fujian Province; part VII, conclusion.
【學(xué)位授予單位】：福建農(nóng)林大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.66

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