本文關(guān)鍵詞：湖北省農(nóng)村小額保險(xiǎn)發(fā)展情況調(diào)查報(bào)告，由筆耕文化傳播整理發(fā)布。

湖北省農(nóng)村小額保險(xiǎn)發(fā)展情況調(diào)查報(bào)告 周紅雨　 1 徐漢坤　 2 （1.中國(guó)保險(xiǎn)監(jiān)督管理委員會(huì)湖北監(jiān)管局，湖北 武漢 430061 ；2. 中南財(cái)經(jīng)政法大學(xué)，湖北 武 漢 430073 ） ［摘要］發(fā)展農(nóng)村小額保險(xiǎn)是完善農(nóng)村金融體系的重要手段，政府在農(nóng)村小額保險(xiǎn)的發(fā)展中起 著非常重要的作用。本文通過對(duì)湖北省農(nóng)村小額保險(xiǎn)的開展情況進(jìn)行調(diào)研后發(fā)現(xiàn)，我國(guó)的小額保險(xiǎn) 起步晚但發(fā)展快，同時(shí)也存在投保人保險(xiǎn)意識(shí)欠缺、開展農(nóng)村小額保險(xiǎn)的成本和風(fēng)險(xiǎn)較高等障礙。 發(fā)展農(nóng)村小額保險(xiǎn)，需要政府在政策的制定上給予支持，需要監(jiān)管機(jī)構(gòu)完善監(jiān)管手段，，也需要保險(xiǎn) 公司加強(qiáng)創(chuàng)新。 ［關(guān)鍵詞］“三農(nóng)”問題；農(nóng)村小額保險(xiǎn)；調(diào)研報(bào)告�。壑袌D分類號(hào)］[KG*2]F840.66[KG*2] ［文 獻(xiàn)標(biāo)識(shí)碼］[KG*2]A[KG*2] ［文章編號(hào)］1004-3306 （2008 ）08-0091-03 Abstract ：[KG*2][WTBZ]Developing rural microinsurance is an important means to improve China ′ s rural financial system. The government plays a very important role in promoting the development of microinsurance. China ′s microinsurance was only initiated 　 recently but has been developing rapidly. Meanwhile, the major obstacles of running microinsurance business are the lack of insurance awareness, high costs and risks. The government should provide with certain policy support in order to develop this business, the supervisory body should further enhance its regulatory measures, and insurance companies should strengthen their innovative ability. Key words ：[WTBZ]San Nong issues; rural microinsurance; research report ［作者簡(jiǎn)介］周紅雨，現(xiàn)任中國(guó)保險(xiǎn)監(jiān)督管理委員會(huì)湖北監(jiān)管局統(tǒng)計(jì)研究處處長(zhǎng)；徐漢坤，中 南財(cái)經(jīng)政法大學(xué)新華金融保險(xiǎn)學(xué)院保

  本文關(guān)鍵詞：湖北省農(nóng)村小額保險(xiǎn)發(fā)展情況調(diào)查報(bào)告，由筆耕文化傳播整理發(fā)布。