【摘要】：現(xiàn)代經(jīng)濟(jì)在一定意義上可認(rèn)為是金融經(jīng)濟(jì)，而金融發(fā)展的實(shí)質(zhì)是金融結(jié)構(gòu)的優(yōu)化，它反映了金融發(fā)展的層次性與深化程度。雖然我國經(jīng)濟(jì)獲得了較快發(fā)展，金融業(yè)也有所提升，但是目前我國金融結(jié)構(gòu)與經(jīng)濟(jì)結(jié)構(gòu)并不相適應(yīng)，而且我國正處于調(diào)整經(jīng)濟(jì)結(jié)構(gòu)與進(jìn)行金融體制改革的關(guān)鍵時(shí)期，如何調(diào)整和優(yōu)化金融結(jié)構(gòu)，完善其資源的配置功能，已經(jīng)成為我國經(jīng)濟(jì)和金融發(fā)展中亟需研究的重點(diǎn)問題。 本文主要內(nèi)容如下：第1章為緒論，論述了金融結(jié)構(gòu)與經(jīng)濟(jì)增長關(guān)系的選題背景與研究意義，概述了國內(nèi)外研究現(xiàn)狀和成果，并介紹了本文的研究思路、研究方法、論文的創(chuàng)新點(diǎn)和不足之處。第2章以綜述的形式概述了金融結(jié)構(gòu)相關(guān)理論及其與經(jīng)濟(jì)增長相關(guān)性的實(shí)證方法，為后文的分析研究奠定了理論基礎(chǔ)。第3章從金融結(jié)構(gòu)發(fā)展的實(shí)踐角度出發(fā)，通過描述統(tǒng)計(jì)分析法，探究了我國金融結(jié)構(gòu)的現(xiàn)狀及特征。第4章從實(shí)證分析角度對我國總體金融結(jié)構(gòu)與經(jīng)濟(jì)發(fā)展關(guān)系進(jìn)行了研究。主要包含本文所用的模型特點(diǎn)、所用估計(jì)方法、變量選取、數(shù)據(jù)搜集、模型估計(jì)和檢驗(yàn)、結(jié)果分析等。第5章通過面板數(shù)據(jù)分析了我國區(qū)域間金融結(jié)構(gòu)與經(jīng)濟(jì)增長的關(guān)系。第6章對前面實(shí)證研究的結(jié)論進(jìn)行了概述和總結(jié)，并根據(jù)實(shí)證分析結(jié)果提出有關(guān)金融結(jié)構(gòu)優(yōu)化，金融體制改革等方面的合理性建議，以求能促進(jìn)金融結(jié)構(gòu)優(yōu)化，提升經(jīng)濟(jì)發(fā)展的綜合實(shí)力。 本文的創(chuàng)新之處： 模型選擇與建立方面：本文的重點(diǎn)是分析金融結(jié)構(gòu)與經(jīng)濟(jì)增長間的關(guān)系，然而實(shí)際上，對經(jīng)濟(jì)增長造成影響的因素是多方面的。因此，，為了使得模型更加全面和健全，其他對經(jīng)濟(jì)增長影響的因素也應(yīng)該考慮在內(nèi)，鑒于此，本文參考了生產(chǎn)函數(shù)投入產(chǎn)出模型，將金融結(jié)構(gòu)作為對經(jīng)濟(jì)增長影響的一種生產(chǎn)要素引入到模型中，建立了本文在分析時(shí)所需要的具體模型。 分析方法方面：（1）本文雖然選取了部分指標(biāo)來衡量金融結(jié)構(gòu)，但是通過驗(yàn)證發(fā)現(xiàn)這些指標(biāo)之間存在較強(qiáng)的相關(guān)關(guān)系，為了使得變量具有更好代表性，也希望盡量避免信息重復(fù)，所以對衡量金融結(jié)構(gòu)的指標(biāo)進(jìn)行了因子分析，將提取的公因子作為解釋變量替代原變量，衡量金融結(jié)構(gòu)；（2）基于協(xié)整理論，從動態(tài)層面研究金融結(jié)構(gòu)與經(jīng)濟(jì)增長間的長期動態(tài)均衡關(guān)系，利用可變系數(shù)面板數(shù)據(jù)模型分別測算不同省份和東中西部地區(qū)的金融結(jié)構(gòu)對經(jīng)濟(jì)增長影響；（3）對模型回歸估計(jì)后，驗(yàn)證發(fā)現(xiàn)影響經(jīng)濟(jì)增長的變量之間存在多重共線性，影響了回歸估計(jì)的準(zhǔn)確性，因此在估計(jì)時(shí)放棄了具有無偏性的最小二乘法，退而求其次的選取了有偏的嶺回歸估計(jì)，使方程回歸估計(jì)更符合實(shí)際。
[Abstract]:Modern economy can be regarded as financial economy in a certain sense, and the essence of financial development is the optimization of financial structure, which reflects the level and deepening degree of financial development. Although the economy of our country has developed rapidly and the financial industry has also improved somewhat, at present, the financial structure and economic structure of our country are not suitable for each other, and our country is in the crucial period of adjusting the economic structure and carrying out the reform of the financial system. How to adjust and optimize the financial structure and improve the allocation of its resources has become an important issue in the economic and financial development of our country. The main contents of this paper are as follows: chapter 1 is the introduction, which discusses the background and significance of the research on the relationship between financial structure and economic growth, summarizes the current research situation and achievements at home and abroad, and introduces the research ideas and methods of this paper. Innovative points and shortcomings of the paper. Chapter 2 summarizes the relevant theories of financial structure and the empirical methods of its