本文選題：新農(nóng)村建設(shè) + 農(nóng)村金融��； 參考：《東北農(nóng)業(yè)大學(xué)》2013年碩士論文

【摘要】：本文研究的目的是依靠金融支持經(jīng)濟的相關(guān)理論，結(jié)合新農(nóng)村建設(shè)和農(nóng)村金融的發(fā)展問題，，對農(nóng)村金融對新農(nóng)村建設(shè)的影響進行研究，通過引用實證即哈爾濱市的新農(nóng)村建設(shè)中的金融支持實際情況進行剖析，挖掘影響哈爾濱市新農(nóng)村建設(shè)中的金融支持的深層原因，最后借鑒國內(nèi)的新農(nóng)村建設(shè)的經(jīng)驗，提出適合哈爾濱新農(nóng)村建設(shè)中的金融支持的對策建議。本文研究理論意義是為社會主義新農(nóng)村建設(shè)中的金融支持的研究擴展新的研究角度，社會主義新農(nóng)村的建設(shè)離不開強而有力的金融系統(tǒng)的支持，這就需要我們擴展金融對農(nóng)村經(jīng)濟發(fā)展的影響的研究，從而幫助我國更好更快更健康的進行社會主義新農(nóng)村建設(shè)，只有這樣，國家提出的縮小城鄉(xiāng)差距、構(gòu)建社會主義和諧社會和建設(shè)美麗中國的偉大目標才能得以圓滿實現(xiàn)；現(xiàn)實意義是哈爾濱市的農(nóng)業(yè)、農(nóng)村、農(nóng)民問題還沒有得到根本解決，其中農(nóng)民收入是核心問題，新農(nóng)村建設(shè)的任務(wù)就是要增加農(nóng)民收入、發(fā)展農(nóng)村經(jīng)濟，農(nóng)村金融能促進新農(nóng)村建設(shè)，完善農(nóng)村經(jīng)濟，增加農(nóng)民收入，幫助解決“三農(nóng)”問題。 本文首先對文章研究的社會背景、國內(nèi)外文獻綜述進行了充分的闡述說明，在此基礎(chǔ)上對新農(nóng)村、農(nóng)村金融、農(nóng)村金融支持的概念進行界定，對本文要用到的理論——經(jīng)濟增長理論、二元經(jīng)濟理論、現(xiàn)代金融發(fā)展理論、農(nóng)村金融發(fā)展理論進行了介紹，然后對哈爾濱市新農(nóng)村建設(shè)中的金融支持的現(xiàn)狀、存在的問題進行了分析。運用SPSS軟件對哈爾濱市新農(nóng)村建設(shè)中的金融支持的影響因素進行主成分分析，經(jīng)過分析后對選取的十三個主要影響因素進行主成分篩選，最后得到兩個綜合性主成分為：經(jīng)濟因素和保險因素。然后對國內(nèi)北京、天津、江西婺源和河南省新農(nóng)村建設(shè)中金融支持新農(nóng)村建設(shè)的經(jīng)驗進行介紹，在國內(nèi)省市新農(nóng)村建設(shè)金融支持經(jīng)驗的基礎(chǔ)上提出對哈爾濱市建設(shè)新農(nóng)村的啟示。而后通過SWOT模型分析了哈爾濱市新農(nóng)村建設(shè)中的金融支持的優(yōu)勢、劣勢、機遇與挑戰(zhàn)，然后對哈爾濱市新農(nóng)村建設(shè)中金融支持進行戰(zhàn)略構(gòu)想。最后對哈爾濱市建設(shè)新農(nóng)村中金融支持提出的對策建議為：完善的農(nóng)村金融體系、創(chuàng)新現(xiàn)代農(nóng)村金融制度、尋求農(nóng)業(yè)保險體系的創(chuàng)新、規(guī)范農(nóng)村信用環(huán)境、建立農(nóng)村金融政策扶持體系和強化經(jīng)濟對農(nóng)村金融的發(fā)展作用。 本文主要運用了比較分析方法和定性分析與定量分析相結(jié)合的方法分析出哈爾濱市新農(nóng)村建設(shè)中金融支持存在的問題為：金融機構(gòu)自身存在的問題和外部環(huán)境因素。金融機構(gòu)自身的問題包括：正規(guī)金融機構(gòu)支農(nóng)力度不足、哈爾濱市農(nóng)村金融體系不完善、哈爾濱市金融機構(gòu)自身的缺陷和農(nóng)業(yè)保險體系不完善等問題。外部環(huán)境因素包括：農(nóng)村金融法律法規(guī)缺乏、民間金融存在信用問題、哈爾濱市農(nóng)村外界環(huán)境的影響三方面。本文提出的對策建議為：完善農(nóng)村金融體系、創(chuàng)新現(xiàn)代農(nóng)村金融制度、尋求農(nóng)業(yè)保險體系的創(chuàng)新、規(guī)范農(nóng)村信用環(huán)境、建立農(nóng)村金融政策扶持體系和強化經(jīng)濟對農(nóng)村金融的發(fā)展作用6方面建議。
[Abstract]:The purpose of this study is to rely on the related theories of financial support economy, combine the new rural construction and the development of rural finance, study the influence of Rural Finance on the new rural construction, and analyze the actual situation of the financial support in the new rural construction of Harbin, and excavate the influence of the new countryside in Harbin. The deep reasons of the financial support in the construction, and finally draw on the experience of the new rural construction in China, put forward the countermeasures and suggestions suitable for the financial support in the new rural construction of Harbin. The theoretical significance is to expand the new research angle for the research of the financial support in the construction of the new socialist countryside, and the construction of the new socialist countryside. The support of a strong and powerful financial system requires us to expand the study of the impact of Finance on the development of the rural economy, so as to help our country to better and healthier and healthier socialist new rural construction. Only in this way, the country proposes to narrow the gap between the urban and rural areas, build a socialistic harmonious society and build a great view of the beautiful China. The practical significance is that the agricultural, rural and peasant problems in Harbin have not been fundamentally solved, and the farmers' income is the core problem. The task of the new rural construction is to increase the income of farmers and develop the rural economy. The rural finance can promote the construction of the new countryside, improve the rural economy, increase the income of the farmers and help the farmers. Help solve the problem of "three rural".
