中國(guó)商業(yè)銀行的服務(wù)營(yíng)銷研究
本文選題:商業(yè)銀行 + 服務(wù)營(yíng)銷程度。 參考:《中國(guó)政法大學(xué)》2013年碩士論文
【摘要】:2007年以來,中國(guó)對(duì)外資銀行實(shí)行了全面開放,允許其從事多項(xiàng)人民幣業(yè)務(wù),中國(guó)國(guó)內(nèi)的商業(yè)銀行面臨著與擁有豐富的服務(wù)營(yíng)銷經(jīng)驗(yàn)的外資銀行爭(zhēng)奪客戶的局面,因而研究和實(shí)踐銀行服務(wù)營(yíng)銷非常有必要。2012年,中國(guó)國(guó)內(nèi)的商業(yè)銀行進(jìn)一步對(duì)內(nèi)開放,允許民營(yíng)資本進(jìn)入銀行業(yè),,中國(guó)的銀行業(yè)進(jìn)入了一個(gè)新的發(fā)展階段,因而研究和實(shí)踐銀行服務(wù)營(yíng)銷非常重要。 本文分為六個(gè)部分,第一部分為文章的緒論,分析了中國(guó)國(guó)內(nèi)商業(yè)銀行服務(wù)營(yíng)銷的研究背景、目的、意義、思路、方法、研究假設(shè)及本文的創(chuàng)新點(diǎn)。第二部分梳理了銀行服務(wù)營(yíng)銷的文獻(xiàn)綜述,分析了銀行服務(wù)營(yíng)銷的基本理論,總結(jié)了國(guó)內(nèi)外關(guān)于銀行服務(wù)營(yíng)銷理論研究的歷史和現(xiàn)狀。第三部分是銀行服務(wù)營(yíng)銷的概述情況介紹,從服務(wù)的定義和內(nèi)涵、銀行服務(wù)營(yíng)銷的特點(diǎn)、銀行服務(wù)營(yíng)銷的目的等方面進(jìn)行了闡述。第四部分是銀行服務(wù)營(yíng)銷的理論推導(dǎo),分析和推導(dǎo)出了幾個(gè)對(duì)銀行服務(wù)營(yíng)銷程度指數(shù)影響較大的變量。第五部分是本文的實(shí)證部分,確定了各家銀行的服務(wù)營(yíng)銷程度指數(shù)排序,然后結(jié)合各家銀行的資質(zhì),對(duì)二者進(jìn)行了匹配,得出了相應(yīng)的分析結(jié)果。第六部分是本文的結(jié)論和解決措施部分,本章對(duì)本文進(jìn)行了總結(jié)和歸納,提出了相應(yīng)的措施方法。通過研究分析,本文得出如下結(jié)論: (1)銀行開展服務(wù)營(yíng)銷的狀況與其當(dāng)期營(yíng)業(yè)收入(R)、當(dāng)前自有資金(A)、公眾存款(F)、營(yíng)業(yè)現(xiàn)金流量(O)等資質(zhì)條件高度相關(guān),銀行應(yīng)當(dāng)根據(jù)自身定位而進(jìn)行服務(wù)營(yíng)銷的決策;(2)4V理論在分析銀行服務(wù)營(yíng)銷程度方面重要性非常突出,它不同于以前的產(chǎn)品營(yíng)銷,尤其是核心思想方面有本質(zhì)的不同,4V理論指明了銀行在營(yíng)銷過程中必須覆蓋的范圍,從而為銀行服務(wù)營(yíng)銷提供了一種新的方法。
[Abstract]:Since 2007, China has fully opened up foreign banks to allow them to engage in a number of RMB businesses. Domestic commercial banks in China are faced with the situation of competing for customers with foreign banks with rich experience in service marketing. Therefore, it is necessary to study and practice banking service marketing. In 2012, China's domestic commercial banks were further opened to the outside world, allowing private capital to enter the banking sector, and China's banking industry entered a new stage of development. Therefore, the research and practice of banking service marketing is very important. This paper is divided into six parts, the first part is the introduction of the article, analyzes the research background, purpose, significance, thought, method, research hypothesis and innovation of this paper. The second part summarizes the literature review of banking service marketing, analyzes the basic theory of banking service marketing, summarizes the history and current situation of the research on banking service marketing theory at home and abroad. The third part is an overview of banking service marketing, from the definition and connotation of the service, the characteristics of banking service marketing, the purpose of banking service marketing. The fourth part is the theoretical derivation of banking service marketing. The fifth part is the empirical part of this paper, which determines the ranking of the service marketing degree index of each bank, and then combines the qualification of each bank to match the two, and obtains the corresponding analysis results. The sixth part is the conclusion and solution of this paper, this chapter summarizes and summarizes this paper, and puts forward the corresponding measures. Through research and analysis, this paper draws the following conclusions: (1) the status of banks in carrying out service marketing is highly related to their current operating income, their current private funds, public deposits, and operating cash flows. The theory that banks should make service marketing decisions according to their own positioning is very important in analyzing the degree of banking service marketing. It is different from previous product marketing. In particular, the essential different 4V theory of core ideology indicates the scope that banks must cover in the process of marketing, thus providing a new method for bank service marketing.
【學(xué)位授予單位】:中國(guó)政法大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F274;F832.33
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