本文選題：銀行 + 供應(yīng)鏈金融�。� 參考：《蘇州大學》2013年碩士論文

【摘要】：隨著企業(yè)生產(chǎn)管理模式向供應(yīng)鏈管理的轉(zhuǎn)變，供應(yīng)鏈的競爭已經(jīng)逐漸成為企業(yè)競爭的重要方式。越來越多的企業(yè)管理者開始關(guān)注自身供應(yīng)鏈的競爭能力。供應(yīng)鏈由物流、資金流、信息流三大要素組成，其實質(zhì)在于價值和信息的傳遞。伴隨著企業(yè)間競爭模式的轉(zhuǎn)變銀行的金融服務(wù)模式也隨之發(fā)生變化，供應(yīng)鏈金融由此應(yīng)運而生。所謂供應(yīng)鏈金融是指銀行通過對整條供應(yīng)鏈的審查，依托核心企業(yè)對供應(yīng)鏈的管理和其強大的信用實力，對核心企業(yè)及其上下游多個企業(yè)提供的一種更為靈活的創(chuàng)新融資服務(wù)。 本文對供應(yīng)鏈金融的自償性貿(mào)易融資理論和結(jié)構(gòu)融資理論進行了研究，分析了供應(yīng)鏈金融的三種主要融資模式。通過供應(yīng)鏈金融真實案例的分析，從需求、供給和監(jiān)管約束三個角度闡述了供應(yīng)鏈金融業(yè)務(wù)的演進過程。本文認為，商業(yè)銀行供應(yīng)鏈金融業(yè)務(wù)為滿足中小企業(yè)融資提供了新的解決方案；為大型企業(yè)實現(xiàn)現(xiàn)金管理提供了有效手段；是商業(yè)銀行適應(yīng)監(jiān)管要求、化解資本約束和滿足市場需求的必然選擇；是商業(yè)銀行風險管理理念的重大突破、市場營銷理念的重要轉(zhuǎn)變和業(yè)務(wù)流程管理的創(chuàng)新。創(chuàng)新與風險往往相生相伴，因此本文還揭示了供應(yīng)鏈金融業(yè)務(wù)中潛在的風險，并針對三類業(yè)務(wù)模式的風險控制措施進行了簡要分析。 隨著供應(yīng)鏈金融業(yè)務(wù)領(lǐng)域的不斷拓展，制約業(yè)務(wù)發(fā)展的內(nèi)外部矛盾也愈發(fā)突出。因此本文認為監(jiān)管部門要建立多元化多層次的金融機構(gòu)體系，為金融創(chuàng)新創(chuàng)造良好的外部監(jiān)管環(huán)境；銀行自身要加強專業(yè)化的運營管理；第三方物流企業(yè)要提升管理創(chuàng)新能力，同時不斷完善相關(guān)政策和法規(guī)。
[Abstract]:With the transformation of enterprise production management model to supply chain management, supply chain competition has gradually become an important way of enterprise competition. More and more enterprise managers begin to pay attention to the competitive ability of their own supply chain. Supply chain consists of three elements: logistics, capital flow and information flow, whose essence lies in the transmission of value and information. With the change of competition mode between enterprises, the financial service mode of banks also changes, and supply chain finance emerges as the times require. The so-called supply chain finance refers to a more flexible innovative financing service provided by banks to the core enterprises and their upstream and downstream enterprises through the examination of the whole supply chain, relying on the core enterprises' management of the supply chain and their strong credit strength. In this paper, the self-compensated trade financing theory and the structural financing theory of supply chain finance are studied, and the three main financing modes of supply chain finance are analyzed. Through the analysis of real cases of supply chain finance, this paper expounds the evolution of supply chain financial business from three angles of demand, supply and supervision constraints. This paper holds that the supply chain financial business of commercial banks provides a new solution to meet the financing of small and medium-sized enterprises, provides an effective means for large enterprises to achieve cash management, and is suitable for commercial banks to meet the regulatory requirements. It is an inevitable choice to resolve the capital constraint and meet the market demand. It is a great breakthrough of the risk management idea of commercial bank, the important change of marketing idea and the innovation of business process management. Innovation and risk often go hand in hand, so this paper also reveals the potential risks in the financial business of supply chain, and briefly analyzes the risk control measures of the three business models. With the continuous expansion of supply chain financial business, the internal and external contradictions that restrict the development of business are becoming more and more prominent. Therefore, this paper argues that the regulatory authorities should establish a diversified and multi-level financial institution system to create a good external regulatory environment for financial innovation; banks themselves should strengthen the specialized operation management; third party logistics enterprises should enhance the ability of management innovation. At the same time, continue to improve the relevant policies and regulations.
【學位授予單位】：蘇州大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F274;F832.33

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