【摘要】：以信號理論、信息不對稱理論、關(guān)系型信貸理論以及債務(wù)代理成本理論等信貸合約相關(guān)理論為基礎(chǔ),圍繞信貸合約的內(nèi)部機(jī)理,即內(nèi)生變量利率、擔(dān)保和期限三者之間的相互關(guān)系以及影響信貸合約的關(guān)鍵外生變量,提出了本文需要驗證的若干核心理論假設(shè),在考慮信貸合約要素利率、擔(dān)保和期限內(nèi)生性的情況下,建立了結(jié)構(gòu)方程模型,最后對結(jié)構(gòu)方程模型解的識別進(jìn)行了驗證并給出了結(jié)構(gòu)方程模型的理論求解。
[Abstract]:On the basis of signal theory, information asymmetry theory, relational credit theory and debt agency cost theory, this paper focuses on the internal mechanism of credit contract, that is, the endogenous variable interest rate. The relationship between guarantee and term, as well as the key exogenous variables affecting the credit contract, are put forward in this paper, and some core theoretical hypotheses are put forward, which take into account the interest rate of credit contract elements, guarantee and term endogeneity. The structural equation model is established. Finally, the identification of the solution of the structural equation model is verified and the theoretical solution of the structural equation model is given.
【作者單位】： 南京審計學(xué)院管理學(xué)院;中國建設(shè)銀行陜西分行;
【分類號】：F830.4;F224

【相似文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 劉娜;模糊判別分析在信用風(fēng)險中的應(yīng)用[D];吉林大學(xué);2010年

，

本文編號：2399580