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房貸利率上調(diào)對(duì)普通購(gòu)房者的影響研究

發(fā)布時(shí)間:2018-05-07 08:27

  本文選題:普通購(gòu)房者 + 房貸利率。 參考:《價(jià)格理論與實(shí)踐》2011年10期


【摘要】:為了進(jìn)一步調(diào)控房地產(chǎn)市場(chǎng),抑制房地產(chǎn)價(jià)格的上漲,最近,部分金融機(jī)構(gòu)上調(diào)了個(gè)人住房貸款利率。但利率的上調(diào),在增加投機(jī)炒房者成本的同時(shí),對(duì)普通購(gòu)房者正常購(gòu)房需求也造成一定的影響。本文分析了房貸利率上調(diào)將對(duì)房地產(chǎn)市場(chǎng)以及中低收入具有真正有購(gòu)買(mǎi)需求的普通購(gòu)房者造成的影響,并對(duì)應(yīng)對(duì)影響可能存在的解決方法進(jìn)行探索,提出相應(yīng)的對(duì)策及建議。
[Abstract]:To further regulate the real estate market and curb the rise in real estate prices, some financial institutions have recently raised interest rates on personal housing loans. However, the increase in interest rates increases the cost of speculators, but also has a certain impact on the normal demand of ordinary buyers. This paper analyzes the impact of the increase of mortgage interest rate on the real estate market and ordinary buyers with real purchase demand in middle and low income, and probes into the possible solutions to the impact, and puts forward corresponding countermeasures and suggestions.
【作者單位】: 重慶工程職業(yè)技術(shù)學(xué)院;重慶大學(xué);
【基金】:重慶工程職業(yè)技術(shù)學(xué)院科技課題(項(xiàng)目編號(hào)2010YJB)
【分類(lèi)號(hào)】:F293.3;F832.4


本文編號(hào):1856189

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