【摘要】：隨著中國經(jīng)濟的快速發(fā)展和城市化進程的不斷加快，為突破城市基礎設施建設的資金瓶頸和國家禁止地方政府債務融資的法律障礙，一些地方政府融資平臺式的公司陸續(xù)出現(xiàn)。尤其近年來，伴隨著國際金融危機的影響和沖擊，地方政府融資平臺迅猛擴張，，在防止經(jīng)濟過快下滑、支持經(jīng)濟回升的同時，其蘊藏的債務風險以及連帶的財政金融風險，也引發(fā)各方的高度關注與疑慮。各種類型級次的融資平臺雨后春筍般地紛紛亮相，地方政府融資平臺在數(shù)量和債務總量上實現(xiàn)了迅猛擴張。融資平臺的出現(xiàn)，拓寬了地方政府債務融資的渠道，緩解了資金緊張的矛盾，極大地推動了地方基礎設施建設的蓬勃發(fā)展，為防止經(jīng)濟過快下滑，保持經(jīng)濟社會平穩(wěn)較快發(fā)展，做出了積極貢獻。但與此同時，也出現(xiàn)了一些亟需高度關注和解決的問題，主要是地方政府債務規(guī)模迅速膨脹、償債風險日益加大，融資平臺公司舉債融資運作不夠規(guī)范，銀行業(yè)金融機構對融資平臺公司放貸管理存在風險隱患等。這些問題如不盡快采取有效措施加以解決，勢必造成財政和金融風險，影響經(jīng)濟社會持續(xù)健康發(fā)展和社會穩(wěn)定。 本論文在結構上分為六個部分。第一部分是緒論，介紹了選題背景和意義，研究思路及方法。第二部分是地方政府融資平臺概述。通過對地方政府融資平臺定義、主要方式、作用的闡述，引出了論文研究的主要內(nèi)容。第三部分是地方政府融資平臺形成的動因分析。從分稅制的財政體制以及中國特殊的政府和銀行關系等四個方面對地方政府融資平臺產(chǎn)生的動因進行了分析。第四部分是地方政府融資平臺風險機理與傳導機制分析。通過對地方政府融資平臺運營模式的現(xiàn)狀分析及存在的問題找出地方政府融資平臺可能引發(fā)的各種風險。第五部分是地方政府融資平臺負債的情景分析，利用情景分析法對地方政府融資平臺信貸風險及債務規(guī)模進行測算，結果顯示:融資平臺貸款風險總體上處于可控狀態(tài)，債務規(guī)模處于地方承受范圍以內(nèi)。第六部分為政策建議，從政府、銀行和各監(jiān)管部門等角度，提出對融資平臺健康、有序發(fā)展富有針對性的全方位的政策建議。
[Abstract]:With the rapid development of Chinese economy and the accelerating process of urbanization, in order to break through the capital bottleneck of urban infrastructure construction and the legal obstacle that the state forbids the financing of local government debt, some local government financing companies have appeared one after another. Especially in recent years, with the impact and impact of the international financial crisis, local government financing platforms have expanded rapidly. While preventing the economy from falling too fast and supporting the recovery of the economy, the local governments' debt risks and associated fiscal and financial risks are also contained. Also arouse the high concern and doubt of all sides. Various types of financing platforms have sprung up one after another, and local government financing platforms have achieved rapid expansion in terms of quantity and total debt. The emergence of the financing platform has widened the channels for local government debt financing, alleviated the contradiction of capital tension, greatly promoted the vigorous development of local infrastructure construction, and in order to prevent the economy from sliding too fast and maintain the steady and rapid development of the economy and society, Has made a positive contribution. But at the same time, there are also some problems that need to be paid close attention to and solved. The main problems are that the scale of local government debt is expanding rapidly, the risk of debt servicing is increasing day by day, and the financing operation of financing platform companies is not standard enough. Banking financial institutions on financing platform companies lending management risks and so on. If we do not take effective measures to solve these problems as soon as possible, it will inevitably cause financial and financial risks, and affect the sustained and healthy development of economic and social stability. The structure of this thesis is divided into six parts. The first part is the introduction, introduces the background and significance of the topic, research ideas and methods. The second part is the overview of local government financing platform. Through the definition, main way and function of local government financing platform, the main content of this paper is introduced. The third part is the motivation analysis of the formation of local government financing platform. This paper analyzes the causes of the local government financing platform from four aspects: the fiscal system of the tax distribution system and the special relationship between the government and the bank in China. The fourth part is the analysis of risk mechanism and transmission mechanism of local government financing platform. By analyzing the current situation and existing problems of local government financing platform, we find out the various risks that local government financing platform may cause. The fifth part is the local government financing platform debt scenario analysis, using scenario analysis to calculate the local government financing platform credit risk and debt scale, the results show that the financing platform loan risk is generally in a controllable state. The size of the debt is within the local range. The sixth part is the policy recommendations, from the government, banks and regulatory departments and other angles, put forward to the financing platform healthy, orderly development of the full range of targeted policy recommendations.
【學位授予單位】：湖南科技大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.4

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本文編號：2316568