【摘要】：中國經(jīng)濟(jì)在由計(jì)劃經(jīng)濟(jì)向市場經(jīng)濟(jì)轉(zhuǎn)軌的過程中,農(nóng)村金融是其中非常重要的一個(gè)組成部分,因?yàn)槠涫寝r(nóng)村經(jīng)濟(jì)的重要組成部分,是農(nóng)業(yè)產(chǎn)業(yè)的重要資源配置手段,是農(nóng)民生產(chǎn)生活的基礎(chǔ)保障。在農(nóng)村金融中,農(nóng)村信用社經(jīng)過幾十年的發(fā)展,又是其中最主要的金融力量。雖然農(nóng)村信用社在改革發(fā)展中有了巨大的進(jìn)步,但多年積累的問題和包袱始終沒有完全解決。黨政部門、監(jiān)管部門、理論界和農(nóng)村信用社在如何進(jìn)一步改革上意見不一,目前已經(jīng)影響了農(nóng)村信用社的健康發(fā)展。內(nèi)蒙古自治區(qū)在進(jìn)一步推進(jìn)改革的征程中,如何加快農(nóng)牧業(yè)發(fā)展、增加農(nóng)牧民收入、改善農(nóng)村牧區(qū)生產(chǎn)生活環(huán)境,是一個(gè)重要課題。如果能夠使用好農(nóng)村信用社這一內(nèi)蒙古農(nóng)村牧區(qū)金融的主要支柱,優(yōu)化其治理模式,必將釋放出巨大的潛力和活力,推動(dòng)內(nèi)蒙古農(nóng)村牧區(qū)的快速發(fā)展�；诖嗽�,本文力圖在分析公司治理模式的基礎(chǔ)上,闡述農(nóng)村信用社的發(fā)展歷程,特別是內(nèi)蒙古農(nóng)村信用社改革前后的巨大變化,運(yùn)用案例分析比較分析等方法,分析國內(nèi)外農(nóng)村合作金融的成功模式和不足,找出內(nèi)蒙古農(nóng)村信用聯(lián)社治理中存在的問題,客觀分析面臨的發(fā)展環(huán)境,在公司治理理論的指導(dǎo)下,通過比較借鑒,提出建立內(nèi)蒙古農(nóng)村商業(yè)銀行這一最佳治理模式。
[Abstract]:In the process of the transition from planned economy to market economy, rural finance is a very important part of it, because it is an important part of rural economy and an important means of resource allocation for agricultural industry. It is the basic guarantee of farmers' production and life. In rural finance, rural credit cooperatives are the most important financial force after decades of development. Although rural credit cooperatives have made great progress in the reform and development, the problems and baggage accumulated over the years have not been completely solved. Party and government departments, regulatory departments, theorists and rural credit cooperatives have different views on how to further reform, which has affected the healthy development of rural credit cooperatives. In the process of further promoting the reform in Inner Mongolia Autonomous region, how to speed up the development of agriculture and animal husbandry, increase the income of farmers and herdsmen, and improve the production and living environment of rural pastoral areas is an important issue. If we can make good use of rural credit cooperatives, which is the main pillar of rural pastoral area finance in Inner Mongolia, and optimize its governance model, it will release great potential and vitality and promote the rapid development of rural pastoral areas in Inner Mongolia. For this reason, on the basis of analyzing the corporate governance model, this paper tries to explain the development process of rural credit cooperatives, especially the great changes before and after the reform of rural credit cooperatives in Inner Mongolia, and uses the methods of case analysis and comparative analysis. This paper analyzes the successful mode and deficiency of rural cooperative finance at home and abroad, finds out the problems existing in the governance of rural credit association in Inner Mongolia, objectively analyzes the development environment faced, under the guidance of corporate governance theory, through comparison and reference, This paper puts forward the best governance mode of establishing rural commercial bank in Inner Mongolia.
【學(xué)位授予單位】：內(nèi)蒙古大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.35;F271

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