本文選題：數(shù)據(jù)包絡(luò)分析 + 大中型商業(yè)銀行　； 參考：《經(jīng)濟管理》2011年07期

【摘要】：本文運用投入主導(dǎo)型的數(shù)據(jù)包絡(luò)分析(DEA)方法測度了我國11家大中型商業(yè)銀行及12家小型商業(yè)銀行及信用社在2003～2006年的技術(shù)效率、純技術(shù)效率、規(guī)模效率和規(guī)模變化情況。結(jié)果表明大中型商業(yè)銀行比小型商業(yè)銀行的技術(shù)效率更高,并且更穩(wěn)定;大中型、小型商業(yè)銀行的技術(shù)效率出現(xiàn)同漲同跌的現(xiàn)象;大中型商業(yè)銀行的純技術(shù)效率高于小型商業(yè)銀行,但是差別并不太大;大中型商業(yè)銀行的純技術(shù)效率遠遠比小型商業(yè)銀行穩(wěn)定;大中型商業(yè)銀行的規(guī)模效率大于小型商業(yè)銀行;小型商業(yè)銀行的自身規(guī)模效率主要取決于自身的規(guī)模大小,規(guī)模越大,規(guī)模效率越高,反之,則越低;大中型商業(yè)銀行普遍處于規(guī)模報酬遞減的狀態(tài),小型商業(yè)銀行全部處于規(guī)模報酬遞增的狀態(tài)。
[Abstract]:This paper measures the technical efficiency, pure technical efficiency, scale efficiency and scale change of 11 large and medium-sized commercial banks, 12 small commercial banks and credit cooperatives in China from 2003 to 2006 by means of input oriented data Envelopment Analysis (DEAA). The results show that the technical efficiency of large and medium-sized commercial banks is higher and more stable than that of small commercial banks. The pure technical efficiency of large and medium-sized commercial banks is higher than that of small commercial banks, but the difference is not too great; the pure technical efficiency of large and medium-sized commercial banks is far more stable than that of small commercial banks, and the scale efficiency of large and medium-sized commercial banks is larger than that of small commercial banks. The scale efficiency of small commercial banks mainly depends on the size of their own, the larger the scale, the higher the scale efficiency, and the lower the scale efficiency is. Small commercial banks are all in the state of increasing returns on a scale.
【作者單位】： 吉林大學(xué)商學(xué)院;中國國有經(jīng)濟研究中心;
【基金】：教育部社科基金重大項目“金融危機對我國經(jīng)濟金融沖擊的動態(tài)計量與國家金融安全預(yù)警研究”(2009JJD790015)
【分類號】：F832.33;F224

【相似文獻】

相關(guān)期刊論文 前10條

1 馬贊甫;劉妍s，

本文編號：1857073