本文關(guān)鍵詞： 城鎮(zhèn)居民社會養(yǎng)老保險 替代率 差異　出處：《遼寧大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：我國的養(yǎng)老保險制度，自80年代起就不斷的進(jìn)行改革和完善，在不斷的改革和完善中，我國城鎮(zhèn)養(yǎng)老保險已經(jīng)覆蓋公務(wù)員、企事業(yè)職工、靈活就業(yè)人員、農(nóng)民工等群體,但城鎮(zhèn)非從業(yè)居民的社會養(yǎng)老保險制度卻一直處于缺失狀態(tài),黨中央、國務(wù)院對我國社會養(yǎng)老保險體系的建設(shè)高度重視，在二零一一年六月，中國政府網(wǎng)發(fā)布了“國務(wù)院關(guān)于開展城鎮(zhèn)居民社會養(yǎng)老保險試點的指導(dǎo)意見”，在二零一一年七月一日啟動了城鎮(zhèn)居民社會養(yǎng)老保險試點。到目前為止，養(yǎng)老保險已基本構(gòu)建起了全國統(tǒng)一的制度框架，基本實現(xiàn)全覆蓋，但是由于我國地區(qū)遼闊，各地的社會、經(jīng)濟(jì)發(fā)展水平、自然資源、風(fēng)俗分化及人口結(jié)構(gòu)等多方面的極大差距，加上各地的政策偏好，致使我國養(yǎng)老保險水平呈現(xiàn)出明顯的差異。由于城鎮(zhèn)居民社會養(yǎng)老保險實施的時間短，各地方實施的時間不同、政策不同、財政補(bǔ)貼存在明顯差異，各地的城鎮(zhèn)居民養(yǎng)老保險替代率存在明顯差異。替代率水平直接關(guān)乎到居民最終的養(yǎng)老水平，差距過大會造成居民心里的不平衡，長期以往造成社會動蕩，同時也會阻礙勞動力市場的合理流動，，不利于區(qū)域間養(yǎng)老保險制度的銜接、統(tǒng)一和資源的整合，最終危及經(jīng)濟(jì)的發(fā)展和社會的安定。有悖于社會保障制度建立的初衷和促進(jìn)經(jīng)濟(jì)健康發(fā)展的基本原則。 本文在總結(jié)國內(nèi)外城鎮(zhèn)居民社會養(yǎng)老保險研究成果的基礎(chǔ)上，以相關(guān)基礎(chǔ)理論為出發(fā)點，通過對各地區(qū)居民養(yǎng)老保險替代率的測算與比較、替代率與恩格爾系數(shù)的比較，找出各地區(qū)居民養(yǎng)老保險替代率差異的原因，提出相應(yīng)的解決措施和建議，促使各地區(qū)建立合理城鎮(zhèn)居民養(yǎng)老保險政策，進(jìn)一步優(yōu)化各地區(qū)居民養(yǎng)老水平，推進(jìn)居民養(yǎng)老保險制度進(jìn)一步深化改革，促進(jìn)居民養(yǎng)老保險制度平穩(wěn)運行與社會經(jīng)濟(jì)協(xié)調(diào)的良性互動。
[Abstract]:Since 80s, the old-age insurance system of our country has been continuously reformed and perfected. In the course of the continuous reform and improvement, the urban old-age insurance in our country has covered civil servants, enterprises and institutions, flexible employment personnel, migrant workers and other groups. However, the social old-age insurance system of non-employed urban residents has been in a state of absence. The Party Central Committee and the State Council attached great importance to the construction of the social old-age insurance system in China. In June 2011, In July 1st 2011, the Chinese government launched the pilot project of social old-age insurance for urban residents, which was issued by the State Council on the guidance of the State Council on the pilot project of social old-age insurance for urban residents. Pension insurance has basically set up a unified national institutional framework and basically achieved full coverage. However, due to the vast area, the level of social and economic development, natural resources, customs differentiation and population structure of our country, In addition, the policy preference of various places has led to obvious differences in the level of pension insurance in our country. Due to the short time of implementation of social old-age insurance for urban residents, the different time of implementation in different places, the different policies, and the obvious differences in financial subsidies, There are obvious differences in the replacement rate of old-age insurance in cities and towns. The level of replacement rate is directly related to the final pension level of the residents. The gap caused the imbalance in the residents' hearts and caused social unrest in the past. At the same time, it will also hinder the rational flow of the labor market, which is not conducive to the convergence, unification and integration of resources between the regions of the old-age insurance system. Finally, it endangers the economic development and the social stability, which is contrary to the original intention of the establishment of the social security system and the basic principle of promoting the healthy development of the economy. On the basis of summing up the research results of the social endowment insurance for urban residents at home and abroad, and taking the relevant basic theory as the starting point, this paper compares the substitution rate of the residents' pension insurance in various regions with the Engel's coefficient through the calculation and comparison of the replacement rate of the residents' old-age insurance in various regions. To find out the reasons for the difference of the replacement rate of the residents' endowment insurance in different regions, and put forward the corresponding solutions and suggestions, so as to promote the establishment of a reasonable policy of the old-age insurance for the urban residents in each region, and further optimize the pension level of the residents in the various regions. We will further deepen the reform of the resident old-age insurance system and promote the benign interaction between the smooth operation of the resident old-age insurance system and the social and economic coordination.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67;F224

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 劉貴平;關(guān)于我國未來退休職工工資替代率水平的初步研究[J];遼寧大學(xué)學(xué)報(哲學(xué)社會科學(xué)版);1995年05期

本文編號：1541911