互聯(lián)網(wǎng)背景下X商業(yè)銀行信息安全管理研究
發(fā)布時間:2019-03-18 16:52
【摘要】:隨著信息技術(shù)的廣泛應(yīng)用以及金融業(yè)信息化建設(shè)的快速發(fā)展,商業(yè)銀行對信息技術(shù)的依賴越來越緊密。當今世界正處于移動互聯(lián)的新時代,智能手機、移動終端和互聯(lián)網(wǎng)已經(jīng)成為現(xiàn)代生活的基本要素,目前我國已全面進入互聯(lián)網(wǎng)金融時代,在互聯(lián)網(wǎng)給商業(yè)銀行帶來新技術(shù)、新機遇的同時,也給商業(yè)銀行帶來了更大的金融風險和挑戰(zhàn)。隨著互聯(lián)網(wǎng)金融的蓬勃發(fā)展,個人信息和金融資產(chǎn)受到的安全威脅也與日俱增,銀行的信息安全已然成為一個突出問題,影響商業(yè)銀行信息安全的因素是多方面的,一旦在商業(yè)銀行發(fā)生了信息泄露等安全事件,無論是對客戶還是銀行自身都會造成嚴重的后果,輕者影響到客戶對銀行的滿意度,重者可能會對銀行的持續(xù)經(jīng)營帶來致命影響。所以近年來,國內(nèi)商業(yè)銀行已將信息安全管理研究作為風險管理的熱點和重點,包括本課題研究的X商業(yè)銀行在內(nèi)的銀行,在經(jīng)過多年的逐漸完善和發(fā)展的基礎(chǔ)上,已經(jīng)在信息安全問題的解決方面取得了一定的成績,但總體來說仍處于起步階段。信息安全是商業(yè)銀行永恒的第一關(guān)鍵詞,是商業(yè)銀行金融信息化在無論何種變革下都需要堅持的底線,當前國內(nèi)銀行已開始將如何借助先進的信息技術(shù)、運用科學的管理體系,構(gòu)建起穩(wěn)健、高效的信息安全管理體系作為其亟待研究和思考的課題。本研究擬通過對X商業(yè)銀行現(xiàn)行信息安全管理模式進行剖析,總結(jié)了信息安全管理存在的問題與缺陷,結(jié)合國際信息安全標準、相關(guān)監(jiān)管要求以及業(yè)內(nèi)最佳實踐,提出了優(yōu)化X商業(yè)銀行信息安全管理的建議及對策,探索出一套符合X商業(yè)銀行實際的信息安全管理體系,有效防范和化解可能出現(xiàn)的信息安全風險和金融風險,為X商業(yè)銀行安全運營提供一定的保障條件,進一步促進X商業(yè)銀行健康、持續(xù)、高效經(jīng)營發(fā)展。
[Abstract]:With the wide application of information technology and the rapid development of the information construction of the financial industry, the dependence of commercial banks on information technology is becoming more and more compact. The world is in a new era of mobile interconnection.Smartphones, mobile terminals and the Internet have become the basic elements of modern life. At present, our country has fully entered the era of Internet finance and brings new technology and new opportunities to commercial banks in the Internet. It also brings more financial risks and challenges to commercial banks. With the development of Internet finance, the security threat of personal information and financial assets is increasing, and the information security of the bank has become a prominent problem, and the factors that affect the information security of the commercial bank are various. Once a security event such as information disclosure has occurred in a commercial bank, it may have serious consequences for both the customer and the bank itself, and the light affects the customer's satisfaction with the bank, which may have a fatal impact on the continuing operation of the bank. So in recent years, the domestic commercial bank has made the information security management research as the hot point and focus of risk management, including the bank of the X-commercial bank of this subject, on the basis of the gradual improvement and development of the years, Some achievements have been made in the solution of information security problems, but in general it is still in the initial stage. Information security is the first key word of the commercial bank's eternal. It is the bottom line that the financial information of the commercial bank needs to adhere to under any kind of change. At present, the domestic bank has started to use the advanced information technology, apply the scientific management system, and construct the sound. The high-efficiency information security management system is the subject that needs to be researched and thought urgently. This study is to analyze the current information security management mode of the X commercial bank, summarize the problems and defects existing in information security management, combine with the international information security standards, relevant regulatory requirements and best practices in the industry, This paper puts forward the suggestion and countermeasure of optimizing the information security management of X commercial bank, and explores a set of information security management system which is in conformity with the actual information security management system of the X commercial bank, and can effectively prevent and resolve the possible information security risks and financial risks. To provide certain guarantee conditions for the safe operation of the X-commercial bank, and further promote the healthy, continuous and high-efficiency operation and development of the X-commercial bank.
【學位授予單位】:華東師范大學
【學位級別】:碩士
【學位授予年份】:2016
【分類號】:TP393.09;F832.33
[Abstract]:With the wide application of information technology and the rapid development of the information construction of the financial industry, the dependence of commercial banks on information technology is becoming more and more compact. The world is in a new era of mobile interconnection.Smartphones, mobile terminals and the Internet have become the basic elements of modern life. At present, our country has fully entered the era of Internet finance and brings new technology and new opportunities to commercial banks in the Internet. It also brings more financial risks and challenges to commercial banks. With the development of Internet finance, the security threat of personal information and financial assets is increasing, and the information security of the bank has become a prominent problem, and the factors that affect the information security of the commercial bank are various. Once a security event such as information disclosure has occurred in a commercial bank, it may have serious consequences for both the customer and the bank itself, and the light affects the customer's satisfaction with the bank, which may have a fatal impact on the continuing operation of the bank. So in recent years, the domestic commercial bank has made the information security management research as the hot point and focus of risk management, including the bank of the X-commercial bank of this subject, on the basis of the gradual improvement and development of the years, Some achievements have been made in the solution of information security problems, but in general it is still in the initial stage. Information security is the first key word of the commercial bank's eternal. It is the bottom line that the financial information of the commercial bank needs to adhere to under any kind of change. At present, the domestic bank has started to use the advanced information technology, apply the scientific management system, and construct the sound. The high-efficiency information security management system is the subject that needs to be researched and thought urgently. This study is to analyze the current information security management mode of the X commercial bank, summarize the problems and defects existing in information security management, combine with the international information security standards, relevant regulatory requirements and best practices in the industry, This paper puts forward the suggestion and countermeasure of optimizing the information security management of X commercial bank, and explores a set of information security management system which is in conformity with the actual information security management system of the X commercial bank, and can effectively prevent and resolve the possible information security risks and financial risks. To provide certain guarantee conditions for the safe operation of the X-commercial bank, and further promote the healthy, continuous and high-efficiency operation and development of the X-commercial bank.
【學位授予單位】:華東師范大學
【學位級別】:碩士
【學位授予年份】:2016
【分類號】:TP393.09;F832.33
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