First of all, this paper expounds the social background of the article and the literature review at home and abroad. On this basis, the concept of the new rural, rural finance and rural financial support is defined, and the theory of economic growth, two yuan economic theory, modern financial development theory, and the theory of rural financial development are introduced. The present situation of financial support in Harbin's new rural construction and the existing problems are analyzed. The factors affecting the financial support in the new rural construction of Harbin are analyzed by using SPSS software. After the analysis, the main components of the thirteen main factors are selected and the final results are obtained. The two comprehensive principal components are economic factors and insurance factors, and then the experience of financial support for new rural construction in the construction of new rural areas in Beijing, Tianjin, Jiangxi Wuyuan and Henan province is introduced. On the basis of the financial support experience of the new rural construction in the domestic provinces and cities, the Enlightenment to the construction of the new countryside in Harbin is put forward. And then through SWO The T model analyses the advantages, disadvantages, opportunities and challenges of the financial support in the new rural construction of Harbin, and then carries out a strategic conception of financial support in the construction of the new rural construction in Harbin. Finally, the countermeasures and suggestions for the financial support in the construction of the new rural area in Harbin are as follows: the perfect rural financial system and the innovation of the modern rural financial system. We should seek the innovation of the agricultural insurance system, standardize the rural credit environment, establish a rural financial policy support system and strengthen the role of the economy in the development of rural finance.
This article mainly uses the comparative analysis method and the qualitative analysis and the quantitative analysis method to analyze the problems of financial support in the new rural construction of Harbin City: the problems of the financial institutions themselves and the external environmental factors. The problems of the financial institutions themselves include: the lack of support for agriculture in the regular financial institutions, the Harbin City The rural financial system is imperfect, the defects of the financial institutions in Harbin and the imperfect agricultural insurance system. The external environmental factors include the lack of rural financial laws and regulations, the credit problems of the folk finance and the influence of the external environment in the rural areas of Harbin. The countermeasures and suggestions put forward in this article are to improve the rural financial body. To innovate the modern rural financial system, to seek the innovation of the agricultural insurance system, to standardize the rural credit environment, to establish the supporting system of rural financial policy and to strengthen the economic development of the rural finance, 6 suggestions.
【學(xué)位授予單位】：東北農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F320;F832

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本文編號：1932646