本文關(guān)鍵詞： “新農(nóng)�！� 籌資模式 給付政策 河南　出處：《鄭州大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：新型農(nóng)村社會養(yǎng)老保險制度(以下簡稱“新農(nóng)�！�)是發(fā)展我國農(nóng)村地區(qū)社會養(yǎng)老保障事業(yè)的一項重要舉措。1992年國家頒發(fā)的《縣級農(nóng)村社會養(yǎng)老保險基本方案(試行)》的實施,標(biāo)志著農(nóng)村社會養(yǎng)老保險制度在我國正式建立。但由于該制度方案存在諸多問題,未能持續(xù)有效推進(jìn)。因此,在總結(jié)原制度方案經(jīng)驗教訓(xùn)的基礎(chǔ)上,2009年《國務(wù)院關(guān)于開展新型農(nóng)村社會養(yǎng)老保險試點的指導(dǎo)意見》出臺。新型農(nóng)村社會養(yǎng)老保險制度目前還處在擴(kuò)大試點和制度完善過程之中,總結(jié)“新農(nóng)保”制度實施過程中存在的問題,分析出現(xiàn)問題的原因并研究解決對策,對完善我國的社會保障事業(yè)和促進(jìn)城鄉(xiāng)社會和諧發(fā)展,具有重要的現(xiàn)實意義。 在“新農(nóng)保”制度的試點過程中,河南省也和全國的步調(diào)一樣,先后在2009年至2011年分三批建立試點,目前已基本實現(xiàn)了制度的全覆蓋。河南省永城市作為河南第三批“新農(nóng)保”制度試點地區(qū)之一,位于河南省最東部,地處豫、魯、蘇、皖四省結(jié)合部,下轄29個鄉(xiāng)鎮(zhèn),自被批準(zhǔn)為“新農(nóng)保”試點以來,全市各鄉(xiāng)鎮(zhèn)全面開展“新農(nóng)�！睒I(yè)務(wù)。此次調(diào)研在全市各個鄉(xiāng)鎮(zhèn)全面展開,具有一定代表性,其數(shù)據(jù)能全面反映河南省“新農(nóng)�！睂嵤顩r,所以本文選取永城市作為調(diào)查研究對象,采取問卷調(diào)查及實地走訪村鎮(zhèn)的方式,對永城市29個鄉(xiāng)鎮(zhèn)600位村民進(jìn)行了問卷調(diào)查,回收有效問卷586份。取得這些第一手資料,對于分析研究我省及全國的新型農(nóng)村社會養(yǎng)老保險制度,提供了很大幫助。 從實地調(diào)查以及與大量農(nóng)民的交流中發(fā)現(xiàn),河南省新型農(nóng)村社會養(yǎng)老保險制度存在諸多問題。諸如,參保率不高,籌資標(biāo)準(zhǔn)和保障水平較低,基金存在監(jiān)管制度缺失,其保值增值存在一定風(fēng)險等等。因此,為了進(jìn)一步完善河南省“新農(nóng)保”制度,并促進(jìn)其順利實施和可持續(xù)發(fā)展,還需要在現(xiàn)有成效的基礎(chǔ)上,對河南省“新農(nóng)�！敝贫冗M(jìn)一步深化改革。應(yīng)當(dāng)以遵循農(nóng)民根本利益為出發(fā)點、以健全我國社會保障體系為目標(biāo)原則,完善相關(guān)法律法規(guī),加強(qiáng)各有關(guān)部門之間的溝通和協(xié)調(diào)、優(yōu)化制度設(shè)計,強(qiáng)化制度實施,加強(qiáng)經(jīng)辦機(jī)構(gòu)業(yè)務(wù)監(jiān)管,努力提高政策實施效果。其具體措施主要包括加強(qiáng)政府工作宣傳,提高村民對“新農(nóng)保”制度的認(rèn)識和重視度；建立合理的制度銜接機(jī)制,促進(jìn)政策有效實施；建立激勵機(jī)制,努力提高參保率：發(fā)揮社會保險的優(yōu)勢,調(diào)動各方面積極性,努力提高保障水平,提升養(yǎng)老金的替代率；科學(xué)控制和嚴(yán)格監(jiān)管“新農(nóng)保”基金的運行,促進(jìn)其有效保值增值；優(yōu)化服務(wù)和配套機(jī)制,提高制度運行效率等等。
[Abstract]:The new rural social old-age insurance system (hereinafter referred to as "New Rural Insurance") is an important measure to develop the social old-age security in rural areas of China. In 1992, the implementation of the basic Plan of County-level Rural Social Old-age Insurance (for trial implementation) was issued by the State. It marks the formal establishment of the rural social old-age insurance system in China. However, due to many problems in the system scheme, it cannot be pushed forward continuously and effectively. On the basis of summing up the experience and lessons of the original scheme, the State Council issued the guidance on the pilot of the new rural social old-age insurance in 2009. The new rural social old-age insurance system is still in the process of expanding the pilot and the system. In the process of perfection, It is of great practical significance to summarize the problems existing in the implementation of the "New Rural Insurance" system, analyze the causes of the problems and study the countermeasures to improve the social security cause of our country and promote the harmonious development of the urban and rural society. During the pilot process of the "New Rural Insurance" system, Henan Province, like the pace of the whole country, successively set up the pilot projects in three batches from 2009 to 2011. At present, the full coverage of the system has been basically realized. Yongcheng, Henan Province, as one of the third pilot areas of the "New Rural Insurance" system in Henan Province, is located in the easternmost part of Henan Province, located in the junction of four provinces, Henan, Shandong, Jiangsu, and Anhui, and has jurisdiction over 29 townships. Since it was approved as a pilot project of "New Rural Insurance", all townships and towns in the city have carried out the business of "New Rural Insurance" in an all-round way. This investigation has been carried out in all townships and towns of the city, and it is representative, and its data can fully reflect the status of the implementation of "New Rural Insurance" in Henan Province. So this article selects Yongcheng as the research object, adopts the method of questionnaire investigation and field visit to the villages and towns, carries on the questionnaire survey to the 600 villagers of 29 towns in Yongcheng, retrieves 586 valid questionnaires, and obtains the first-hand information. It is of great help to analyze and study the new rural social endowment insurance system in our province and the whole country. From the field investigation and the communication with a large number of farmers, it is found that there are many problems in the new rural social old-age insurance system in Henan Province, such as the low rate of insurance participation, the low standard of financing and the low level of security, and the lack of supervision system of the fund. Therefore, in order to further improve the "New Rural Insurance" system in Henan Province, and promote its smooth implementation and sustainable development, we also need to build on the existing results. To further deepen the reform of the "new rural insurance" system in Henan Province, we should take the fundamental interests of farmers as the starting point, take the sound social security system of our country as the goal principle, perfect the relevant laws and regulations, and strengthen the communication and coordination among the relevant departments. We should optimize the system design, strengthen the system implementation, strengthen the business supervision of the agencies, and strive to improve the effect of the policy implementation. The concrete measures include strengthening the propaganda of the government work and enhancing the villagers' understanding and attention to the "new rural insurance" system. To establish a reasonable system linkage mechanism to promote the effective implementation of the policy, to establish an incentive mechanism, to strive to improve the rate of participation, to give play to the advantages of social insurance, to mobilize the enthusiasm of all sides, to improve the level of security, and to increase the replacement rate of pensions; Scientific control and strict supervision of the operation of the "New Rural Insurance Fund" to promote its effective maintenance and appreciation, optimize services and supporting mechanisms, improve the efficiency of the system, and so on.
【學(xué)位授予單位】：鄭州大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67;F323.89

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