correlation with economic growth in the form of a summary, which lays a theoretical foundation for the later analysis and research. In chapter 3, from the point of view of the development of financial structure, the author explores the present situation and characteristics of China's financial structure by describing the statistical analysis method. Chapter 4 studies the relationship between China's overall financial structure and economic development from the perspective of empirical analysis. It mainly includes the characteristics of the model, the estimation method, the variable selection, the data collection, the model estimation and test, the result analysis and so on. Chapter 5 analyzes the relationship between regional financial structure and economic growth through panel data. Chapter 6 summarizes and summarizes the conclusions of the previous empirical research, and puts forward some reasonable suggestions on the optimization of financial structure and the reform of financial system according to the results of empirical analysis, in order to promote the optimization of financial structure. Enhance the comprehensive strength of economic development. The innovation of this paper: model selection and establishment: the emphasis of this paper is to analyze the relationship between financial structure and economic growth, but in fact, there are many factors that affect economic growth. Therefore, in order to make the model more comprehensive and sound, other factors affecting economic growth should also be taken into account. In view of this, this paper refers to the production function input-output model. The financial structure is introduced into the model as a factor of production to influence the economic growth, and the specific model needed in this paper is established. Analysis methods: (1) this paper selected some indicators to measure the financial structure, but through verification found that there is a strong correlation between these indicators, in order to make variables more representative, but also want to avoid duplication of information. Therefore, factor analysis is carried out to measure the financial structure. The common factors are extracted as explanatory variables instead of the original variables. (2) based on the co-integration theory, the financial structure is measured. The long-term dynamic equilibrium relationship between financial structure and economic growth is studied from the dynamic level, and the effect of financial structure on economic growth in different provinces and regions of east, west and west is measured by using variable coefficient panel data model. (3) after regression estimation of the model, It is found that there is multiple collinearity between the variables that affect economic growth, which affects the accuracy of regression estimation. Therefore, the least square method with unbiased property is abandoned in the estimation, and the biased Ridge regression estimation is chosen as the next step. The regression estimation of the equation is more practical.
【學(xué)位授予單位】：山東財(cái)經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832;F124.1;F224

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