B商業(yè)銀行貴金屬業(yè)務(wù)發(fā)展策略研究
發(fā)布時間:2018-06-08 19:26
本文選題:貴金屬業(yè)務(wù) + 商業(yè)銀行; 參考:《廣西大學(xué)》2013年碩士論文
【摘要】:黃金自古以來就是財富和地位的象征,也是眾人追逐的對象。受國際金融危機(jī)、希臘主權(quán)債務(wù)危機(jī)及隨之而來的歐洲債務(wù)危機(jī)、新興市場經(jīng)濟(jì)體通貨膨脹、中東和北非等部分地區(qū)政局暴亂等因素影響,近幾年黃金價格也因避險需求猛增而屢創(chuàng)新高。2008年金融危機(jī)以來,黃金價格漲幅達(dá)174.66%,鉑金價格漲幅144.82%,白銀價格漲幅更是高達(dá)434.01%。貴金屬具有保值、增值、抵抗通脹的金融功效,貴金屬價格的暴漲使得以黃金為首的貴金屬投資越來越受到投資者的青睞。尤其是在中國,貴金屬市場交易規(guī)模迅速擴(kuò)大。 國內(nèi)貴金屬市場的蓬勃發(fā)展,為開辦貴金屬業(yè)務(wù)的商業(yè)銀行帶來了豐厚的利潤。國內(nèi)貴金屬市場巨大的消費(fèi)潛力和投資潛力,也使各家銀行越來越重視貴金屬業(yè)務(wù)的發(fā)展。本文擬通過分析目前國內(nèi)外貴金屬市場發(fā)展現(xiàn)狀及國際金融形勢,說明在未來一段時間內(nèi)國內(nèi)貴金屬市場仍有較大發(fā)展空間,國內(nèi)商業(yè)銀行貴金屬業(yè)務(wù)仍將處于一個上升發(fā)展階段。接著本文通過對比國內(nèi)主要商業(yè)銀行貴金屬產(chǎn)品特點(diǎn)和國內(nèi)商業(yè)銀行貴金屬業(yè)務(wù)發(fā)展現(xiàn)狀,對目前B商業(yè)銀行貴金屬業(yè)務(wù)擁有的優(yōu)勢、存在的劣勢、面臨的機(jī)遇和威脅進(jìn)行了全面的分析研究。最后針對B商業(yè)銀行自身的優(yōu)勢和劣勢,參考先進(jìn)商業(yè)銀行貴金屬業(yè)務(wù)發(fā)展經(jīng)驗(yàn),對B商業(yè)銀行貴金屬業(yè)務(wù)發(fā)展提出了優(yōu)化業(yè)務(wù)管理模式,提高產(chǎn)品創(chuàng)新能力和培育市場的能力,重視衍生產(chǎn)品推廣,加強(qiáng)風(fēng)險防范和風(fēng)險管理等發(fā)展建議。
[Abstract]:Gold has been the symbol of wealth and status since ancient times, but also the object of pursuit. Affected by the international financial crisis, the Greek sovereign debt crisis and the subsequent European debt crisis, inflation in emerging market economies, political riots in parts of the Middle East and North Africa, Since the 2008 financial crisis, gold has risen 174.66, platinum 144.82 and silver 434.01. Precious metals have the financial function of keeping value, increasing value and resisting inflation. The soaring price of precious metals makes precious metal investment, led by gold, more and more popular among investors. Especially in China, the scale of the precious metals market is expanding rapidly. The booming domestic precious metals market has brought huge profits to commercial banks that run precious metals business. The huge consumption potential and investment potential of domestic precious metal market also make banks pay more and more attention to the development of precious metals business. By analyzing the present situation of the precious metal market at home and abroad and the international financial situation, this paper points out that there is still much room for the development of the domestic precious metal market in the future. Domestic commercial bank precious metals business will still be in a rising stage of development. Then, by comparing the characteristics of precious metal products of major domestic commercial banks and the present situation of precious metal business development of domestic commercial banks, this paper has the advantages and disadvantages of the precious metals business of B commercial banks at present. The opportunities and threats are comprehensively analyzed and studied. Finally, aiming at the advantages and disadvantages of B commercial bank and referring to the experience of precious metal business development of advanced commercial bank, the paper puts forward the optimized business management mode for the development of precious metal business in B commercial bank. Improve the ability of product innovation and cultivate market, attach importance to derivative product promotion, strengthen risk prevention and risk management and other development suggestions.
【學(xué)位授予單位】:廣西大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2013
【分類號】:F832.2
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