本文選題：社會保障　切入點：個人　出處：《經(jīng)濟研究參考》2013年12期 　論文類型：期刊論文

【摘要】：正推行個人賬戶10多年,我國社保賬戶存款沒有分享到經(jīng)濟高速增長、城鎮(zhèn)就業(yè)人口大幅增加以及基礎設施全面發(fā)展的成果。基金投資收益的相當一部分轉(zhuǎn)化為商業(yè)銀行的利潤,以及財政收入、國家基礎設施和社保基金結(jié)余,乃至銀行資助的社保機構的管理信息系統(tǒng)。與新加坡類似,我國政府也通過國債形式取得了部分基金的使用權,也存在基金使用收益率高于賬戶記入利率的問題。與新加坡不同,我國商業(yè)銀行通過儲蓄存
[Abstract]:More than 10 years after the introduction of personal accounts, China's social security account deposits have not been shared by the rapid growth of the economy. The substantial increase in urban employment and the overall development of infrastructure. A substantial portion of the Fund's investment income is converted into commercial bank profits, as well as fiscal revenues, state infrastructure and the balance of the Social Security Fund, And even the management information system of social security institutions funded by banks. Like Singapore, the Chinese government has also obtained the right to use some funds through the form of treasury bonds. There is also the problem that the rate of return of funds used is higher than the interest rate recorded in the account. Unlike Singapore, our commercial banks deposit through savings
【分類號】：F842
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本文編號：1630840