本文選題：交通銀行 + 離岸金融��； 參考：《成都理工大學(xué)》2013年碩士論文

【摘要】：離岸金融產(chǎn)生的背景是：第二次世界大戰(zhàn)后,美國(guó)大發(fā)戰(zhàn)爭(zhēng)橫財(cái)急欲尋找投資良機(jī),中東產(chǎn)油國(guó)閑置了大量的“石油美元”；歐洲則著手戰(zhàn)后重建,二者剛好形成借貸需求,于是,上述美元資金投放到歐洲稱(chēng)之為“歐洲美元”,其形成的交易市場(chǎng)稱(chēng)作“歐洲美元市場(chǎng)”,也被稱(chēng)作離岸金融市場(chǎng)。該市場(chǎng)打破了貨幣所在國(guó)的地域和行政法規(guī)的管理邊界,在一國(guó)境外且不受該國(guó)法律管轄,是國(guó)內(nèi)金融的國(guó)際化,也是法律監(jiān)管的一種突破和創(chuàng)新,因此也讓離岸金融披上了“國(guó)際化”、“創(chuàng)新”和“自由化”的外衣。鑒于離岸金融有助于為經(jīng)濟(jì)建設(shè)籌措資金,我國(guó)曾在1990年代前后嘗試發(fā)展中國(guó)的離岸金融市場(chǎng),但由于經(jīng)驗(yàn)缺乏、風(fēng)險(xiǎn)加大而一度陷于停滯,1999年停辦；2001年加入世界貿(mào)易組織后,我國(guó)接受該組織一些關(guān)于金融開(kāi)放的條件,同時(shí)為提高投資和貿(mào)易便利化程度,監(jiān)管部門(mén)于2002年6月又將離岸業(yè)務(wù)經(jīng)營(yíng)資格賦予幾家中資商業(yè)銀行,離岸業(yè)務(wù)重新進(jìn)入金融市場(chǎng)；2007年以后,在境內(nèi)外機(jī)構(gòu)投融資和貿(mào)易往來(lái)需求推動(dòng)下,幾家持牌銀行開(kāi)始在離岸業(yè)務(wù)領(lǐng)域的開(kāi)拓上發(fā)力,形成了當(dāng)前OSA和NRA賬戶(hù),離岸人民幣與離岸外幣,中資銀行與外資銀行多方競(jìng)爭(zhēng)的格局。當(dāng)然,我國(guó)離岸金融也面臨著許多發(fā)展困境需要逐步加以解決。對(duì)于交通銀行來(lái)說(shuō),雖然是第二批離岸業(yè)務(wù)試點(diǎn)銀行,但該行經(jīng)過(guò)自主創(chuàng)業(yè),不斷開(kāi)拓,目前發(fā)展?fàn)顩r良好。本文結(jié)合作者長(zhǎng)期從事離岸業(yè)務(wù)工作的經(jīng)驗(yàn)和可以了解到交行內(nèi)部及行業(yè)內(nèi)離岸業(yè)務(wù)數(shù)據(jù)的便利,對(duì)離岸金融相關(guān)理論,國(guó)際國(guó)內(nèi)及交通銀行離岸金融發(fā)展現(xiàn)狀進(jìn)行介紹和分析,并將理論聯(lián)系實(shí)際,與當(dāng)前我國(guó)大力離岸金融發(fā)展和建設(shè)上海自由貿(mào)易區(qū)的實(shí)際結(jié)合起來(lái),為交通銀行離岸業(yè)務(wù)的發(fā)展出謀劃策,具有較強(qiáng)的現(xiàn)實(shí)意義。
[Abstract]:The background of offshore finance is: after the second World War, the United States made great gains in the war and was eager to find investment opportunities. The Middle East oil producers left a large amount of "petrodollars" idle; and Europe embarked on the post-war reconstruction, both of which formed a demand for borrowing. As a result, the dollar money invested in Europe is called the "European dollar", and its trading market is called the "European dollar market", also known as the offshore financial market. The market has broken the administrative boundaries of the territorial and administrative regulations of the countries in which the currency is located. It is outside a country and is not governed by the laws of that country. It is the internationalization of domestic finance and a breakthrough and innovation of legal supervision. As a result, offshore finance is dressed as "internationalized", "innovative" and "liberalized". In view of the fact that offshore finance helps to raise funds for economic construction, China tried to develop the offshore financial market in China around the 1990s. However, due to the lack of experience and increased risk, the offshore financial market was halted in 1999 and suspended in 1999. After its accession to the World Trade Organization in 2001, In order to improve the degree of investment and trade facilitation, in June 2002, the regulatory authorities granted the offshore business qualifications to several Chinese commercial banks. Offshore business re-entered the financial market. After 2007, driven by the demand of domestic and foreign institutions for investment, financing and trade transactions, several licensed banks began to make efforts in the development of offshore business, forming the current OSA and NRA accounts. Offshore RMB and offshore foreign currency, Chinese banks and foreign banks in many ways to compete. Of course, China's offshore finance is also facing a lot of development difficulties need to be gradually resolved. For Bank of Communications, although it is the second batch of offshore business pilot banks, but the bank through its own venture, continuous development, the current development situation is good. Combined with the author's long experience in offshore business and the convenience of understanding the offshore business data within the Bank of Communications and in the industry, this paper gives some theories about offshore finance. This paper introduces and analyzes the present situation of offshore finance development in international, domestic and bank of communications, and combines theory with practice with the development of offshore finance in China and the construction of Shanghai Free Trade area. It is of great practical significance to give advice for the development of Bank of Communications offshore business.
【學(xué)位授予單位】：成都理工大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.2

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相關(guān)期刊論文 前1條

1 姚旭輝;從“在岸”駛向“離岸”——探索我國(guó)離岸金融發(fā)展模式[J];中國(guó)外匯管理;2005年04期

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本文編號(hào)：1955435