【摘要】：正在我國銀行不良資產(chǎn)處置實(shí)踐中,商業(yè)銀行往往在區(qū)分不同不良資產(chǎn)基礎(chǔ)上,采取直接催收、協(xié)議處置、借新還舊、實(shí)現(xiàn)擔(dān)保抵押權(quán)、訴訟清收、打折清收、不良資產(chǎn)打包出售、債務(wù)戰(zhàn)略重組、債轉(zhuǎn)股、不良資產(chǎn)證券化、呆賬核銷等方式處置不良資產(chǎn)。對于抵押類不良資產(chǎn),除直接清收、借新還舊、債務(wù)戰(zhàn)略重組、債轉(zhuǎn)股、不良資產(chǎn)證券化、呆賬核銷外,其余處置方式都或多或少地涉及抵押財(cái)產(chǎn)的處置。具體到農(nóng)村承包土地經(jīng)營權(quán)和農(nóng)民住房
[Abstract]:In the practice of disposal of non-performing assets of banks in our country, commercial banks often adopt direct collection, agreement to dispose, mortgage right, litigation collection, discount collection on the basis of distinguishing different non-performing assets. Non-performing assets package and sale, debt strategic restructuring, debt to equity, non-performing asset securitization, write-off of bad debts and other ways to dispose of non-performing assets. For non-performing mortgage assets, the disposal of mortgage assets involves, more or less, the disposal of mortgaged property, except for the direct liquidation, new repayment, debt strategic reorganization, debt-to-equity conversion, non-performing asset securitization, and write-off of bad debts. Specific to the rural contracted land management rights and farmers' housing
【作者單位】： 中國人民銀行濟(jì)南分行;
【分類號】：F302.6;F832.4
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本文編號：2404233