本文選題：城鎮(zhèn)居民養(yǎng)老保險(xiǎn)　切入點(diǎn)：基礎(chǔ)養(yǎng)老金　出處：《遼寧大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：城鎮(zhèn)居民社會(huì)養(yǎng)老保險(xiǎn)采取基礎(chǔ)養(yǎng)老金與個(gè)人賬戶相結(jié)合模式，保障城鎮(zhèn)居民養(yǎng)老需求，將不符合城鎮(zhèn)職工養(yǎng)老保險(xiǎn)及其他社會(huì)養(yǎng)老保險(xiǎn)參保條件的群體納入保障范圍之中，成為城鎮(zhèn)養(yǎng)老保險(xiǎn)體系的重要組成部分，也為城鄉(xiāng)養(yǎng)老保險(xiǎn)統(tǒng)籌發(fā)展奠定了制度基礎(chǔ)。城鎮(zhèn)居民養(yǎng)老保險(xiǎn)這種養(yǎng)老保障功能的發(fā)揮是建立在基礎(chǔ)養(yǎng)老金和個(gè)人賬戶養(yǎng)老金給付達(dá)到適度水平基礎(chǔ)上的，基礎(chǔ)養(yǎng)老金和個(gè)人賬戶養(yǎng)老金給付水平不足將難以保障城鎮(zhèn)居民老年人口基本養(yǎng)老需求，如何建立以適度水平為目標(biāo)的養(yǎng)老保險(xiǎn)動(dòng)態(tài)調(diào)整機(jī)制是城鎮(zhèn)居民養(yǎng)老保險(xiǎn)能否實(shí)現(xiàn)持續(xù)發(fā)展的關(guān)鍵。 本文研究的核心內(nèi)容是：在明確城鎮(zhèn)居民養(yǎng)老保險(xiǎn)對(duì)象及運(yùn)行機(jī)制的基礎(chǔ)上，對(duì)丹東市城居�；A(chǔ)養(yǎng)老金和個(gè)人賬戶給付水平進(jìn)行測(cè)算，并且進(jìn)行適度性檢驗(yàn)，探索建立基礎(chǔ)養(yǎng)老金動(dòng)態(tài)調(diào)整機(jī)制，完善個(gè)人賬戶繳費(fèi)機(jī)制及城居保配套管理服務(wù)體制，確保城鎮(zhèn)居民養(yǎng)老保險(xiǎn)能夠發(fā)揮保障老年人口基本養(yǎng)老需求的重要功能。 本文除緒論外分為四章，具體內(nèi)容如下： 第一章主要介紹了有關(guān)城鎮(zhèn)居民養(yǎng)老保險(xiǎn)的相關(guān)概念及理論分析，對(duì)城鎮(zhèn)居民養(yǎng)老保險(xiǎn)有了初步的了解和認(rèn)識(shí)。 第二章是對(duì)丹東市城鎮(zhèn)居民養(yǎng)老保險(xiǎn)運(yùn)行現(xiàn)狀進(jìn)行具體分析，主要包括：制度對(duì)象范圍、基金籌集模式、給付情況以及存在的問題，為研究基礎(chǔ)養(yǎng)老金和個(gè)人賬戶給付水平奠定基礎(chǔ)。 第三章是本文的核心，首先對(duì)基礎(chǔ)養(yǎng)老金現(xiàn)行給付水平及其適度性進(jìn)行分析，并在此基礎(chǔ)上建立基礎(chǔ)養(yǎng)老金動(dòng)態(tài)調(diào)整機(jī)制，選擇合意調(diào)整模式；其次對(duì)個(gè)人賬戶養(yǎng)老金給付計(jì)算模型進(jìn)行界定，分析現(xiàn)行個(gè)人賬戶養(yǎng)老金水平及其適度性；再次，對(duì)丹東市城鎮(zhèn)居民養(yǎng)老保險(xiǎn)整體水平進(jìn)行分析。 第四章是針對(duì)丹東市城鎮(zhèn)居民養(yǎng)老保險(xiǎn)基礎(chǔ)養(yǎng)老金和個(gè)人賬戶運(yùn)行中存在的問題，提出改善的具體對(duì)策。
[Abstract]:The social endowment insurance of urban residents adopts the mode of combining basic pension with individual account to ensure the pension demand of urban residents, and bring into the scope of security the groups that do not meet the conditions of urban workers' pension insurance and other social endowment insurance. Become an important part of the urban old-age insurance system, It has also laid the institutional foundation for the overall development of urban and rural old-age insurance. The function of old-age insurance for urban residents is based on a moderate level of basic pension and individual account pension payments. The inadequate level of basic pension and individual account pension payments will make it difficult to ensure the basic old-age needs of the elderly population in urban areas. How to establish the dynamic adjustment mechanism of endowment insurance with the goal of moderate level is the key to the sustainable development of urban residents' endowment insurance. The core content of this paper is: on the basis of defining the object and operation mechanism of urban residents' old-age insurance, the author calculates the basic pension and individual account payment level of Dandong City, and tests the appropriateness of the pension. This paper explores the establishment of the dynamic adjustment mechanism of basic pension, the perfection of individual account payment mechanism and the supporting management service system of urban housing insurance, so as to ensure that the old-age insurance of urban residents can play an important role in protecting the basic old-age needs of the elderly population. In addition to the introduction, this paper is divided into four chapters, the specific content is as follows:. The first chapter mainly introduces the related concepts and theoretical analysis of urban residents' old-age insurance, and has a preliminary understanding and understanding of urban residents' old-age insurance. The second chapter is a specific analysis of the operation of Dandong urban residents pension insurance, including: the scope of the system, fund raising mode, payment situation and existing problems, Lay the foundation for studying the basic pension and individual account payment level. The third chapter is the core of this paper. Firstly, it analyzes the current pension payment level and its appropriateness, and then establishes the dynamic adjustment mechanism of basic pension and chooses the suitable adjustment mode. Secondly, define the calculation model of personal account pension payment, analyze the current level of personal account pension and its appropriateness; thirdly, analyze the overall level of urban residents pension insurance in Dandong. Chapter 4th is aimed at the problems existing in the operation of basic pension and personal account of urban residents in Dandong, and puts forward concrete countermeasures for improvement.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F842.67

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