本文選題：商業(yè)銀行 + 國際化�。� 參考：《武漢大學》2012年博士論文

【摘要】：隨著中國綜合國力不斷提升以及日益融入全球經濟，中國經濟開放程度和全球化水平不斷提高。同時，伴隨著中國企業(yè)和個人“走出去”以及人民幣國際化進程不斷加快，對我國商業(yè)銀行國際化提出了新的要求。我國“十二五”規(guī)劃綱要明確提出，要“逐步發(fā)展我國大型跨國公司和大型跨國金融機構，提高國際化經營水平”，銀行業(yè)“走出去”已經成為我國對外開放戰(zhàn)略的重要組成內容。我國商業(yè)銀行尤其是大型商業(yè)銀行迫切需要配合國家戰(zhàn)略實施，堅持“以市場為導向，以客戶為中心”的原則，綜合平衡市場機會、全球化能力、全球展業(yè)需要和市場競爭壓力等，循序漸進，量力而行，積極穩(wěn)妥、因地制宜地開展國際化區(qū)位布局，加快國際化經營的步伐，不斷提升全球服務能力和競爭能力。 本文從理論和實證兩個方面對商業(yè)銀行國際化區(qū)位布局進行分析、研究，共有七章內容。 本文第一章導言部分闡述了論文選題背景和意義，對國內外相關文獻進行綜述，，確定了本文的研究思路、框架和內容，指出了本文的創(chuàng)新點和不足。 第二章主要構建本文的基本理論分析框架。對商業(yè)銀行國際化區(qū)位布局的所涉及的相關理論，如國際直接投資理論、銀行跨國經營理論、跨國并購理論、跨國公司子公司理論、金融地理理論等進行了分析，為進一步研究中國商業(yè)銀行國際化區(qū)位布局提供了理論依據(jù)。 在第三章中，對匯豐、花旗、渣打銀行等國際跨國銀行的國際化區(qū)位布局實踐進行了分析，從發(fā)展歷史、內在動因、布局模式、全球化管理體制等方面總結出一些有益的經驗，對中國商業(yè)銀行國際化區(qū)位布局具有一定借鑒意義。 從第四章到第七章，主要運用國際直接投資理論等的基本分析框架，對中國商業(yè)銀行國際化區(qū)位布局進行研究、分析。其中，第四章主要對中國商業(yè)銀行國際化區(qū)位布局的歷史、現(xiàn)狀、特點以及存在的問題和難點等方面進行了剖析；對影響國際化區(qū)位布局的因素進行了實證分析，得出了規(guī)律性結論。以此為基礎，對中國商業(yè)銀行國際化區(qū)位布局的動因進行了分析。 第五章重點對中國商業(yè)銀行國際化區(qū)位布局策略進行研究。通過運用案例分析和實證分析的方法，剖析了國際化區(qū)位布局應遵循的原則、區(qū)域選擇決定因素，提出了區(qū)域拓展策略、組織機構形式選擇、國際化區(qū)位布局路徑選擇、配套措施等建議。 在第六章中，從宏觀政策層面提出了完善我國商業(yè)銀行國際化區(qū)位布局的配套措施和政策建議，包括加快金融市場化改革，營造良好的法制和政策環(huán)境，加強對境外機構的監(jiān)管，加強國家層面的政策指導與協(xié)調等。 第七章總結了本文的基本結論及研究的局限性及進一步研究展望。 通過分析、研究得出基本結論：我國商業(yè)銀行開展國際化區(qū)位布局、加快跨國經營步伐已成為不可逆轉的趨勢。我國商業(yè)銀行在開展國際化區(qū)位布局時要與中國經濟和產業(yè)的全球化布局相吻合，以服務中國“走出去”企業(yè)和全球客戶為目標，以符合監(jiān)管要求為前提，以自身跨國經營發(fā)展戰(zhàn)略為依托，追求全球布局廣度、深度和效度的協(xié)調統(tǒng)一。要將港澳地區(qū)作為國際化區(qū)位布局的基地和窗口，優(yōu)先將亞洲國家和地區(qū)作為國際化區(qū)位布局的重點區(qū)域，在歐美國際金融中心城市實施戰(zhàn)略性布點，有選擇地進入非洲、拉美等新興市場。在國際化區(qū)位布局中，要因地制宜選擇組織機構形式，堅持自建機構、跨國并購和其他多種路徑相結合，同時要完善國際化區(qū)位布局的配套措施，國家宏觀政策層面也要對商業(yè)銀行國際化區(qū)位布局給予支持。
[Abstract]:With the continuous improvement of China's comprehensive national strength and the increasing integration into the global economy, China's economic openness and globalization are increasing. At the same time, with the Chinese enterprises and individuals "going out" and the accelerating process of the internationalization of RMB, China has put forward new requirements for the internationalization of China's commercial banks. China's plan for "12th Five-Year" It is necessary to make clear that "step by step" to "develop China's large transnational corporations and large transnational financial institutions and improve the international management level". The "going out" of the banking industry has become an important component of China's opening to the outside world. The principle of "oriented, customer centered", a comprehensive balance of market opportunities, global ability, global exhibition industry needs and market competition pressure, step by step, step by step, actively and steadily, carry out international location layout, accelerate the pace of international operation, and constantly improve the global service capacity and competitiveness.
