對(duì)內(nèi)蒙古地區(qū)銀校合作的探討
本文選題:內(nèi)蒙古高校 + 商業(yè)銀行 ; 參考:《內(nèi)蒙古農(nóng)業(yè)大學(xué)》2013年碩士論文
【摘要】:隨著教育體制改革的不斷深入,內(nèi)蒙古地區(qū)形成了公辦體制、民辦體制、社會(huì)辦學(xué)體制相結(jié)合的多元化高教體制,各高校都牢牢抓住教育改革的大好機(jī)會(huì),紛紛擴(kuò)大招生規(guī)模,擁有了各自的辦學(xué)特色和辦學(xué)層次,使高等教育總體水平大大提高,但是這些需要巨額的資金做后盾,,而各高校經(jīng)費(fèi)的主要來源為財(cái)政撥款和學(xué)費(fèi)收入,這些有限的投入根本無法滿足高校的發(fā)展需要。因此,解決高校資金短缺問題迫在眉睫。而內(nèi)蒙古地區(qū)各商業(yè)銀行在金融改革的大環(huán)境下,積極轉(zhuǎn)換機(jī)制,拓展業(yè)務(wù)范圍,能夠?yàn)楦鞲咝=鉀Q資金短缺的問題。銀校合作,既有利于解決高校發(fā)展的資金瓶頸,同時(shí)對(duì)銀行開拓市場(chǎng),提高信貸資產(chǎn)質(zhì)量能夠起到積極的推動(dòng)作用。從本質(zhì)上看,宏觀經(jīng)濟(jì)環(huán)境變化是銀校合作形成的外在原因,銀行和高校的調(diào)整與內(nèi)在需求是其內(nèi)在因素。本文基于銀校合作的前提,收集了銀校合作的相關(guān)資料,對(duì)銀校合作的現(xiàn)狀、存在的問題、產(chǎn)生問題的原因及對(duì)策進(jìn)行了全面闡述和分析。
[Abstract]:With the deepening of the reform of the education system, Inner Mongolia has formed a diversified higher education system that combines the public, private and social school-running systems. All universities and colleges have firmly grasped the great opportunities of educational reform and expanded the enrollment scale one after another.With their own characteristics and levels of running a school, the overall level of higher education has been greatly improved, but these need a huge amount of funds to back up, and the main sources of funding for each university are financial allocations and tuition income.These limited investment can not meet the development needs of colleges and universities.Therefore, it is urgent to solve the shortage of funds in colleges and universities.Under the environment of financial reform, the commercial banks in Inner Mongolia can actively change the mechanism and expand their business scope, which can solve the problem of shortage of funds for colleges and universities.The cooperation of bank and school can not only solve the fund bottleneck of the development of colleges and universities, but also promote the banks to open up the market and improve the quality of credit assets.In essence, the change of macroeconomic environment is the external reason for the formation of the cooperation between banks and universities, and the adjustment and internal demand of banks and universities are the internal factors.Based on the premise of the cooperation between banks and schools, this paper collects the relevant information of the cooperation of banks and schools, expounds and analyzes the present situation, existing problems, causes and countermeasures of the cooperation of banks and schools.
【學(xué)位授予單位】:內(nèi)蒙古農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:G647.5
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