本文關(guān)鍵詞： 農(nóng)民工 醫(yī)療保險(xiǎn) 醫(yī)療保險(xiǎn)模式　出處：《安徽財(cái)經(jīng)大學(xué)》2014年碩士論文　論文類(lèi)型：學(xué)位論文

【摘要】：隨著我國(guó)工業(yè)化、城市化進(jìn)程的加快,出現(xiàn)了一個(gè)新的群體即農(nóng)民工。他們脫離土地,為流入地的經(jīng)濟(jì)發(fā)展和社會(huì)進(jìn)步做出了非常大的貢獻(xiàn)。但是農(nóng)民工生活在城市的邊緣,他們作為公民,由于城鄉(xiāng)分割與戶(hù)籍制度的限制,無(wú)法享受到與城市居民一樣的社會(huì)保障待遇。農(nóng)民工無(wú)論是在就業(yè)方面還是生活方面都面臨著較大的風(fēng)險(xiǎn),因此社會(huì)各界開(kāi)始關(guān)注農(nóng)民工問(wèn)題,政府也逐漸將農(nóng)民工問(wèn)題納入到其工作重點(diǎn)中來(lái)。在整個(gè)社會(huì)保障體系之中,對(duì)于農(nóng)民工來(lái)講,由于其工作性質(zhì)的特殊性,工傷保險(xiǎn)是農(nóng)民工最迫切需要的社會(huì)保險(xiǎn),其次就是醫(yī)療保險(xiǎn)。農(nóng)民工的工作具有流動(dòng)性的特點(diǎn),再加上其工作條件差、收入低,使得農(nóng)民工游離于市民與農(nóng)民之間,很難將其直接納入任何一種現(xiàn)有的醫(yī)療保險(xiǎn)模式之中。農(nóng)民工作為社會(huì)弱勢(shì)群體,分散于全國(guó)各主要經(jīng)濟(jì)發(fā)達(dá)地區(qū),數(shù)量龐大,解決農(nóng)民工醫(yī)療保險(xiǎn)問(wèn)題任務(wù)艱巨,不能操之過(guò)急。上海市是我國(guó)經(jīng)濟(jì)最發(fā)達(dá)的城市,在農(nóng)民工醫(yī)療保險(xiǎn)方面也做出了最早的探索與創(chuàng)新,目前已經(jīng)完成了綜保轉(zhuǎn)城保的改革,改革前的綜合保險(xiǎn)模式以及改革后的城保模式實(shí)施效果如何,存在哪些問(wèn)題,對(duì)我國(guó)的農(nóng)民工醫(yī)療保險(xiǎn)模式的完善有著借鑒和指導(dǎo)意義。本文共分為五章： 第一章為導(dǎo)論部分。主要介紹了本文選題的背景和意義、研究方法和研究思路、國(guó)內(nèi)外相關(guān)文獻(xiàn)綜述以及本文可能存在的創(chuàng)新點(diǎn)和不足。 第二章是上海市農(nóng)民工醫(yī)療保險(xiǎn)模式研究的理論分析。這一章描述了農(nóng)民工、農(nóng)民工醫(yī)療保險(xiǎn)模式等相關(guān)的概念,并且介紹了與本文相關(guān)的理論,同時(shí)對(duì)于現(xiàn)行的五種農(nóng)民工醫(yī)療保險(xiǎn)模式進(jìn)行了簡(jiǎn)單的比較分析。 第三章是上海市農(nóng)民工醫(yī)療保險(xiǎn)改革前綜合保險(xiǎn)模式的概況與介紹。本章分別介紹了上海市的綜合保險(xiǎn)的概況、優(yōu)越性以及存在的問(wèn)題。 第四章是上海市農(nóng)民工醫(yī)療保險(xiǎn)改革后的城保模式及其實(shí)證分析。本章首先介紹了改革后農(nóng)民工醫(yī)療保險(xiǎn)的概況,然后通過(guò)整理分析上海市930名農(nóng)民工的調(diào)查問(wèn)卷,了解了他們的工作、身體狀況、醫(yī)療保險(xiǎn)需求等情況,并對(duì)調(diào)查結(jié)果進(jìn)行了分析,找出了上海市農(nóng)民工醫(yī)療保險(xiǎn)模式存在的問(wèn)題。 第五章是上海市農(nóng)民工醫(yī)療保險(xiǎn)模式的完善建議。通過(guò)研究上海市農(nóng)民工醫(yī)療保險(xiǎn)模式,本文提出了完善上海市農(nóng)民工醫(yī)療保險(xiǎn)模式的建議。
[Abstract]:Along with our country industrialization, the urbanization process speeds up, appeared a new group, namely the peasant worker, they leave the land. But migrant workers live on the edge of the city, as citizens, because of the urban-rural separation and the restrictions of the household registration system. Migrant workers are faced with greater risks in employment and life, so the community began to pay attention to the problem of migrant workers. In the whole social security system, for migrant workers, because of the particularity of the nature of their work. Industrial injury insurance is the most urgent social insurance for migrant workers, followed by medical insurance. The work of migrant workers has the characteristics of mobility, plus their poor working conditions, low income. It is difficult to bring them directly into any existing medical insurance model. As a social vulnerable group, migrant workers are scattered in the main economically developed areas of the country. Shanghai is the most developed city in our country and has made the earliest exploration and innovation in the medical insurance of migrant workers. At present, we have completed the reform of the transformation of the Comprehensive Social Security Insurance to the City Insurance, and the implementation of the comprehensive insurance model before the reform and the implementation of the city insurance model after the reform, and what are the problems. This paper is divided into five chapters: The first chapter is the introduction part. It mainly introduces the background and significance of this paper, research methods and research ideas, domestic and foreign literature review, as well as the possible innovations and shortcomings of this paper. The second chapter is the theoretical analysis of the medical insurance model of migrant workers in Shanghai. This chapter describes the migrant workers, migrant workers medical insurance model and other related concepts, and introduces the relevant theories. At the same time, five kinds of migrant workers medical insurance mode are compared and analyzed. The third chapter is the general situation and introduction of the comprehensive insurance model before the reform of the medical insurance for migrant workers in Shanghai, which respectively introduces the general situation, superiority and existing problems of the comprehensive insurance in Shanghai. Chapter 4th is the city insurance model and its empirical analysis after the reform of migrant workers' medical insurance in Shanghai. This chapter firstly introduces the general situation of medical insurance of migrant workers after the reform. Then through the analysis of 930 migrant workers in Shanghai survey questionnaire to understand their work, physical condition, medical insurance needs and so on, and analyzed the results of the survey. Found out the Shanghai migrant workers medical insurance model problems. Chapter 5th is the suggestion to perfect the medical insurance model of migrant workers in Shanghai. By studying the medical insurance model of migrant workers in Shanghai, this paper puts forward some suggestions to perfect the medical insurance model of migrant workers in Shanghai.
【學(xué)位授予單位】：安徽財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F842.684

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