本文選題：寧夏 + 農(nóng)村金融�。� 參考：《西北農(nóng)林科技大學(xué)》2016年碩士論文

【摘要】：農(nóng)村經(jīng)濟(jì)的發(fā)展離不開農(nóng)村金融的支持。從各國農(nóng)村經(jīng)濟(jì)發(fā)展的實踐中可證明:只有充分配置各類金融資源,滿足農(nóng)村地區(qū)經(jīng)濟(jì)發(fā)展的資金需要,提供有效的金融服務(wù),才能實現(xiàn)農(nóng)村地區(qū)經(jīng)濟(jì)金融的良性互動,取得經(jīng)濟(jì)金融的共贏。寧夏地處我國西北部,經(jīng)濟(jì)欠發(fā)達(dá),金融資源規(guī)模偏小。在此背景下,本文運(yùn)用農(nóng)村金融理論,通過文獻(xiàn)分析法、比較法、歷史分析的方法,介紹了寧夏農(nóng)村金融需求的現(xiàn)狀及特點(diǎn),農(nóng)村金融機(jī)構(gòu)的各自情況,對農(nóng)村金融發(fā)展中存在的問題與困難進(jìn)行了分析,結(jié)合實際提出了金融支持寧夏農(nóng)村經(jīng)濟(jì)發(fā)展的建議與措施。論文第一章對研究的背景意義和中外研究情況作了說明;第二章介紹農(nóng)村金融理論及國外農(nóng)村金融發(fā)展的情況;第三章介紹我國農(nóng)村金融發(fā)展變革情況;第四章介紹寧夏農(nóng)村地區(qū)經(jīng)濟(jì)、金融發(fā)展的現(xiàn)狀;第五章介紹寧夏農(nóng)村金融需求與供給狀況;第六章介紹寧夏農(nóng)村金融發(fā)展中存在的問題與成因,分析了現(xiàn)行的財稅、金融政策在實施中遇到的困難,以及金融供需不匹配等問題;第七章提出寧夏農(nóng)村金融發(fā)展的對策和建議,以滿足各類主體的融資需求,促進(jìn)農(nóng)村地區(qū)各類產(chǎn)業(yè)加快發(fā)展。本論文的研究結(jié)論如下:一是寧夏農(nóng)村地區(qū)金融資源比較匱乏、金融服務(wù)主體單一、存在財稅、金融扶持政策落實難、金融資源供不應(yīng)求、地區(qū)金融生態(tài)環(huán)境有待完善等諸多深層次的矛盾和問題,影響了金融支持經(jīng)濟(jì)發(fā)展作用的發(fā)揮。二是應(yīng)加大政策支持,出臺農(nóng)村土地承包經(jīng)營權(quán)、農(nóng)民住房財產(chǎn)權(quán)和林權(quán)流轉(zhuǎn)抵押的法律法規(guī),發(fā)展農(nóng)村政策性保險和商業(yè)性保險業(yè)務(wù),促進(jìn)支農(nóng)資金、財政資金與金融相結(jié)合,發(fā)揮政策引導(dǎo)金融支持“三農(nóng)”的作用。三是應(yīng)建立多元化、多層次的農(nóng)村金融服務(wù)體系,鼓勵和引導(dǎo)民間資本向農(nóng)村流入。四是應(yīng)構(gòu)建涵蓋增加金融總量供給、支持特色支柱產(chǎn)業(yè)發(fā)展、滿足各類主體融資需要、完善農(nóng)村地區(qū)生態(tài)環(huán)境的全面、系統(tǒng)的金融服務(wù)框架,支持農(nóng)村地區(qū)經(jīng)濟(jì)加快發(fā)展。
[Abstract]:The development of rural economy can not be separated from the support of rural finance. From the practice of rural economic development in various countries, it can be proved that only by fully allocating all kinds of financial resources, satisfying the capital needs of economic development in rural areas and providing effective financial services, can the benign interaction of economy and finance in rural areas be realized. Achieve economic and financial win-win situation. Ningxia is located in the northwest of China, the economy is underdeveloped, the scale of financial resources is small. Under this background, this article uses the rural finance theory, through the literature analysis method, the comparative method, the historical analysis method, has introduced the Ningxia countryside finance demand present situation and the characteristic, the rural financial institution's respective situation, This paper analyzes the problems and difficulties in the development of rural finance, and puts forward some suggestions and measures to support the development of rural economy in Ningxia. The first chapter introduces the background significance of the research and the research situation at home and abroad; the second chapter introduces the theory of rural finance and the development of rural finance in foreign countries; the third chapter introduces the development of rural finance in China. The fourth chapter introduces the present situation of the economic and financial development in rural areas of Ningxia; the fifth chapter introduces the situation of rural financial demand and supply in Ningxia; the sixth chapter introduces the problems and causes in the development of rural finance in Ningxia, and analyzes the current fiscal and taxation. The seventh chapter puts forward the countermeasures and suggestions for the development of rural finance in Ningxia in order to meet the financing needs of various main bodies and promote the rapid development of various industries in rural areas. The conclusions of this paper are as follows: first, the financial resources in rural areas of Ningxia are relatively scarce, the main body of financial services is single, there are fiscal and taxation, financial support policy implementation difficult, financial resources in short supply. The regional financial ecological environment needs to be perfected and many deep-seated contradictions and problems affect the role of financial support for economic development. Second, we should increase policy support, introduce laws and regulations on the right to contract management of rural land, farmers' housing property rights and the circulation of forest rights, develop rural policy insurance and commercial insurance, and promote agricultural support funds. The combination of financial funds and finance should play a role in guiding the financial support of agriculture, rural areas and farmers. Third, we should establish a diversified and multi-level rural financial service system to encourage and guide the inflow of private capital to rural areas. Fourth, it is necessary to construct a comprehensive and systematic financial service framework covering increasing the total financial supply, supporting the development of characteristic pillar industries, satisfying the financing needs of various main bodies, perfecting the ecological environment in rural areas, and supporting the rapid development of the economy in rural areas.
【學(xué)位授予單位】：西北農(nóng)林科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2016
【分類號】：F832.35

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本文編號：1947544