本文選題：流程銀行模式　切入點(diǎn)：績(jī)效評(píng)價(jià)　出處：《沈陽(yáng)農(nóng)業(yè)大學(xué)》2017年碩士論文

【摘要】：長(zhǎng)期以來(lái),我國(guó)商業(yè)銀行實(shí)行的是部門銀行的經(jīng)營(yíng)管理體制和傳統(tǒng)的財(cái)務(wù)分析績(jī)效評(píng)價(jià)方法。隨著監(jiān)管政策逐步完善和市場(chǎng)競(jìng)爭(zhēng)環(huán)境日趨激烈,商業(yè)銀行傳統(tǒng)的績(jī)效評(píng)價(jià)方法已不再適應(yīng)目前商業(yè)銀行所面臨的競(jìng)爭(zhēng)與挑戰(zhàn)。在此背景下,流程銀行模式的提出為我國(guó)商業(yè)銀行未來(lái)發(fā)展模式指明方向。本研究為PJ商業(yè)銀行構(gòu)建適應(yīng)流程銀行模式的績(jī)效評(píng)價(jià)體系,以期能為國(guó)內(nèi)其他商業(yè)銀行績(jī)效評(píng)價(jià)提供借鑒。本研究由六部分組成,第一部分介紹了本研究的研究背景、目的及意義,研究?jī)?nèi)容和研究方法,本研究的創(chuàng)新之處;本研究在這部分采用了文獻(xiàn)研究法,查閱了國(guó)內(nèi)外關(guān)于商業(yè)銀行績(jī)效評(píng)價(jià)方法和流程銀行的研究成果。第二部分是相關(guān)概念及商業(yè)銀行績(jī)效評(píng)價(jià)方法。本研究在這部分著重分析基于流程銀行模式EVA、BSC、KPI的評(píng)價(jià)方法的優(yōu)劣,探討基于流程銀行模式"EVA+BSC+KPI"績(jī)效評(píng)價(jià)體系的科學(xué)性。在第三部分,本研究對(duì)PJ商業(yè)銀行績(jī)效評(píng)價(jià)現(xiàn)狀及對(duì)存在的問(wèn)題進(jìn)行了分析。第四部分和第五部分是本研究的核心章節(jié),即構(gòu)建并應(yīng)用了基于流程銀行模式PJ商業(yè)銀行"EVA+BSC+KPI"的績(jī)效評(píng)價(jià)體系。在構(gòu)建績(jī)效評(píng)價(jià)體系過(guò)程中,本研究采用了問(wèn)卷調(diào)查法、層次分析法及專家打分法對(duì)權(quán)重指標(biāo)進(jìn)行賦值。在績(jī)效評(píng)價(jià)體系應(yīng)用后,本研究對(duì)PJ商業(yè)銀行2011～2015年進(jìn)行績(jī)效評(píng)價(jià),提出相應(yīng)的提升業(yè)績(jī)的建議及績(jī)效評(píng)價(jià)體系實(shí)施的保障措施。第六部分是對(duì)研究的總結(jié),包括研究結(jié)論、不足及展望。希望通過(guò)本研究基于流程銀行模式"EVA+BSC+KPI"績(jī)效評(píng)價(jià)體系的構(gòu)建與應(yīng)用,能有助于其他商業(yè)銀行建立與流程銀行相適應(yīng)的績(jī)效評(píng)價(jià)體系的進(jìn)一步落實(shí)和推行,為國(guó)內(nèi)商業(yè)銀行提供有益參考。
[Abstract]:For a long time, China's commercial banks have implemented the management system of departmental banks and the traditional performance evaluation methods of financial analysis.With the gradual improvement of regulatory policy and the increasingly fierce market competition environment, the traditional performance evaluation methods of commercial banks are no longer adapted to the competition and challenges faced by commercial banks.In this context, the proposed process banking model for the future development of commercial banks in China to point out the direction.This study provides a performance evaluation system for PJ commercial banks to adapt to the process banking model in order to provide reference for other commercial banks in China.This research consists of six parts. The first part introduces the research background, purpose and significance, research content and research methods, the innovation of this study, the use of literature research in this part,Consulted the domestic and foreign commercial bank performance evaluation methods and process banking research results.The second part is related concepts and commercial bank performance evaluation methods.In this part, the author analyzes the merits and demerits of the evaluation method based on the EVA BSC KPI, and probes into the scientificity of the performance evaluation system of the "EVA BSC KPI" based on the process banking model.In the third part, the present situation and problems of PJ commercial bank performance evaluation are analyzed.The fourth part and the fifth part are the core chapters of this research, that is, construct and apply the performance evaluation system based on PJ commercial bank "EVA BSC KPI".In the process of constructing the performance evaluation system, the method of questionnaire, analytic hierarchy process and expert scoring are used to assign the weight index.After the application of the performance evaluation system, this study evaluates the performance of PJ commercial banks from 2011 to 2015, and puts forward the corresponding suggestions to improve the performance and the measures to ensure the implementation of the performance evaluation system.The sixth part is the summary of the research, including the conclusions, shortcomings and prospects.It is hoped that the construction and application of the performance evaluation system based on "EVA BSC KPI", which is based on the process banking model, will be helpful to the further implementation and implementation of the performance evaluation system for other commercial banks.To provide a useful reference for domestic commercial banks.
【學(xué)位授予單位】：沈陽(yáng)農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.33;F830.42
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本文編號(hào)：1708053