【摘要】：如今中國的銀行業(yè)必須面對的一個現(xiàn)實問題是操作風險已經(jīng)與信用風險、市場風險共同成為商業(yè)銀行面臨的三大主要風險，風險管理已經(jīng)在商業(yè)銀行經(jīng)營管理活動中占主要方面。隨著操作風險事件的頻繁爆發(fā)，全世界的商業(yè)銀行已經(jīng)意識到操作風險管理的重要性，但是由于操作風險管理起步比較晚，其在管理水平和方法方面仍不成熟，急需快速的發(fā)展。 本文以HRB銀行操作風險管理為研究對象，從操作風險管理基本理論入手，在進行深入調查并結合統(tǒng)計資料分析的基礎之上，對HRB銀行操作風險管理的現(xiàn)狀進行描述，，找出存在問題并進行成因分析，然后對HRB銀行操作風險管理體系進行構建。最后根據(jù)同業(yè)操作風險管理經(jīng)驗提出HRB銀行的操作風險管理的對策建議。
[Abstract]:At present, China's banking industry must face a realistic problem: operational risk and credit risk. Market risk has become the three major risks faced by commercial banks. Risk management has already occupied the main aspect in the commercial bank management activity. With the frequent outbreak of operational risk events, commercial banks all over the world have realized the importance of operational risk management. However, due to the late start of operational risk management, its management level and methods are still immature. Rapid development is urgently needed. This paper takes operational risk management of HRB Bank as the research object, starting with the basic theory of operational risk management, on the basis of in-depth investigation and statistical analysis, describes the current situation of operational risk management in HRB Bank. Find out the existing problems and analyze the causes, and then construct the operational risk management system of HRB bank. Finally, according to the experience of operational risk management in the same industry, the paper puts forward the countermeasures and suggestions of operational risk management of HRB bank.
【學位授予單位】：哈爾濱工程大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.33

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相關期刊論文 前1條

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