【摘要】：中國(guó)的經(jīng)濟(jì)在進(jìn)入21世紀(jì)的這十幾年里保持了持續(xù)的高速增長(zhǎng)，GDP年均增速在8%左右，目前中國(guó)的經(jīng)濟(jì)總量已經(jīng)躍居世界第二，僅次于美國(guó)。有了經(jīng)濟(jì)實(shí)力的支撐，我國(guó)開(kāi)始慢慢把人民幣推向世界，力爭(zhēng)在中國(guó)的國(guó)際貿(mào)易和跨境投資領(lǐng)域逐步實(shí)現(xiàn)以人民幣計(jì)價(jià)和結(jié)算，以取得人民幣與中國(guó)經(jīng)濟(jì)實(shí)力相稱(chēng)的國(guó)際地位。2009年7月中國(guó)政府開(kāi)始在貿(mào)易領(lǐng)域?qū)嵭腥嗣駧诺目缇辰Y(jié)算，2011年1月境內(nèi)企業(yè)可以用人民幣直接對(duì)外投資，2011年11月中國(guó)人民銀行發(fā)布條例允許境外投資者用人民幣對(duì)華投資，至此我國(guó)的跨境貿(mào)易和投資領(lǐng)域均可以用人民幣進(jìn)行結(jié)算。自2010年止到2012年底，我國(guó)共辦理跨境人民幣結(jié)算業(yè)務(wù)59913.6億元，其中跨境人民幣的貿(mào)易結(jié)算55263億元，跨境投融資業(yè)務(wù)4650.6億元。跨境人民幣結(jié)算業(yè)務(wù)發(fā)展迅速，提升了人民幣在中國(guó)對(duì)外經(jīng)濟(jì)往來(lái)和國(guó)際上的地位。但在人民幣跨境結(jié)算發(fā)展的背后也逐漸暴露出了一些問(wèn)題，本文的出發(fā)點(diǎn)正是分析這些問(wèn)題的現(xiàn)狀和產(chǎn)生原因，，并在此基礎(chǔ)上提出相應(yīng)的對(duì)策建議。 本文從四個(gè)部分進(jìn)行研究。第一部分導(dǎo)論，主要講述本文的研究背景、意義，國(guó)內(nèi)國(guó)外有關(guān)人民幣國(guó)際化和人民幣跨境結(jié)算的一些研究成果，本文的結(jié)構(gòu)安排，研究方法和創(chuàng)新點(diǎn)。第二部分闡述人民幣跨境結(jié)算的理論，介紹國(guó)際結(jié)算貨幣選擇的影響因素和人民幣充當(dāng)跨境結(jié)算貨幣后帶來(lái)的收益分析。第三部分分析了人民幣跨境結(jié)算的發(fā)展現(xiàn)狀和存在問(wèn)題。主要從三個(gè)方面進(jìn)行論述：進(jìn)出口領(lǐng)域的人民幣結(jié)算由于人民幣的升值預(yù)期和境外人民幣的可獲得性問(wèn)題造成了收付失衡的現(xiàn)狀；跨境人民幣雙向流動(dòng)中中國(guó)的資本管制過(guò)嚴(yán)和國(guó)內(nèi)金融市場(chǎng)不健全，導(dǎo)致人民幣在回流上渠道匱乏，不利于其實(shí)現(xiàn)跨境雙向流動(dòng)；通過(guò)對(duì)現(xiàn)有人民幣跨境清算系統(tǒng)的介紹指出其存在著操作上的缺陷和信息監(jiān)管安全性的問(wèn)題。第四部分提出了推動(dòng)人民幣跨境結(jié)算健康發(fā)展的對(duì)策建議：在貿(mào)易領(lǐng)域要完善人民幣匯率市場(chǎng)化改革，加大對(duì)科技投入和優(yōu)化產(chǎn)業(yè)結(jié)構(gòu)升級(jí)；在人民幣跨境雙向流動(dòng)上，要放松資本項(xiàng)目的管制、實(shí)行利率市場(chǎng)化改革、增加中國(guó)金融市場(chǎng)的深度廣度和繼續(xù)建設(shè)香港人民幣離岸市場(chǎng)；最后通過(guò)對(duì)美元和歐元清算系統(tǒng)優(yōu)勢(shì)的借鑒給出了完善人民幣跨境清算系統(tǒng)的建議。
[Abstract]:China's economy has maintained a sustained high-speed growth in the last decade of the 21st century, with an average annual GDP growth rate of about 8%. At present, China's total economic volume has jumped to the second place in the world, after the United States. With the support of economic strength, China began to slowly push the RMB into the world, striving to gradually realize the valuation and settlement in RMB in China's international trade and cross-border investment. In July 2009, the Chinese government began to implement cross-border settlement of the RMB in the field of trade, and in January 2011, domestic enterprises could invest directly in RMB. In November 2011, the people's Bank of China issued regulations allowing foreign investors to invest in China in renminbi, so that China's cross-border trade and investment areas can be settled in renminbi. From 2010 to the end of 2012, China handled cross-border RMB settlement business of five trillion nine hundred and ninety one billion three hundred and fifty nine million nine hundred and ninety nine thousand nine hundred and ninety nine yuan, of which cross-border RMB trade settlement of five trillion five hundred and twenty six billion three hundred million yuan, cross-border investment and financing business of 465.06 billion yuan. The rapid development of cross-border RMB settlement business has enhanced the status of RMB in China's foreign economic exchanges and international. But there are some problems gradually exposed behind the development of RMB cross-border settlement. The starting point of this paper is to analyze the current situation and causes of these problems, and on this basis, the corresponding countermeasures and suggestions are put forward. This article carries on the research from four parts. The first part introduces the research background and significance of this paper, some research achievements about RMB internationalization and RMB cross-border settlement at home and abroad, the structure arrangement, research method and innovation of this paper. The second part expounds the theory of RMB cross-border settlement, introduces the influencing factors of the choice of international settlement currency and the income analysis after RMB acts as cross-border settlement currency. The third part analyzes the current situation and existing problems of RMB cross-border settlement. Mainly from three aspects: import and export of RMB settlement due to the appreciation of the RMB and the availability of foreign renminbi caused by the status quo of unbalance of collection and payment; Cross-border RMB two-way flow the capital control of China is too strict and the domestic financial market is not perfect, which leads to the lack of channels in the return of RMB, which is not conducive to the realization of cross-border two-way flow; Through the introduction of the existing RMB cross-border clearing system, this paper points out that the existing RMB cross-border clearing system has shortcomings in operation and the security of information supervision. The fourth part puts forward the countermeasures and suggestions to promote the healthy development of RMB cross-border settlement: in the field of trade, we should perfect the market-oriented reform of RMB exchange rate, increase the investment in science and technology and optimize the upgrading of industrial structure; In the cross-border two-way flow of RMB, we should relax the control of capital account, carry out the reform of interest rate marketization, increase the depth and breadth of China's financial market and continue to build the offshore market of RMB in Hong Kong. Finally, some suggestions are given to perfect the RMB cross-border clearing system by drawing lessons from the advantages of the US dollar and euro clearing systems.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.6

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本文編號(hào)：2450582