本文選題：涉農(nóng)小微企業(yè) + 金融支持��； 參考：《福建農(nóng)林大學(xué)》2013年碩士論文

【摘要】：我國在改革開放以來取得了舉世矚目的成績,但是在一系列的改革中,“三農(nóng)”問題始終突出。只有解決好“三農(nóng)”問題才能保證我國經(jīng)濟、社會持續(xù)健康,和諧發(fā)展。雖然影響農(nóng)業(yè)發(fā)展、農(nóng)民富裕以及農(nóng)村繁榮的因素很多,但是最主要的因素是金融支持不夠。特別對于涉農(nóng)小微企業(yè)發(fā)展來說,金融支持不力更是影響涉農(nóng)小微企業(yè)生存、發(fā)展及壯大的致命因素。目前我國的金融領(lǐng)域既有存在落后的農(nóng)村金融,也同時存在現(xiàn)代的城市金融。在農(nóng)村不發(fā)達的農(nóng)村金融無法滿足涉農(nóng)小微企業(yè)基本的生產(chǎn),發(fā)展及壯大的信貸需求。目前我國大部分農(nóng)村小微企業(yè)無法獲得金融扶持,農(nóng)村金融主要依靠農(nóng)村信用社,信貸供求嚴(yán)重失衡,因此企業(yè)要不就直接倒閉,要不就一直維持家族式或者夫妻式的小規(guī)模經(jīng)營,這從根本上制約了我國涉農(nóng)小微企業(yè)的發(fā)展壯大。涉農(nóng)小微企業(yè)作為企業(yè)發(fā)展中的弱勢群體很少得到關(guān)注,可以說涉農(nóng)小微企業(yè)的建設(shè)是現(xiàn)代農(nóng)業(yè)建設(shè)的基礎(chǔ)。福建涉農(nóng)小微企業(yè)同樣面臨相同的困境,因此如何解決福建涉農(nóng)小微企業(yè)的金融支持問題就成為發(fā)展福建涉農(nóng)小微企業(yè)關(guān)鍵。為保證福建涉農(nóng)小微企業(yè)健康發(fā)展壯大,不僅要清楚福建涉農(nóng)小微企業(yè)的真實金融需求,同時各金融機構(gòu)及政府部門也要積極采取優(yōu)惠政策,并確保福建涉農(nóng)小微企業(yè)能夠平等的享受政府及金融機構(gòu)的優(yōu)惠政策。本文通過對相關(guān)理論的研究,進而對福建涉農(nóng)小微企業(yè)發(fā)展的金融現(xiàn)狀、真實的金融需求以及政府、金融機構(gòu)行為進行探索分析,最后從宏觀及微觀方面提出福建涉農(nóng)小微企業(yè)金融支持的建議。
[Abstract]:Since the reform and opening up, China has made remarkable achievements, but in a series of reforms, the issue of agriculture, rural areas and farmers has always been prominent. Only by solving the problem of agriculture, countryside and farmers can we guarantee the sustainable and healthy development of our economy and society. Although there are many factors affecting agricultural development, farmers' prosperity and rural prosperity, the main factor is insufficient financial support. Especially for the development of agricultural small and micro enterprises, the weak financial support is a fatal factor that affects the survival, development and growth of the small and micro enterprises concerned with agriculture. At present, there are not only backward rural finance, but also modern urban finance in the financial field of our country. The underdeveloped rural finance can not meet the basic production, development and growing credit demand of small and micro enterprises. At present, most rural small and micro enterprises in China are unable to obtain financial support. Rural finance mainly depends on rural credit cooperatives, and credit supply and demand are seriously unbalanced, so enterprises either close down directly. Otherwise, the family or husband-wife type of small-scale operation has been maintained, which fundamentally restricts the development of small and micro-enterprises involved in agriculture in China. As a weak group in the development of enterprises, the construction of agriculture-related small and micro enterprises is the foundation of modern agricultural construction. Therefore, how to solve the financial support problem of Fujian agriculture-related small and micro enterprises becomes the key to the development of Fujian agriculture-related small and micro enterprises. In order to ensure the healthy development of Fujian agriculture-related small and micro enterprises, it is necessary not only to understand the real financial needs of Fujian agriculture-related small and micro enterprises, but also to actively adopt preferential policies by various financial institutions and government departments. And to ensure that Fujian agricultural small and micro-enterprises can equally enjoy the preferential policies of the government and financial institutions. Based on the research of relevant theories, this paper explores and analyzes the current financial situation, the real financial needs and the behavior of the government and financial institutions in Fujian province, which is concerned with the development of small and micro enterprises involving agriculture. Finally, suggestions on financial support of Fujian agriculture-related small and micro enterprises are put forward from macro and micro aspects.
【學(xué)位授予單位】：福建農(nóng)林大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.4;F276.3

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