【摘要】：商業(yè)銀行具有政策調(diào)節(jié)功能，是政府調(diào)節(jié)經(jīng)濟(jì)增長(zhǎng)和追求社會(huì)經(jīng)濟(jì)目標(biāo)的政策傳遞渠道，是中央銀行實(shí)施貨幣政策過(guò)程中的一個(gè)重要傳遞渠道，在貨幣政策的傳導(dǎo)過(guò)程中處于非常重要的地位。本文就運(yùn)用相關(guān)性分析、多元線性回歸分析等方法，先分析貨幣政策和商業(yè)銀行經(jīng)營(yíng)績(jī)效的相關(guān)研究理論，然后結(jié)合我國(guó)實(shí)際情況闡述貨幣政策對(duì)商業(yè)銀行影響的基本理論分析，，接著從數(shù)量型貨幣政策工具和價(jià)格型貨幣政策工具兩個(gè)角度，實(shí)證研究了我國(guó)貨幣政策對(duì)上市商業(yè)銀行經(jīng)營(yíng)績(jī)效的影響。 通過(guò)研究最后得出了下面結(jié)論：(1)數(shù)量型貨幣政策對(duì)商業(yè)銀行經(jīng)營(yíng)績(jī)效的主要存在正向的影響，但是部分抗壓能力較強(qiáng)的銀行則存在負(fù)向的影響，而且影響存在一定程度的滯后效應(yīng)，但是影響程度沒(méi)有價(jià)格型貨幣政策顯著。最后根據(jù)實(shí)證分析的結(jié)果提出相關(guān)的政策建議。（2）價(jià)格型貨幣政策工具對(duì)規(guī)模較大的商業(yè)銀行存在反向的影響，對(duì)其余的銀行主要產(chǎn)生正向的影響，而且對(duì)商業(yè)銀行經(jīng)營(yíng)績(jī)效影響存在比較明顯的滯后效應(yīng)。（3）價(jià)格型貨幣政策工具對(duì)商業(yè)銀行經(jīng)營(yíng)績(jī)效影響程度比數(shù)量型貨幣政策顯著。
[Abstract]:Commercial banks have the function of policy regulation, which is the channel of policy transmission for the government to adjust economic growth and pursue the social and economic goals, and an important channel for the central bank to carry out monetary policy. In the transmission of monetary policy in a very important position. In this paper, we use correlation analysis, multiple linear regression analysis and other methods to analyze the monetary policy and business performance of commercial banks. Then, combining with the actual situation of our country, this paper expounds the basic theoretical analysis of the influence of monetary policy on commercial banks, and then from the perspective of quantitative monetary policy tools and price monetary policy instruments, This paper empirically studies the effect of monetary policy on the operating performance of listed commercial banks. Finally, the following conclusions are drawn: (1) the quantitative monetary policy has a positive effect on the performance of commercial banks, but some banks with strong ability to resist pressure have a negative effect. Moreover, there is a lag effect to some extent, but the influence degree is less significant than that of price monetary policy. Finally, according to the results of empirical analysis, the relevant policy recommendations are put forward. (2) Price monetary policy tools have a negative impact on the larger commercial banks, and have a positive impact on the other banks. Moreover, there is a significant lag effect on the performance of commercial banks. (3) the impact of price monetary policy tools on the performance of commercial banks is more significant than that of quantitative monetary policy.
【學(xué)位授予單位】：廣東財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F822.0;F832.33

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