本文選題：農村金融發(fā)展 + 金融監(jiān)管　； 參考：《吉林大學》2013年碩士論文

【摘要】：農村金融在社會主義新農村建設中起著非常重要的作用。2010年，中央1號文件指出要“提高農村金融服務質量和水平,加強財稅政策與農村金融政策的有效銜接,引導更多信貸資金投向‘三農’”。在我國現(xiàn)代農村經(jīng)濟發(fā)展中，農村金融的發(fā)展決定著新農村建設的成敗，要想建設好新農村，農村金融必須有所作為，要切實為廣大農村地區(qū)居民提供基礎金融服務。金融在農村經(jīng)濟發(fā)展中起著非常重要的作用，對資本要素的配置有重要意義,是解決農業(yè)、農民、農村問題的一個重要組成部分。作為全國重要的農業(yè)大省和糧食生產(chǎn)基地,黑龍江省要實現(xiàn)農業(yè)大省向農業(yè)強省的跨越，推動傳統(tǒng)農業(yè)向現(xiàn)代農業(yè)的轉變,加強農村金融現(xiàn)代化建設是關鍵。進入新的歷史階段，建設社會主義新農村是黑龍江省農村發(fā)展和改革的必然選擇，也是貫徹黨的十八大精神、構建社會主義和諧社會的內在要求。金融領域有好多情況，實際上過去十年的改革，我們取得了一些成績，但是金融領域里面有很多問題還沒有解決，其中最主要的問題，就是中國的金融界服務實體經(jīng)濟的能力有限，而農村金融又是實體經(jīng)濟的重要組成部分。當前，新農村建設已經(jīng)進行到火熱的階段，黑龍江省的新農村建設已經(jīng)展開嶄新的局面，，但是黑龍江省農村金融發(fā)展相對落后，難以滿足農村經(jīng)濟發(fā)展的需要。本文主要研究黑龍江省金融發(fā)展的歷程，通過探討黑龍江省農村金融發(fā)展的歷史過程和目前的現(xiàn)狀，找出黑龍江省農村金融存在的問題，比如服務體系不健全、農村金融資金供求不平衡、金融監(jiān)管體系存在缺陷、農村民間金融不規(guī)范等問題，對這些問題進行了討論分析并提出發(fā)掘現(xiàn)有農村金融機構，建立新型農村金融機構，發(fā)展“三農”保險事業(yè)，加強農村金融供給等對策，通過這次調查調查研究進行分析總結，希望能為黑龍江省的建設和新農村的發(fā)展提供一些有價值的參考意見，為家鄉(xiāng)的建設貢獻一份微薄的力量。
[Abstract]:Rural finance plays a very important role in the construction of a new socialist countryside. In 2010, the first document of the Central Committee pointed out that "the quality and level of rural financial services should be improved, and the effective linkage between fiscal and taxation policies and rural financial policies should be strengthened." More credit funds should be directed towards agriculture, rural areas and farmers. In the development of modern rural economy in China, the development of rural finance determines the success or failure of new rural construction. In order to build a good new rural area, rural finance must do something and provide basic financial services for the majority of rural residents. Finance plays a very important role in the development of rural economy. It is of great significance to the allocation of capital elements and is an important part of solving the problems of agriculture, farmers and rural areas. As an important agricultural province and grain production base in the whole country, the key point of Heilongjiang Province is to realize the leap from big agricultural province to strong agricultural province, to promote the transformation from traditional agriculture to modern agriculture, and to strengthen the modernization of rural finance. Entering a new historical stage, building a new socialist countryside is an inevitable choice for the rural development and reform in Heilongjiang Province, and is also an inherent requirement for carrying out the spirit of the 18th CPC National Congress and building a harmonious socialist society. There are a lot of situations in the financial field. In fact, we have made some achievements in the reform of the past decade, but there are still many problems in the financial field, the most important of which are still unresolved. China's financial sector has a limited ability to serve the real economy, and rural finance is an important part of the real economy. At present, the construction of new countryside has been in a hot stage, the new rural construction of Heilongjiang Province has launched a new situation, but the rural financial development of Heilongjiang Province is relatively backward, it is difficult to meet the needs of rural economic development. This paper mainly studies the course of financial development in Heilongjiang Province, through discussing the historical process and current situation of rural financial development in Heilongjiang Province, finds out the problems existing in rural finance in Heilongjiang Province, such as the imperfect service system. This paper discusses and analyzes the imbalance between the supply and demand of rural financial funds, the defects of the financial supervision system and the non-standard rural folk finance, and proposes to explore the existing rural financial institutions and establish new rural financial institutions. To develop the "three rural" insurance industry, strengthen rural financial supply and other countermeasures, through this investigation and study to carry out analysis and summary, hope to provide some valuable suggestions for the construction of Heilongjiang Province and the development of new countryside. Contribute a modest strength to the construction of your hometown.
【學位授予單位】：吉林大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.7

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