發(fā)布時(shí)間：2018-03-16 04:29

  本文選題：養(yǎng)老保險(xiǎn)　切入點(diǎn)：參保率　出處：《吉林財(cái)經(jīng)大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：現(xiàn)代養(yǎng)老保險(xiǎn)制度自1889年在德國誕生以來，養(yǎng)老保險(xiǎn)制度改革在全球范圍內(nèi)不斷推進(jìn)，養(yǎng)老保險(xiǎn)制度已成為當(dāng)今社會保障制度的重要組成部分，具有影響范圍廣、涉及領(lǐng)域?qū)挼奶攸c(diǎn)。我國的養(yǎng)老保險(xiǎn)制度從建立到現(xiàn)在已有五十多年的時(shí)間，經(jīng)過半個(gè)多世紀(jì)的努力，我國已實(shí)現(xiàn)了養(yǎng)老保險(xiǎn)的全覆蓋，但養(yǎng)老保險(xiǎn)的全覆蓋并不等于全員參保，我國企業(yè)職工養(yǎng)老保險(xiǎn)還有很大提高參保率的空間和必要。 本文以我國企業(yè)職工養(yǎng)老保險(xiǎn)制度的發(fā)展歷程為切入點(diǎn)，聯(lián)系我國養(yǎng)老保險(xiǎn)制度運(yùn)行的實(shí)際情況，探討了我國企業(yè)職工養(yǎng)老保險(xiǎn)參保率低的原因，及其對我國經(jīng)濟(jì)和社會發(fā)展的負(fù)面影響；通過借鑒美德兩國在提高養(yǎng)老保險(xiǎn)參保率方面的經(jīng)驗(yàn)，闡明了我國提高企業(yè)職工養(yǎng)老保險(xiǎn)參保率的對策。首先，本文主要分析了我國企業(yè)職工養(yǎng)老保險(xiǎn)的現(xiàn)狀及其存在的問題，然后在對養(yǎng)老保險(xiǎn)的現(xiàn)狀進(jìn)行具體分析的基礎(chǔ)上，進(jìn)一步深入地研究城鎮(zhèn)企業(yè)職工養(yǎng)老保險(xiǎn)參保率不足的原因，并重點(diǎn)闡述了提高企業(yè)職工養(yǎng)老保險(xiǎn)參保率的必要性。最后，在著重介紹美、德兩國養(yǎng)老保險(xiǎn)制度改革的實(shí)際經(jīng)驗(yàn)的基礎(chǔ)上，提出了幾點(diǎn)如何提高企業(yè)職工養(yǎng)老保險(xiǎn)參保率的政策建議，即建立多層次多元化的養(yǎng)老保險(xiǎn)體系；降低養(yǎng)老保險(xiǎn)繳費(fèi)費(fèi)率；加大宣傳力度以提高勞動(dòng)者的養(yǎng)老保險(xiǎn)意識；加快完善養(yǎng)老保險(xiǎn)法制建設(shè)。
[Abstract]:Since the birth of the modern old-age insurance system in Germany in 1889, the reform of the old-age insurance system has been continuously promoted in the global scope. The old-age insurance system has become an important part of the current social security system and has a wide range of influence. It has been more than 50 years since the establishment of the old-age insurance system in our country. After more than half a century of efforts, our country has realized the full coverage of the old-age insurance. However, the full coverage of the endowment insurance does not mean that all the employees participate in the insurance, there is still a great space and necessity to improve the rate of participation in the pension insurance of enterprise workers in our country. Based on the development process of the old-age insurance system of enterprises in China, this paper discusses the reasons for the low participation rate of the old-age insurance system in our country, in the light of the actual situation of the operation of the pension insurance system in our country. Based on the experience of the two countries in raising the participation rate of old-age insurance, this paper expounds the countermeasures to increase the participation rate of the employees in the enterprise pension insurance in our country, and its negative impact on the economic and social development of our country. This paper mainly analyzes the present situation and existing problems of the old-age insurance for employees in our country, and then, on the basis of the concrete analysis of the present situation of the old-age insurance, further studies the reasons for the shortage of the participation rate of the old-age insurance in urban enterprises. Finally, on the basis of introducing the practical experience of the reform of the pension insurance system in the United States and Germany, This paper puts forward some policy suggestions on how to improve the participation rate of enterprise workers' old-age insurance, that is, to establish a multi-level and diversified old-age insurance system, to reduce the premium rate of old-age insurance contributions, to increase publicity to improve workers' awareness of old-age insurance. We will speed up the improvement of the legal system for old-age insurance.
【學(xué)位授予單位】：吉林財(cái)經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67

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