本文選題：普通購房者 + 房貸利率�。� 參考：《價格理論與實踐》2011年10期

【摘要】：為了進(jìn)一步調(diào)控房地產(chǎn)市場,抑制房地產(chǎn)價格的上漲,最近,部分金融機構(gòu)上調(diào)了個人住房貸款利率。但利率的上調(diào),在增加投機炒房者成本的同時,對普通購房者正常購房需求也造成一定的影響。本文分析了房貸利率上調(diào)將對房地產(chǎn)市場以及中低收入具有真正有購買需求的普通購房者造成的影響,并對應(yīng)對影響可能存在的解決方法進(jìn)行探索,提出相應(yīng)的對策及建議。
[Abstract]:To further regulate the real estate market and curb the rise in real estate prices, some financial institutions have recently raised interest rates on personal housing loans. However, the increase in interest rates increases the cost of speculators, but also has a certain impact on the normal demand of ordinary buyers. This paper analyzes the impact of the increase of mortgage interest rate on the real estate market and ordinary buyers with real purchase demand in middle and low income, and probes into the possible solutions to the impact, and puts forward corresponding countermeasures and suggestions.
【作者單位】： 重慶工程職業(yè)技術(shù)學(xué)院;重慶大學(xué);
【基金】：重慶工程職業(yè)技術(shù)學(xué)院科技課題(項目編號2010YJB)
【分類號】：F293.3;F832.4
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本文編號：1856189