本文選題：金融 + 支付體系　； 參考：《內(nèi)蒙古大學》2013年碩士論文

【摘要】：金融是現(xiàn)代經(jīng)濟的核心,支付體系作為金融業(yè)的命脈,使銀行卡成為現(xiàn)代支付體系運行的重要媒介。隨著銀行卡在眾多行業(yè)不斷拓展應用和持卡人用卡意識的提升,銀行卡越來越成為重要支付工具,滲透進入社會生產(chǎn)的各個領域。銀行卡產(chǎn)業(yè)已經(jīng)成為金融業(yè)不可或缺的支柱產(chǎn)業(yè)。 內(nèi)蒙古自治區(qū)的銀行卡產(chǎn)業(yè)與全國比還存在較大差距,部分發(fā)卡銀行盲目追求發(fā)卡數(shù)量,忽視了發(fā)卡質(zhì)量和銀行卡延伸功能的拓展；銀行卡受理環(huán)境建設仍需加強,盟市間區(qū)域發(fā)展不平衡、特別是農(nóng)村牧區(qū)銀行卡受理環(huán)境亟待改善；發(fā)卡、收單機構(gòu)落實銀行卡安全管理相關法規(guī)、制度仍需進一步加強。為進一步發(fā)揮銀行卡產(chǎn)業(yè)對國民經(jīng)濟的促進作用,推動農(nóng)村牧區(qū)支付環(huán)境的持續(xù)改善,落實自治區(qū)黨委、政府“8337”戰(zhàn)略和發(fā)展縣域經(jīng)濟的部署,提升內(nèi)蒙古地區(qū)支付產(chǎn)業(yè)的競爭能力,全面把握內(nèi)蒙古地區(qū)銀行卡市場競爭的現(xiàn)狀,深入分析內(nèi)蒙古地區(qū)銀行卡產(chǎn)業(yè)存在的問題和面臨的機遇,及時調(diào)整發(fā)展方向,加快改革創(chuàng)新,及時制定相應的發(fā)展對策,已成為一項十分緊迫的任務。 本文試圖調(diào)查分析內(nèi)蒙古銀行卡產(chǎn)業(yè)存在的問題和困難、面臨的機遇,利用鉆石模型對銀行卡產(chǎn)業(yè)各方進行分析,做出產(chǎn)業(yè)發(fā)展趨勢判斷,利用銀行卡改善農(nóng)村牧區(qū)支付環(huán)境、引導和刺激消費、降低社會交易成本、完善稅收和公務消費監(jiān)督等功能,提出符合內(nèi)蒙古實際、健康可持續(xù)的銀行卡產(chǎn)業(yè)發(fā)展戰(zhàn)略。
[Abstract]:Finance is the core of modern economy. As the lifeblood of financial industry, payment system makes bank card become an important medium of modern payment system. With the increasing application of bank cards in many industries and the promotion of cardholders' awareness of using cards, bank cards have become more and more important payment tools, infiltrating into various fields of social production. Bank card industry has become an indispensable pillar industry of the financial industry. In Inner Mongolia Autonomous region, there is still a big gap between the banking card industry and the whole country. Some card issuing banks blindly pursue the number of cards issued, neglecting the expansion of the card issuing quality and the extended function of bank cards, and the construction of the reception environment for bank cards still needs to be strengthened. The regional development among cities is unbalanced, especially in rural and pastoral areas, the environment of bank card acceptance needs to be improved urgently, and the system of issuing cards and receiving orders to implement the relevant laws and regulations on the security management of bank cards still needs to be further strengthened. In order to further give full play to the role of the banking card industry in promoting the national economy, to promote the sustainable improvement of the payment environment in rural and pastoral areas, to implement the "8337" strategy of the party committee and government of the autonomous region and to deploy the development of the county economy, To enhance the competitive power of the payment industry in Inner Mongolia, comprehensively grasp the current situation of the market competition of bank cards in Inner Mongolia, analyze deeply the problems and opportunities faced by the banking card industry in Inner Mongolia, and adjust the direction of development in a timely manner. It has become a very urgent task to speed up reform and innovation and formulate corresponding development countermeasures in time. This paper attempts to investigate and analyze the problems and difficulties existing in the banking card industry in Inner Mongolia, the opportunities it faces, and use the diamond model to analyze all aspects of the banking card industry, to judge the development trend of the industry, and to improve the payment environment in the rural pastoral areas by using the bank cards. To guide and stimulate consumption, to reduce social transaction costs, to improve the functions of taxation and supervision of public consumption, and to put forward a healthy and sustainable development strategy of bank card industry in accordance with the actual situation of Inner Mongolia.
【學位授予單位】：內(nèi)蒙古大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.2

【參考文獻】

相關期刊論文 前10條

1 胥莉,陳宏民;美國和日本信用卡產(chǎn)業(yè)的比較研究[J];國際金融研究;2004年08期

2 羅清和,歐陽仁堂;我國銀行卡產(chǎn)業(yè)現(xiàn)狀、存在的問題及對策思考[J];金融與經(jīng)濟;2005年01期

3 趙明輝;;試論銀行卡產(chǎn)業(yè)發(fā)展中的銀商關系重塑[J];吉林金融研究;2009年01期

4 趙慶德;;對我省銀行卡產(chǎn)業(yè)健康發(fā)展的思考[J];黑龍江金融;2005年12期

5 陶大勇;閻琰;;銀行卡產(chǎn)業(yè)發(fā)展之中美比較[J];黑龍江金融;2013年03期

6 楊克燦;;內(nèi)蒙古:銀行卡產(chǎn)業(yè)初具規(guī)模[J];金卡工程;2007年01期

7 林采宜;;又是一年春好時——銀行卡產(chǎn)業(yè)回顧與展望[J];中國信用卡;2006年04期

8 畢英麗;周濤;;如何推進實施銀行卡促消費的各項措施[J];中國信用卡;2010年02期

9 陳擁軍,史載松;銀行卡與特約商戶[J];中國信用卡;2000年01期

10 蘇長雄;張勇;郭雪榮;;關于銀行卡產(chǎn)業(yè)在新疆發(fā)展的回顧與展望[J];新疆金融;2009年01期

，

本文編號：2067028