【摘要】：經(jīng)過(guò)30多年的改革開(kāi)放,目前中國(guó)經(jīng)濟(jì)總量已躍居世界第二。但是,各地經(jīng)濟(jì)結(jié)構(gòu)不合理、地區(qū)間發(fā)展差異大,尤其是農(nóng)民收入仍較低、城鄉(xiāng)收入差距仍較大,是制約未來(lái)我國(guó)區(qū)域經(jīng)濟(jì)進(jìn)一步發(fā)展的重要因素。因此,如何發(fā)展與壯大農(nóng)村經(jīng)濟(jì),提高農(nóng)民收入水平,縮小城鄉(xiāng)收入差距對(duì)于建設(shè)和諧社會(huì)與社會(huì)主義新農(nóng)村等具有十分重要的意義。而作為一項(xiàng)復(fù)雜的系統(tǒng)工程,農(nóng)民收入增長(zhǎng)需要多方面因素配合,其中農(nóng)村金融發(fā)展就是最重要的支持因素之一�；诖�,本文希望通過(guò)較全面地研究河北農(nóng)村金融發(fā)展與農(nóng)民收入增長(zhǎng)之間的關(guān)系,來(lái)促進(jìn)規(guī)模合理、效率較高的農(nóng)村金融體系建設(shè)和農(nóng)民收入增長(zhǎng)研究。 本文主要運(yùn)用經(jīng)濟(jì)增長(zhǎng)、金融發(fā)展理論,系統(tǒng)研究了河北農(nóng)村金融發(fā)展與農(nóng)民收入增長(zhǎng)的相關(guān)性,提出了推進(jìn)農(nóng)村金融改革、提高農(nóng)民收入的建設(shè)性對(duì)策。 通過(guò)實(shí)證分析,本文的主要結(jié)論有： 1.河北省農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展效率與農(nóng)民收入增長(zhǎng)之間是正相關(guān)關(guān)系。這說(shuō)明河北省農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展效率比率的提高有利于農(nóng)民收入增長(zhǎng)。 2.河北農(nóng)民收入增長(zhǎng)不是農(nóng)村金融發(fā)展效率的Granger原因,但在10%的顯著性水平下是農(nóng)村金融發(fā)展規(guī)模的Granger原因；河北省農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展效率均不是農(nóng)民收入增長(zhǎng)的Granger原因。 3.農(nóng)村金融發(fā)展規(guī)模的正向沖擊會(huì)給河北農(nóng)民收入帶來(lái)較大幅度的正面影響,且該影響將持續(xù)較長(zhǎng)的一段時(shí)間。說(shuō)明當(dāng)前階段農(nóng)村金融發(fā)展規(guī)模對(duì)河北農(nóng)民收入增長(zhǎng)有一定的影響。農(nóng)村金融發(fā)展效率的正向沖擊對(duì)河北農(nóng)民收入的影響在第一期沒(méi)有反映出來(lái),到第三期是比較顯著的且是負(fù)向的影響,到第五期回到原來(lái)的水平,之后使河北農(nóng)民收入迅速增加,第9期開(kāi)始又緩慢回落,到13期后影響基本消失。說(shuō)明當(dāng)前階段以農(nóng)村貸款存款之比衡量的農(nóng)村金融發(fā)展效率對(duì)河北農(nóng)民收入增長(zhǎng)的作用不明顯。
[Abstract]:After more than 30 years of reform and opening up, China's economic output has leapt to the second largest in the world. However, regional economic structure is unreasonable, the development difference between regions is great, especially the income of farmers is still low, the income gap between urban and rural areas is still large, which is an important factor restricting the further development of regional economy in the future. Therefore, how to develop and strengthen the rural economy, improve the income level of farmers, and narrow the income gap between urban and rural areas is of great significance for the construction of a harmonious society and a new socialist countryside. As a complex system engineering, the growth of farmers' income needs to be coordinated by many factors, among which the development of rural finance is one of the most important supporting factors. Based on this, this paper hopes to promote the construction of a reasonable and efficient rural financial system and the growth of farmers' income through a more comprehensive study of the relationship between rural financial development and farmers' income growth in Hebei Province. Based on the theory of economic growth and financial development, this paper systematically studies the correlation between the development of rural finance and the increase of farmers' income in Hebei Province, and puts forward some constructive countermeasures to promote the reform of rural finance and increase the income of farmers. Through empirical analysis, the main conclusions of this paper are as follows: 1. There is a positive correlation between the scale of rural financial development and the efficiency of rural financial development and the increase of farmers' income. This shows that the increase of rural financial development scale and the ratio of rural financial development efficiency is beneficial to the increase of farmers' income. 2. The growth of farmers' income in Hebei is not the Granger cause of rural financial development efficiency, but the Granger reason of rural financial development scale is at the level of 10% significance. The scale of rural financial development and the efficiency of rural financial development in Hebei Province are not the Granger reasons for the increase of farmers' income. 3. The positive impact of the scale of rural financial development will have a large positive impact on the income of farmers in Hebei Province, and the impact will last for a long time. It shows that the scale of rural financial development has a certain impact on the growth of farmers' income in Hebei Province. The positive impact of the rural financial development efficiency on the income of farmers in Hebei Province was not reflected in the first period. In the third period, the impact was more significant and negative. By the fifth period, the impact had returned to its original level. After that, the farmers' income in Hebei increased rapidly, the 9th period began to slow down, and after 13, the influence disappeared. It shows that the efficiency of rural financial development, measured by the ratio of rural loan deposits at present stage, does not play a significant role in the growth of farmers' income in Hebei Province.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.35;F323.8;F224

