【摘要】：正 我國村鎮(zhèn)銀行創(chuàng)始于2007年,其市場定位是服務三農(nóng),以此推動農(nóng)村經(jīng)濟的發(fā)展,同時對于商業(yè)銀行來說,是其轉變發(fā)展方式、調整業(yè)務結構的重要戰(zhàn)略行動。截至2009年末,中國銀監(jiān)會已核準開業(yè)172家新型農(nóng)村金融機構,其中村鎮(zhèn)銀行148家,貸款公司8家,農(nóng)村資金互助社16家,吸收股金共計70億元,吸收存款269億元,貸款余額已達181億元。其中農(nóng)戶貸款達5.1萬戶,貸款余額65.5億元;小企業(yè)貸款5000萬戶,貸款余額
[Abstract]:The village bank of our country was founded in 2007, its market position is to serve agriculture, rural areas and farmers in order to promote the development of rural economy. At the same time, for commercial banks, it is an important strategic action to change the mode of development and adjust the business structure. By the end of 2009, the CBRC had approved the opening of 172 new rural financial institutions, of which 148 were village and town banks, 8 were loan companies, and 16 were rural capital credit unions, with a total of 7 billion yuan in equity and 26.9 billion yuan in deposits. The balance of the loan has reached 18.1 billion yuan. Of these, 51000 were loans from peasant households, with a balance of 6.55 billion yuan; and 50 million loans from small enterprises, with loan balances of 6.55 billion yuan.
【作者單位】： 中央財經(jīng)大學MBA中心;陜西省咸陽市農(nóng)村信用合作聯(lián)社;
【分類號】：F832.4

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