【摘要】：如今中國的銀行業(yè)必須面對(duì)的一個(gè)現(xiàn)實(shí)問題是操作風(fēng)險(xiǎn)已經(jīng)與信用風(fēng)險(xiǎn)、市場(chǎng)風(fēng)險(xiǎn)共同成為商業(yè)銀行面臨的三大主要風(fēng)險(xiǎn)，風(fēng)險(xiǎn)管理已經(jīng)在商業(yè)銀行經(jīng)營管理活動(dòng)中占主要方面。隨著操作風(fēng)險(xiǎn)事件的頻繁爆發(fā)，全世界的商業(yè)銀行已經(jīng)意識(shí)到操作風(fēng)險(xiǎn)管理的重要性，但是由于操作風(fēng)險(xiǎn)管理起步比較晚，其在管理水平和方法方面仍不成熟，急需快速的發(fā)展。 本文以HRB銀行操作風(fēng)險(xiǎn)管理為研究對(duì)象，從操作風(fēng)險(xiǎn)管理基本理論入手，在進(jìn)行深入調(diào)查并結(jié)合統(tǒng)計(jì)資料分析的基礎(chǔ)之上，對(duì)HRB銀行操作風(fēng)險(xiǎn)管理的現(xiàn)狀進(jìn)行描述，，找出存在問題并進(jìn)行成因分析，然后對(duì)HRB銀行操作風(fēng)險(xiǎn)管理體系進(jìn)行構(gòu)建。最后根據(jù)同業(yè)操作風(fēng)險(xiǎn)管理經(jīng)驗(yàn)提出HRB銀行的操作風(fēng)險(xiǎn)管理的對(duì)策建議。
[Abstract]:At present, China's banking industry must face a realistic problem: operational risk and credit risk. Market risk has become the three major risks faced by commercial banks. Risk management has already occupied the main aspect in the commercial bank management activity. With the frequent outbreak of operational risk events, commercial banks all over the world have realized the importance of operational risk management. However, due to the late start of operational risk management, its management level and methods are still immature. Rapid development is urgently needed. This paper takes operational risk management of HRB Bank as the research object, starting with the basic theory of operational risk management, on the basis of in-depth investigation and statistical analysis, describes the current situation of operational risk management in HRB Bank. Find out the existing problems and analyze the causes, and then construct the operational risk management system of HRB bank. Finally, according to the experience of operational risk management in the same industry, the paper puts forward the countermeasures and suggestions of operational risk management of HRB bank.
【學(xué)位授予單位】：哈爾濱工程大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.33

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相關(guān)期刊論文 前1條

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