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 陳軍,王亞杰;我國(guó)金融發(fā)展對(duì)經(jīng)濟(jì)增長(zhǎng)的影響分析[J];財(cái)經(jīng)理論與實(shí)踐;2002年S3期

2 曹嘯,吳軍;我國(guó)金融發(fā)展與經(jīng)濟(jì)增長(zhǎng)關(guān)系的格蘭杰檢驗(yàn)和特征分析[J];財(cái)貿(mào)經(jīng)濟(jì);2002年05期

3 徐璋勇;封妮娜;;對(duì)中國(guó)金融業(yè)發(fā)展省區(qū)差異的綜合評(píng)價(jià)與分析[J];當(dāng)代財(cái)經(jīng);2008年07期

4 冉茂盛,張宗益,馮軍;中國(guó)金融發(fā)展與經(jīng)濟(jì)增長(zhǎng)的因果關(guān)系檢驗(yàn)[J];重慶大學(xué)學(xué)報(bào)(自然科學(xué)版);2002年03期

5 趙志君;金融資產(chǎn)總量、結(jié)構(gòu)與經(jīng)濟(jì)增長(zhǎng)[J];管理世界;2000年03期

6 人民銀行蘭州中心支行課題組;金融業(yè)支持西部大開(kāi)發(fā)問(wèn)題研究[J];甘肅金融;2001年08期

7 談儒勇;非正式金融批判的批判[J];甘肅社會(huì)科學(xué);2001年01期

8 何光輝,楊咸月;金融自由化理論體系的挑戰(zhàn)與金融深化理論的微觀重構(gòu)[J];上海經(jīng)濟(jì)研究;2000年04期

9 李瓊;;中部農(nóng)村崛起與農(nóng)村金融結(jié)構(gòu)優(yōu)化[J];價(jià)格理論與實(shí)踐;2006年04期

10 姚耀軍;;中國(guó)農(nóng)村金融改革績(jī)效評(píng)價(jià)[J];江蘇社會(huì)科學(xué);2006年01期

相關(guān)碩士學(xué)位論文 前1條

1 郭燠霖;我國(guó)農(nóng)村金融抑制的解決思路[D];西南財(cái)經(jīng)大學(xué);2007年

，

本文編號(hào)：2418524