This paper analyzes and studies the internationalization location layout of commercial banks from two aspects: Theory and demonstration. There are seven chapters in this study.
In the first chapter, the introduction explains the background and significance of the thesis, summarizes the relevant literature at home and abroad, and determines the research ideas, framework and content of this paper, and points out the innovation and shortcomings of this paper.
The second chapter mainly constructs the basic theoretical analysis framework of this article. It analyzes the related theories related to the international location layout of commercial banks, such as the theory of international direct investment, the theory of transnational management of banks, the theory of transnational merger and acquisition, the theory of transnational corporations and the theory of financial geography, etc., to further study the International Commercial Bank of China. The location layout provides a theoretical basis.
In the third chapter, the international regional layout practice of the international multinational banks, such as HSBC, Citigroup and Standard Chartered Bank, is analyzed. Some useful experiences are summed up from the development history, internal motivation, layout model, and globalization management system, which can be used for reference to the regional distribution of China's commercial banks.
From the fourth chapter to the seventh chapter, we mainly use the basic analysis framework of international direct investment theory to study and analyze the international location layout of Chinese commercial banks. Among them, the fourth chapter mainly analyzes the history, current situation, characteristics, problems and difficulties of the international location layout of Chinese commercial banks. The factors of the international location layout are analyzed and the regular conclusions are drawn. On the basis of this, the motivation of the international location layout of China's commercial banks is analyzed.
The fifth chapter focuses on the research on the strategy of the international location layout of China's commercial banks. By using the method of case analysis and empirical analysis, this paper analyzes the principles that should be followed in the international location layout, the determinants of regional selection, and puts forward the strategy of regional expansion, the choice of organizational structure, the choice of the international location layout, and the supporting measures. Wait for advice.
In the sixth chapter, from the macro policy level, we put forward the supporting measures and policy suggestions to improve the international location layout of China's commercial banks, including speeding up the reform of the financial market, creating a good legal and policy environment, strengthening the supervision of the overseas institutions, and strengthening the policy guidance and coordination at the national level.
The seventh chapter summarizes the basic conclusions and limitations of the study and prospects for further research.
Through the analysis, the basic conclusion is drawn: the international location layout of China's commercial banks and the quickening of the pace of transnational operation have become an irreversible trend. In order to meet the requirements of regulatory requirements and rely on the development strategy of its own transnational management, we should pursue the coordination and unification of global layout, depth and validity. The central city carries out strategic layout and chooses to enter the emerging markets such as Africa and Latin America. In the international location layout, it is necessary to choose the organization form according to local conditions, adhere to the self built institution, combine transnational merger and other multiple paths, and improve the matching measures of the international location layout, and the national macro policy level also needs to be made to the business. The international location layout of the bank is supported.
【學位授予單位】：武漢大學
【學位級別】：博士
【學位授予年份】：2012
【分類號】：F832.33

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本文編號：1964067