本文關(guān)鍵詞： 延邊朝鮮族自治州 保險(xiǎn)業(yè) 財(cái)產(chǎn)保險(xiǎn) 發(fā)展對(duì)策　出處：《延邊大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著延邊朝鮮族自治州經(jīng)濟(jì)的發(fā)展,延邊居民財(cái)產(chǎn)不斷增長(zhǎng),這樣催生財(cái)產(chǎn)保險(xiǎn)的不斷向前發(fā)展,因此研究延邊地區(qū)財(cái)產(chǎn)保險(xiǎn)業(yè)的發(fā)展特點(diǎn)對(duì)于保障居民財(cái)產(chǎn),合理規(guī)避財(cái)產(chǎn)風(fēng)險(xiǎn)避免意外損失具有現(xiàn)實(shí)的指導(dǎo)意義。在闡述延邊朝鮮族自治州財(cái)產(chǎn)保險(xiǎn)業(yè)發(fā)展情況之前,本文闡述了關(guān)于保險(xiǎn)業(yè)及財(cái)產(chǎn)保險(xiǎn)業(yè)的具體概念、險(xiǎn)種、及相關(guān)理論,使人們能夠全面了解財(cái)產(chǎn)保險(xiǎn)業(yè)；然后從延邊州保險(xiǎn)業(yè)發(fā)展的歷程入手,并把延邊州保險(xiǎn)業(yè)劃分為起步階段、恢復(fù)發(fā)展階段、保險(xiǎn)業(yè)初步形成規(guī)模階段、獨(dú)立發(fā)展階段、競(jìng)爭(zhēng)發(fā)展階段等五個(gè)階段；通過歷史數(shù)據(jù)顯示了延邊州財(cái)產(chǎn)保險(xiǎn)業(yè)在發(fā)展過程中存在諸如財(cái)產(chǎn)保險(xiǎn)產(chǎn)品品種供給缺乏、選擇余地少,投保對(duì)象對(duì)財(cái)產(chǎn)保險(xiǎn)認(rèn)識(shí)不足,投保對(duì)象財(cái)產(chǎn)保險(xiǎn)意識(shí)不夠等問題；通過歷史數(shù)據(jù)也顯示了延邊州財(cái)產(chǎn)保險(xiǎn)業(yè)發(fā)展速度快于延邊州保險(xiǎn)業(yè)的發(fā)展,但慢于吉林省財(cái)產(chǎn)保險(xiǎn)業(yè)的平均發(fā)展速度,總結(jié)出延邊州財(cái)產(chǎn)保險(xiǎn)業(yè)發(fā)展過程中存在發(fā)展空間很廣,發(fā)展?jié)摿艽?存在著尚待開發(fā)的大好市場(chǎng)的發(fā)展前景。最后建設(shè)性地指出了延邊州財(cái)產(chǎn)保險(xiǎn)業(yè)發(fā)展對(duì)策：做深做足財(cái)產(chǎn)保險(xiǎn),強(qiáng)化政府宏觀調(diào)控機(jī)制,完善財(cái)產(chǎn)保險(xiǎn)企業(yè)管理機(jī)制,提高財(cái)產(chǎn)保險(xiǎn)業(yè)從業(yè)人員的專業(yè)綜合素質(zhì),切實(shí)維護(hù)財(cái)產(chǎn)保險(xiǎn)消費(fèi)者的利益,健全財(cái)產(chǎn)保險(xiǎn)業(yè)相關(guān)條款制度,增強(qiáng)居民的財(cái)產(chǎn)保險(xiǎn)意識(shí)。對(duì)于如何做深做足財(cái)產(chǎn)險(xiǎn)業(yè)務(wù)提出了具體的方向建議：擴(kuò)大家庭財(cái)產(chǎn)保險(xiǎn)業(yè)務(wù),發(fā)展民營(yíng)經(jīng)濟(jì)體財(cái)險(xiǎn)業(yè)務(wù),拓展責(zé)任險(xiǎn)等系列財(cái)險(xiǎn),推進(jìn)各類車險(xiǎn)業(yè)務(wù),挖掘工程險(xiǎn)業(yè)務(wù)等新型險(xiǎn)種業(yè)務(wù)。
[Abstract]:With the economic development of Yanbian Korean Autonomous Prefecture, Yanbian residents' property continues to grow, which leads to the continuous development of property insurance. It has practical guiding significance to avoid property risk reasonably and avoid accidental loss. Before expounding the development of property insurance industry in Yanbian Korean Autonomous Prefecture, this paper expounds the specific concepts of insurance industry and property insurance industry. And related theories, so that people can fully understand the property insurance industry, and then start with the development process of the insurance industry in Yanbian Prefecture, and divide the insurance industry in Yanbian Prefecture into the initial stage, the stage of recovery of development, and the stage of initial formation of scale of the insurance industry. The independent development stage, the competition development stage and so on; through the historical data, it shows that the property insurance industry in Yanbian Prefecture has, for example, the lack of variety supply of property insurance products in the process of development, and the lack of room for choice. Through historical data, it also shows that the development of property insurance in Yanbian prefecture is faster than that in Yanbian prefecture. However, slower than the average development rate of the property insurance industry in Jilin Province, it is concluded that the development space of property insurance industry in Yanbian Prefecture is very wide and the development potential is very large. In the end, the author points out constructively that the property insurance industry in Yanbian prefecture should develop the property insurance, strengthen the macro-control mechanism of the government, and perfect the management mechanism of the property insurance enterprises, and finally point out the countermeasures for the development of the property insurance industry in Yanbian Prefecture. To improve the professional and comprehensive quality of property insurance practitioners, effectively safeguard the interests of property insurance consumers, and improve the system of property insurance related articles, Strengthening the residents' awareness of property insurance. This paper puts forward some specific suggestions on how to do a good job in property insurance business: expanding the family property insurance business, developing the private economy property insurance business, expanding the liability insurance and other series of property insurance, etc. Promote all kinds of auto insurance business, excavate new types of insurance business such as engineering insurance business.
【學(xué)位授予單位】：延邊大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F842.7

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