【摘要】：2008年全球金融危機(jī)暴露出巴塞爾I和巴塞爾Ⅱ在規(guī)制資本的結(jié)構(gòu)、統(tǒng)一性、風(fēng)險吸收要求等方面的一系列缺陷與不足,為此,巴塞爾III對巴塞爾I和巴塞爾Ⅱ中的規(guī)制資本規(guī)則進(jìn)行了全方位的修訂,核心內(nèi)容是提高資本質(zhì)量與數(shù)量要求,以增強(qiáng)銀行的風(fēng)險吸收能力,并通過提高規(guī)制資本要求的一致性和制定完善的實(shí)施步驟,以保障其落實(shí)。巴塞爾III對規(guī)制資本規(guī)則的修訂將直接影響國際社會對國際金融業(yè)未來風(fēng)險暴露的管理,進(jìn)而對金融規(guī)制與監(jiān)管提出新的挑戰(zhàn)。我國金融業(yè)所受影響不容忽視,為此,應(yīng)通過積極參與國際監(jiān)管合作、促進(jìn)國內(nèi)商業(yè)銀行業(yè)務(wù)結(jié)構(gòu)調(diào)整來加以應(yīng)對。
[Abstract]:The 2008 global financial crisis exposed a series of defects and deficiencies of Basel I and Basel II in regulating capital structure, unity, risk absorption requirements, etc. Basel III has carried on the omni-directional revision to the regulation capital rule in Basel I and Basel II, the core content is to raise the capital quality and the quantity request, in order to enhance the bank's risk absorption ability. And by improving the consistency of regulatory capital requirements and formulating perfect implementation steps to ensure their implementation. The revision of Basel III's regulation capital rules will directly affect the international community's management of the future risk exposure of the international financial industry, and then put forward a new challenge to the financial regulation and regulation. Therefore, we should actively participate in international supervision and cooperation and promote the adjustment of the business structure of domestic commercial banks.
【作者單位】： 中南財經(jīng)政法大學(xué)法學(xué)院;
【基金】：2008年國家社會科學(xué)基金重點(diǎn)項目“防范和化解國際金融風(fēng)險和危機(jī)的制度建構(gòu)研究”(項目編號:08AJY013) 中華人民共和國司法部2007年國家法治和法學(xué)理論研究項目“金融風(fēng)險防范法律制度研究——以我國金融業(yè)對外開放為重心”(項目編號:07SFB2046)的階段性研究成果
【分類號】：F831.1
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本文編號：2404251