本文選題：不良資產(chǎn) + 回收率��； 參考：《首都經(jīng)濟貿(mào)易大學》2013年碩士論文

【摘要】：我國從曾經(jīng)的計劃經(jīng)濟逐漸轉變?yōu)楝F(xiàn)今的市場經(jīng)濟,由于歷史因素伴隨著相當規(guī)模的不良資產(chǎn)沉淀,由于規(guī)模的龐大,需要建立專門機構進行管理和處置,四大資產(chǎn)管理公司應運而生,通過從開始的借鑒國外不良資產(chǎn)處置的經(jīng)驗到現(xiàn)在的自發(fā)建立符合本國情況的不良資產(chǎn)定價體系,我國處置不良資產(chǎn)所走的這條路并不孤獨,很多國內(nèi)外學者和研究機構為此不斷努力著。 不良資產(chǎn)的產(chǎn)生因素很多,國內(nèi)外環(huán)境對它有著重要的影響,隨著不良資產(chǎn)理論的不斷進步,不良資產(chǎn)的處置正在積極尋找最優(yōu)方案,此時不良資產(chǎn)定價成為處置中重要的部分,尋找符合不良資產(chǎn)的定價理論也成為關注的焦點。 在不良資產(chǎn)定價理論中有很多相關領域的介入,不良資產(chǎn)定價關系到整個不良資產(chǎn)處置過程定性問題,不良資產(chǎn)的合理定價關系到不良資產(chǎn)的回收程度,同時也對評價體系有著很大的影響。本文通過查閱相關文獻積極尋找更適合中國國情的定價理論。 在考慮不良資產(chǎn)定價同時,不良資產(chǎn)的前景也尤為關注,它未來發(fā)展方向直接關系到定價體系的發(fā)展,此時信用風險等一系列問題也就出現(xiàn)了�，F(xiàn)今國內(nèi)外也積極尋求回收率更高的方法,當然各國也在市場中尋求幫助,不良資產(chǎn)市場化為不良資產(chǎn)的定義開創(chuàng)了新的道路,市場化當然也在不斷地摸索中前進,同時面臨很多現(xiàn)實的問題。證券化可能是現(xiàn)有經(jīng)驗中成效最好的形式,隨著不良資產(chǎn)處置市場化的推進,相信不良資產(chǎn)的道路也會漸漸清晰。
[Abstract]:China has gradually changed from a planned economy to a market economy. Because of the historical factors accompanied by a considerable amount of non-performing assets precipitation, because of the large scale, it is necessary to establish a special organization for management and disposal. Four major asset management companies have emerged as the times require. From the beginning of drawing lessons from the experience of foreign non-performing assets disposal to the spontaneous establishment of a pricing system for non-performing assets in accordance with the domestic situation, the road of disposal of non-performing assets in China is not lonely. Many scholars and research institutions at home and abroad are making great efforts to this end. There are many factors to produce non-performing assets, and the environment at home and abroad has an important impact on it. With the continuous progress of the theory of non-performing assets, the disposal of non-performing assets is actively looking for the best solution. At this time, the pricing of non-performing assets has become an important part of disposal, and the search for pricing theory in accordance with non-performing assets has also become the focus of attention. There are many related fields in the theory of non-performing assets pricing. The pricing of non-performing assets is related to the qualitative problem of the whole process of non-performing assets disposal, and the reasonable pricing of non-performing assets is related to the recovery degree of non-performing assets. At the same time, it also has a great impact on the evaluation system. This article looks up the related literature to look for the pricing theory which is more suitable for China's national conditions. In considering the pricing of non-performing assets, the prospect of non-performing assets is also particularly concerned. The future direction of its development is directly related to the development of pricing system. At this time, a series of problems such as credit risk appear. Nowadays, both at home and abroad, we are actively seeking ways to achieve higher recovery rates. Of course, countries are also seeking help in the market. Marketization of non-performing assets has opened up a new path for the definition of non-performing assets, and marketization of course is also moving forward in the process of constant exploration. At the same time, it faces many practical problems. Securitization may be the most effective form of existing experience. With the marketization of non-performing assets disposal, I believe the path of non-performing assets will gradually become clear.
【學位授予單位】：首都經(jīng)濟貿(mào)易大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.2;F224

【引證文獻】

相關碩士學位論文 前1條

1 毛勁;釀酒自動化生產(chǎn)線及關鍵工藝設備的研究與設計[D];西華大學;2014年

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本文編號：2088985